WA WORLD ACCEPTANCE CORP Stock: price and insider trades · United States · SEC (Form 4)Track the WORLD ACCEPTANCE CORP stock price and the full directors' dealings record of the company, a listed issuer based in United States. Shares are listed on the US market, under the oversight of SEC (Form 4). Operating in the Finance & Banking sector, WORLD ACCEPTANCE CORP has recorded 76 insider filings. Market capitalisation: €857.1m. The latest transaction was disclosed on 18 August 2026 (Cession). Among the most active insiders: Childers Jason E.. All data is openly available.
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 12,832 of 29,064 companies
FCF yld 30%
Earn yld 4.0%
EV/EBITDA 13.5x
ROE 9.9%
Gross mgn ·
Net mgn 6.5%
Debt/EBITDA 5.9x
Pillars 2/3
Transparent value + quality ranking, distinct from the insider signal.
Σ Sigma AI Analysis Fundamental view, insider signal, bull and bear case, synthesis.
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Last declaration on 18 August 2026
All Executives76 Thresholds0 Prospectus0 Other0
Declarations 76 total
▼ 10% Owner · Executives · 14 Aug 2026
72,460 shares @ US$187.69 1.55% mcap 26.5% of flow Common Stock SEC:0001104659-26-098329:0
▼ 10% Owner · Executives · 14 Aug 2026
10,656 shares @ US$187.69 0.23% mcap 3.9% of flow Common Stock SEC:0001104659-26-098329:1
▼ 10% Owner · Executives · 14 Aug 2026
42,091 shares @ US$187.69 0.90% mcap 15.4% of flow Common Stock SEC:0001104659-26-098329:2
▼ 10% Owner · Executives · 14 Aug 2026
7,992 shares @ US$187.69 0.17% mcap 2.9% of flow Common Stock SEC:0001104659-26-098329:3
▼ SVP, Information Technology · Executives · 12 Aug 2026
2,000 shares @ US$190.74 0.044% mcap 23.5% of flow COMMON STOCK, NO PAR VALUE SEC:0001755171-26-000002:0
● Officer · Executives · 12 Aug 2026
2,000 shares @ US$190.741 0.044% mcap 30.7% of flow Common SEC144:0001959173-26-005934
▼ Director · Executives · 10 Aug 2026
90 shares @ US$187.26 0.0019% mcap 50.0% of flow COMMON STOCK, NO PAR VALUE SEC:0001674621-26-000008:0
● Director · Executives · 10 Aug 2026
90 shares @ US$187.26 0.0019% mcap 100.0% of flow Common SEC144:0001959173-26-005802
▼ SVP, Accounting · Executives · 3 Aug 2026
1,300 shares @ US$185.00 COMMON STOCK, NO PAR VALUE SEC:0001755172-26-000002:0
● Officer · Executives · 3 Aug 2026
1,300 shares @ US$185.00 0.029% mcap 19.7% of flow Common SEC144:0001959173-26-005543
▼ See remarks · Executives · 30 Jul 2026
2,000 shares @ US$186.00 0.042% mcap 19.3% of flow COMMON STOCK, NO PAR VALUE SEC:0001593516-26-000004:0
● President and CEO · Executives · 10 Apr 2026
