No insider purchase over the last 90 days. The latest was filed 12 Jan 2026.
Ascory Bank AG has a thin disclosure history in our data (latest filing: 12 January 2026). New filings will appear here as soon as they are published. Source: insider filings from BaFin. Past trades are no guide to future returns.
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
FY ended December 2025 · cache
1 of 1 declaration
Ascory Bank AG is a German credit institution listed on the Frankfurt market, with trading on Xetra/Frankfurt (DAX/MDAX/SDAX) under ISIN DE000A40ZUV2 and ticker VG80.DE. The company is headquartered in Hamburg, Germany, and was founded in 1995. It was formerly known as Varengold Bank AG and adopted the Ascory Bank AG name in February 2026 as part of a broader strategic transformation. The group also maintains an additional presence in Sofia, which supports a more European operating footprint rather than a purely domestic one. ([ascory-bank.de](https://www.ascory-bank.de/de/investor-relations/unternehmensportrait?utm_source=openai))
Ascory Bank’s current positioning is that of a specialist financing bank focused on corporate clients, with an emphasis on start-ups and scale-ups, fintech companies, leasing and factoring providers, energy transition projects, and leveraged finance transactions. Within these niches, the bank differentiates itself through relatively small ticket sizes, fast decision-making, and a partnership-oriented approach, placing it closer to a specialty lender than to a universal bank. Its core business lines now include Corporate Clients/Fintech, Energy Transition, and Leveraged Finance, alongside demand and fixed-term deposits as funding and client products. ([ascory-bank.de](https://www.ascory-bank.de/en/?utm_source=openai))
In competitive terms, Ascory Bank sits in the German specialist banking segment, with a much smaller scale than the major listed banking groups in Germany. Its value proposition is built around sector expertise, flexible structured-finance solutions, and a selected European market focus. The institution is registered with BaFin and affiliated with the German Banks Compensation Scheme (EdB), which adds regulatory credibility for both institutional and retail investors. ([ascory-bank.de](https://www.ascory-bank.de/de/investor-relations/unternehmensportrait?utm_source=openai))
The year 2025 was a turning point: new management was installed, processes were redesigned, the special audit was completed, and the bank returned to profitability. According to the latest disclosures published in April 2026, 2025 pre-tax profit came in at EUR 2.0 million, supported by a strong capital base and an approximate CET1 ratio of 24%. The bank has also set 2028 targets including an RoE above 10% and a cost-to-income ratio below 65%, underscoring a disciplined growth and normalization strategy. For investors, Ascory Bank currently looks like a small German bank in rebuilding mode, with a strategic tilt toward specialized lending and risk-controlled expansion rather than pure balance-sheet growth. ([ascory-bank.de](https://www.ascory-bank.de/en/news/903?utm_source=openai))
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