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First Northern Community Bancorp Stock: price and insider trades · United States
1 insider bought €31k of shares over the last 90 days, the latest by Servat Jean-Luc, filed 12 Aug 2026.
First Northern Community Bancorp: what insiders have been doing
First Northern Community Bancorp belongs to the Finance & Banking sector. Filings by its managers are published through SEC (Form 4). In the past year (22 October 2025 to 22 October 2026), 41 filings came from 13 insiders.
Both sides are active: 18 purchases worth €86k and 8 sales worth €213k, from 3 insiders and 2 insiders respectively. Taken together, the sales exceed the purchases by €127k. Unlike grants, an open-market purchase is paid for by the insider, at the market price. Schulze Mark C filed the largest sale, €48k, on 6 August 2026, which represents 0.018% of the company's market value. Among those who bought: 3 senior executives.
In the case of 14 purchases, another manager of the company was buying within the same 30 days. When several insiders buy within a few weeks of each other, analysts speak of a cluster purchase. The latest purchase dates back some time: it was published 73 days ago, on 12 August 2026. The median gap between a trade and its publication by SEC (Form 4) is 1 day. Section 16 rules allow two business days to file each Form 4.
Across the 3,171 companies tracked on its exchange, the median is 24 filings; at 41 filings, this issuer sits above that mark. Since 2016, the database holds 75 purchases and 34 sales by insiders of the company. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported net income of 21.1 m USD.
These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
339
Thresholds
n/a
Buy Volume
€372,713
75 ops. · all time
Sell Volume
€637,418
34 ops. · all time
Who traded when
BuySaleJean-Luc Servat16 buys
Mark C. Schulze7 sales
Hayes Barbara A3 buys
Bedoya Richard2 buys
Kevin Spink1 sale
Richard M. Martinez1 sale
Since the insiders bought
- +25.3%Entry US$13.94 · Close at T+90 US$17.47
- +40.6%Entry US$9.07 · Close at T+365 US$12.75
- +20.2%Entry US$7.51 · Close at T+365 US$9.02
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 3,323 of 26,248 companies
71.9
score / 100
Value65
Quality79
FCF yld1.9%
Earn yld7.9%
EV/EBITDA·
ROE11%
Gross mgn·
Net mgn29%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$16.33
Analyst consensus
Income statement
RevenueUS$73.6M
Net incomeUS$21.1M30.0% margin
Valuation
PER (trailing)12.6x
P/Book1.2x
Beta-0.00
Balance sheet & cash
Market capUS$267.7M
Free Cash FlowUS$5.2M
Profitability & ownership
ROE11.0%
ROA1.2%
% insiders9.3%
% institutions35.1%
Last declaration on 18 August 2026
Declarations339 total
2,500 shares@ US$17.560.015% mcap100.0% of flowCommonSEC144:0001437749-26-028346
2,000 shares@ US$17.50520.012% mcap35.1% of flowCommonSEC:0001437749-26-027897:0
3,000 shares@ US$16.96740.017% mcap23.5% of flowCommonSEC:0001437749-26-027423:0
2,250 shares@ US$17.1780.013% mcap17.8% of flowCommonSEC:0001437749-26-027423:1
1,118 shares@ US$17.40070.0066% mcap9.0% of flowCommonSEC:0001437749-26-027423:2
600 shares@ US$17.28990.0035% mcap25.9% of flowCommonSEC:0001437749-26-027431:0
Canonical exit: 10 Nov 2026 (T+90)
400 shares@ US$17.290.0024% mcap17.3% of flowCommonSEC:0001437749-26-027431:1
Canonical exit: 10 Nov 2026 (T+90)
400 shares@ US$18.10880.0025% mcap3.3% of flowCommonSEC:0001437749-26-026924:0
500 shares@ US$18.120.0032% mcap22.6% of flowCommonSEC:0001437749-26-026603:1
Canonical exit: 4 Nov 2026 (T+90)
500 shares@ US$18.3210.0033% mcap22.9% of flowCommonSEC:0001437749-26-026603:0
Canonical exit: 3 Nov 2026 (T+90)
232 shares@ US$18.300.0014% mcap2.0% of flowCommonSEC:0001437749-26-026394:1
3,000 shares@ US$18.40360.018% mcap25.5% of flowCommonSEC:0001437749-26-026394:0
10,000 shares@ US$18.200.058% mcap100.0% of flowCommonSEC144:0001437749-26-025567
76 shares@ US$17.740.0004% mcap0.1% of flowCommon StockSEC:0001114927-26-000062:0
2,000 shares@ US$17.7860.010% mcap16.2% of flowCommonSEC:0001114927-26-000060:0
13,319 shares@ US$14.6416.0% of flowCommon StockSEC:0001114927-26-000033:0
13,319 shares@ US$13.6414.9% of flowCommon StockSEC:0001114927-26-000031:0
300 shares@ US$14.625.1% of flowCommon StockSEC:0001114927-26-000019:1
Canonical exit: 19 May 2026 (T+90)
400 shares@ US$14.656.8% of flowCommon StockSEC:0001114927-26-000019:2
Canonical exit: 19 May 2026 (T+90)
213 shares@ US$14.503.6% of flowCommon StockSEC:0001114927-26-000019:3