8,277 shares @ US$148.80 0.17% mcap 27.4% of flow COMMON STOCK, NO PAR VALUE SEC:0001730421-26-000002:0
● See remarks · Executives · 31 Mar 2026
3,467 shares @ US$135.04 17.0% of flow COMMON STOCK, NO PAR VALUE SEC:0001341087-26-000002:0
▼ Director · Executives · 2 Jun 2025
2,001 shares @ US$155.61 100.0% of flow COMMON STOCK, NO PAR VALUE SEC:0000108385-25-000043:0
▼ SVP, Human Resources · Executives · 21 May 2025
1,010 shares @ US$150.00 10.3% of flow COMMON STOCK, NO PAR VALUE SEC:0000108385-25-000039:0
◆ SVP, Accounting · Executives · 25 Apr 2025
5,184 shares 0COMMON STOCK, NO PAR VALUE SEC:0000108385-25-000030:0
◆ See remarks · Executives · 25 Apr 2025
12,960 shares 0COMMON STOCK, NO PAR VALUE SEC:0000108385-25-000028:0
◆ President and CEO · Executives · 25 Apr 2025
22,464 shares 0COMMON STOCK, NO PAR VALUE SEC:0000108385-25-000032:0
◆ See remarks · Executives · 25 Apr 2025
8,640 shares 0COMMON STOCK, NO PAR VALUE SEC:0000108385-25-000034:0
◆ See remarks · Executives · 25 Apr 2025
12,960 shares 0COMMON STOCK, NO PAR VALUE SEC:0000108385-25-000022:0
◆ SVP, Human Resources · Executives · 25 Apr 2025
5,184 shares 0COMMON STOCK, NO PAR VALUE SEC:0000108385-25-000024:0
◆ SVP, Information Technology · Executives · 25 Apr 2025
5,184 shares 0COMMON STOCK, NO PAR VALUE SEC:0000108385-25-000026:0
▼ See remarks · Executives · 21 Feb 2025
1,000 shares @ US$145.00 6.3% of flow COMMON STOCK, NO PAR VALUE SEC:0000108385-25-000020:0
162,712 shares @ US$147.50 100.0% of flow Common Stock SEC:0001104659-25-015645:0
▼ SVP, Accounting · Executives · 14 Feb 2025
1,990 shares @ US$150.22 20.9% of flow COMMON STOCK, NO PAR VALUE SEC:0000108385-25-000018:0
25 of 76 declarations
Load more (51 remaining) 关于 WORLD ACCEPTANCE CORP World Acceptance Corp.(股票代码:WRLD)是一家美国消费金融公司,专注于小额分期贷款和相关金融服务。该公司在美国NASDAQ股票市场上市,通过World Finance品牌下的密集本地分支网络运营。总部位于南卡罗来纳州格林维尔,World Acceptance表示自1962年以来一直持续运营,在美国个人信贷市场拥有悠久的运营历史。
核心业务模式围绕短期和中期分期贷款展开,主要面向获得银行、信用合作社和信用卡贷款人等传统融资渠道有限的消费者。公司产品规模通常较小,贷款金额通常低于$5,000,旨在满足即时流动性需求,同时保持本地化、基于关系的承保方式。除分期贷款外,World Acceptance还提供与其贷款产品相关的信用保险、税务准备和电子申报服务,以及汽车俱乐部会员资格。这种更广泛的服务组合有助于实现收入流多元化并加深客户关系。
从历史上看,World Acceptance始于1962年作为一家小型消费金融公司,逐步发展成为美国较大的小额贷款公司之一。管理层和公司披露表明,该业务每年服务超过一百万客户,在多个州运营超过1,000家社区分支,在南方和中西部地区拥有显著存在。这种物理足迹仍然是战略资产,特别是在信任、便利和本地市场知识至关重要的细分市场中。
从竞争角度来看,WRLD占据传统银行和替代消费贷款人之间的利基市场。其差异化因素是分支邻近性、服务速度和通常重视面对面支持和灵活分期结构的客户基础。公司与地区金融公司、全国消费贷款人和日益增多的数字贷款平台竞争,但其长期建立的分支模式使其在服务不足的社区中具有独特的定位。
最近的公司发展包括持续的管理和治理更新、运营调整,以及投资者对SEC表格4内部人士交易的持续关注。对于市场参与者而言,这些申报可以提供关于内部人士情绪的额外背景,尽管应始终与公司的基本面和信用周期敞口一起解释。总体而言,World Acceptance Corp.是一家成熟的专业美国金融服务公司,其投资案例与消费信贷需求、承保纪律、监管条件和其分支模式在美国的韧性相关。