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FS Bancorp, Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 02 Feb 2024.
FS Bancorp, Inc.: what insiders have been doing
FS Bancorp, Inc. is a Finance & Banking company. Its directors and officers file their transactions with SEC (Form 4). From 18 October 2025 to 18 October 2026, the disclosure feed for FS Bancorp, Inc. logged 71 filings by 19 insiders.
Only sales appear on the open market, 4 sales in all totalling €199k, filed by 2 insiders. The largest single trade was a sale of €131k by Cofer-Wildsmith Marina, published on 17 November 2025.
Typically, a trade is published a median of 4 days after it takes place. The legal deadline for a Form 4 is two business days after the transaction. A sale on its own says little: insiders also sell to pay tax, fund a purchase or diversify.
Across the 5,810 companies tracked on its exchange, the median is 19 filings; at 71 filings, this issuer sits above that mark. Over the whole record (from 2016), the tally stands at 4 purchases and 28 sales. For the fiscal year to 31 December 2025, the annual 10-K puts net income at 33.3 m USD, and the dividend at 1.34 USD per share.
For comparison within the same sector, see the insider buying recorded at First Guaranty Bancshares, Inc. and BCB Bancorp Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
382
Thresholds
n/a
Buy Volume
€17,721
4 ops. · all time
Sell Volume
€3M
28 ops. · all time
Who traded when
BuySaleDegner Terri L3 sales
Joseph C. Adams3 sales
Marina Cofer-Wildsmith3 sales
McCormick Sean1 sale
Since the insiders bought
- +16.5%Entry US$34.22 · Close at T+365 US$39.87
- -6.3%Entry US$35.28 · Close at T+365 US$33.06
- +58.0%Entry US$12.10 · Close at T+365 US$19.11
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate FS Bancorp, Inc. Hold (neutral), based on 2 analysts. Average price target: US$45.00.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 723 of 24,161 companies
81.9
score / 100
Value87
Quality77
FCF yld15%
Earn yld9.5%
EV/EBITDA·
ROE11%
Gross mgn·
Net mgn22%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$44.65
Analyst consensus
2 analystsHold
US$45.00Target US$45.00(+1%)US$45.00
Income statement
RevenueUS$149.8M
Net incomeUS$33.3M23.0% margin
Valuation
PER (trailing)10.2x
PER (forward)9.6x
P/Book1.0x
Beta0.67
Balance sheet & cash
Market capUS$351M
Total debtUS$184.9M
Free Cash FlowUS$51.9M
Profitability & ownership
ROE10.8%
ROA1.1%
% insiders8.2%
% institutions65.6%
Last declaration on 28 August 2026
Declarations382 total
975 shares@ US$43.250.012% mcap23.5% of flowCommonSEC144:0001959173-26-006516
612 shares@ US$42.820.0074% mcap14.6% of flowCommon StockSEC:0000939057-26-000212:0
1,081.852 shares@ US$42.670.013% mcap25.7% of flowCommon StockSEC:0000939057-26-000212:1
907 shares@ US$42.860.011% mcap77.1% of flowCommonSEC144:0001959173-26-006422
1,200 sharesCommon StockSEC:0000939057-26-000203:0
2,957 sharesCommon StockSEC:0000939057-26-000202:0
1,200 shares0Common StockSEC:0000939057-26-000184:0
1,200 sharesCommon StockSEC:0000939057-26-000190:0
1,200 sharesCommon StockSEC:0000939057-26-000191:0
3,046 shares0Common StockSEC:0000939057-26-000186:0
1,200 shares0Common StockSEC:0000939057-26-000187:0
188 shares@ US$43.480.0023% mcap8.2% of flowCommon StockSEC:0000939057-26-000187:1
1,955 sharesCommon StockSEC:0000939057-26-000192:0
403 shares@ US$43.480.0050% mcap52.9% of flowCommon StockSEC:0000939057-26-000192:1
8,046 sharesCommon StockSEC:0000939057-26-000194:0
1,970 shares@ US$43.480.024% mcap9.4% of flowCommon StockSEC:0000939057-26-000194:1
2,483 sharesCommon StockSEC:0000939057-26-000195:0
2,483 sharesCommon StockSEC:0000939057-26-000200:0
263 shares@ US$43.480.0032% mcap22.9% of flowCommon StockSEC:0000939057-26-000200:1
1,200 shares0Common StockSEC:0000939057-26-000188:0
3,164 shares0Common StockSEC:0000939057-26-000185:0
1,200 sharesCommon StockSEC:0000939057-26-000189:0
25 of 382 declarations
About FS Bancorp, Inc.
FS Bancorp, Inc. (ticker: FSBW) is a U.S.-listed bank holding company traded on the NASDAQ market in the United States. For francophone investors, the name sits squarely in the regional banking bucket: FS Bancorp is the holding company for 1st Security Bank of Washington, its operating subsidiary. The holding company was organized in September 2011 to become the parent of the bank after a conversion from a mutual thrift structure, while the banking franchise itself dates back to 1907 through 1st Security Bank’s long operating history. The group’s principal headquarters is in Mountlake Terrace, Washington. That combination makes FSBW a community-oriented, mid-sized banking platform with a long local legacy and a focused geographic footprint in the Pacific Northwest.
From a business-model perspective, FS Bancorp is best described as a diversified lender rather than a plain-vanilla retail bank. Its SEC filings show that the company specializes in originating a broad mix of loans, including commercial real estate (CRE), multifamily, construction, one-to-four-family residential, home equity, indirect home improvement/fixture-secured consumer loans, marine loans, and commercial business loans. This mix gives the bank exposure to multiple lending verticals and helps it balance relationship banking with more specialized niches. The institution is regulated by the Washington State Department of Financial Institutions and the FDIC, and it participates in the Federal Home Loan Bank system. That regulatory framework reinforces its profile as a conservatively run regional bank.
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FS Bancorp’s competitive position is not based on national scale, but on local market knowledge, customer relationships, and targeted lending expertise. The franchise’s branch and lending presence is concentrated in Washington and adjacent markets in the broader Northwest, with 1st Security Bank highlighting service to several counties across Washington state and some neighboring areas. For investors, this matters because regional banks with a strong deposit base and specialized loan origination capabilities can sustain attractive spreads and relationship-driven cross-selling, provided credit discipline remains sound.
Recent developments have been supportive. In January 2026, the company reported fourth-quarter 2025 net income of $8.4 million, or $1.10 per diluted share, and also announced a 3.6% increase in its quarterly dividend. Earlier disclosures indicated that management remained focused on growth in book value and tangible book value, while maintaining capital ratios above applicable minimum requirements. The company has also been working on headquarters consolidation and related building improvements, signaling continued operational rationalization. On the insider-trading side, FS Bancorp continues to file SEC Form 4s, reflecting active reporting discipline around insider transactions. Overall, FSBW is a NASDAQ-listed U.S. regional banking name with a defensive, relationship-driven model, a long-standing Washington heritage, and a loan book tilted toward diversified niche lending rather than broad national competition.
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