Canonical exit: 20 May 2026 (T+90)
250 shares@ US$14.504.2% of flowCommon StockSEC:0001114927-26-000019:4
Canonical exit: 20 May 2026 (T+90)
100 shares@ US$14.601.7% of flowCommon StockSEC:0001114927-26-000019:5
Canonical exit: 20 May 2026 (T+90)
6,000 shares@ US$14.7079.5% of flowCommon StockSEC:0001114927-26-000029:0
2,500 shares@ US$14.7039.4% of flowCommon StockSEC:0001114927-26-000027:0
7,000 shares@ US$14.7021.7% of flowCommon StockSEC:0001114927-26-000025:0
25 of 339 declarations
About First Northern Community Bancorp
First Northern Community Bancorp is a U.S.-listed banking company traded on the NASDAQ market under the ticker FNRN in the United States. For French-speaking investors, it is best viewed as a traditional community-banking franchise rather than a large diversified financial group: the company operates as the holding company of First Northern Bank, a California state-chartered bank focused on deposit gathering, loan origination, and relationship-based financial services for households, businesses, and agricultural borrowers. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0001114927/000143774926008040/fnrn20251231_10k.htm?utm_source=openai))
The company’s origins date back to 1910, when local residents in Dixon, California created Northern Solano Bank to address unmet banking needs in the area. That long operating history is part of the firm’s identity and competitive positioning: management emphasizes local roots, continuity, and independence. Over time, the institution evolved from a small-town agricultural bank into a broader community bank platform, while remaining centered in Dixon. The legal headquarters and principal administrative offices are in Dixon, California, which continues to anchor the franchise culturally and operationally. ([thatsmybank.com](https://www.thatsmybank.com/about-us/about-first-northern-bank/our-history.html?utm_source=openai))
Read moreShow less
From a business-model perspective, First Northern is a classic relationship lender. Its core offering includes deposit products, commercial loans, commercial real-estate lending, residential mortgage loans, small-business lending, SBA lending, and agribusiness finance. The bank also offers investment and brokerage services through select locations, giving it a modest wealth-management adjacency that can deepen customer relationships and support fee income. This product mix is typical of a community bank serving a geographically concentrated client base, but it is differentiated by the company’s emphasis on local decision-making and personalized service. ([thatsmybank.com](https://www.thatsmybank.com/about-us/about-first-northern-bank/our-mission.html?utm_source=openai))
Geographically, the franchise is concentrated in Northern California, primarily across Solano, Yolo, Sacramento, Placer, Colusa, Glenn, and the west slope of El Dorado County. The bank operates 14 full-service branches in this footprint, including Dixon, Davis, West Sacramento, Fairfield, Vacaville, Woodland, Sacramento, Roseville, Auburn, Rancho Cordova, Willows, Orland, Winters, and Colusa. This is not a national banking network; rather, it is a dense local footprint that allows the bank to compete on service quality, borrower familiarity, and speed of execution against larger institutions. ([thatsmybank.com](https://www.thatsmybank.com/_/kcms-doc/382/94728/First-Northern-Bank_3rd-Quarter-2025-Earnings-Release_FINAL-Media.pdf))
Recent developments have been constructive. In 2025, the company reported improving profitability over the prior year and maintained strong regulatory capital, indicating a relatively resilient balance sheet profile for a regional bank of this size. In April 2026, the company announced approval for listing on the NASDAQ Capital Market, a notable milestone given earlier references to OTCQX trading and one that should improve market visibility and liquidity. In February 2026, First Northern Bank announced the acquisition of Beacon Wealth Strategies, which broadens the platform into wealth management and strengthens its noninterest-income opportunities. In parallel, recent Form 4 filings show ongoing insider transactions, largely related to stock-option exercises and tax-withholding dispositions, which are common in smaller listed financial institutions. ([thatsmybank.com](https://www.thatsmybank.com/_/kcms-doc/382/94728/First-Northern-Bank_3rd-Quarter-2025-Earnings-Release_FINAL-Media.pdf))
