InsidersTradesSigma
Follow the PRA Group INC share price and the full directors' dealings record of the company, a listed issuer based in United States. Shares are quoted on the US market, under the supervision of SEC (Form 4). Operating in the Finance & Banking sector, PRA Group INC has logged 214 reports. Market capitalisation: €775.5m. The latest transaction was filed on 18 August 2026 (Retenue fiscale). Among the most active insiders: FREDRICKSON STEVEN D. The full history is openly available.
214
Insider Decl.
n/a
Thresholds
€2m
11 ops.
Buy Volume
€6m
36 ops.
Sell Volume
Analyst consensus: bullish or bearish?
Analysts rate PRA Group INC Buy (bullish), based on 1 analysts. Average price target: US$26.00.
35Σ signal
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 26,117 of 29,062 companies
22.0
score / 100
Value10
Quality34
FCF yld-13%
Earn yld-42%
EV/EBITDA·
ROE-20%
Gross mgn63%
Net mgn-25%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI analysis generation is paused.
Last declaration on 18 August 2026
Declarations214 total
3,342 shares@ US$20.60Common StockSEC:0001968215-26-000004:0
1,844 shares@ US$20.600.0049% mcap34.2% of flowCommon StockSEC:0001976894-26-000008:0
10,543 sharesCommon StockSEC:0002028095-26-000002:0
3,223 sharesCommon StockSEC:0002028095-26-000002:1
10,543 sharesCommon StockSEC:0001777079-26-000002:0
10,543 sharesCommon StockSEC:0001587072-26-000002:0
30,303 shares0Common StockSEC:0001994121-26-000002:0
30,303 shares0Common StockSEC:0001976894-26-000004:0
30,303 shares0Common StockSEC:0001968215-26-000002:0
101,928 shares0Common StockSEC:0001658052-26-000002:0
244 shares@ US$16.332.7% of flowCommon StockSEC:0001968215-25-000007:0
15,000 shares@ US$14.1520.9% of flowCommon StockSEC:0001623675-25-000011:0
Canonical exit: 4 Feb 2026 (T+90)
1,514 shares@ US$16.8219.6% of flowCommon StockSEC:0001994121-25-000007:0
3,342 shares@ US$16.5138.3% of flowCommon StockSEC:0001968215-25-000004:0
1,844 shares@ US$16.5141.3% of flowCommon StockSEC:0001976894-25-000006:0
6,930 shares0Common StockSEC:0001976894-25-000004:0
10,741 shares0Common StockSEC:0001867300-25-000004:0
10,741 shares0Common StockSEC:0001816382-25-000008:0
10,741 shares0Common StockSEC:0001777079-25-000006:0
62,370 shares0Common StockSEC:0001658052-25-000004:0
10,741 shares0Common StockSEC:0001623675-25-000008:0
10,741 shares0Common StockSEC:0001587072-25-000003:0
10,741 shares0Common StockSEC:0001234561-25-000002:0
10,741 shares0Common StockSEC:0001224877-25-000002:0
2,283 shares@ US$14.71100.0% of flowCommon StockSEC:0002028095-25-000002:0
25 of 214 declarations
关于 PRA Group INC
PRA Group Inc.（股票代码：PRAA）是一家在美国纳斯达克交易所上市的公司，专注于购买和收取不良贷款组合的专业金融服务领域。PRA Group 总部位于弗吉尼亚州诺福克，自称是全球最大的不良贷款收购方之一，业务遍及18个国家，使用12种语言和12种货币。该公司成立于1996年，当时名为 Portfolio Recovery Associates，于2002年上市，并于2014年更名为 PRA Group，以反映其从国内催收业务向全球信用资产管理公司的演变。（[pragroup.com](https://www.pragroup.com/)) 其核心商业模式直接但资本密集：PRA Group 以折扣价购买逾期或已核销的消费贷款组合，然后通过内部催收能力、协商还款安排和数据驱动的投资组合管理，随着时间的推移努力收回现金。该公司的风险敞口主要集中在消费应收账款，特别是信用卡债务，尽管它也提供辅助的基于费用的服务和相关的回收活动。在竞争方面，PRA Group 处于一个高度专业化的金融服务领域，规模、法律专业知识、当地市场知识和承保纪律至关重要。这种组合使其与较小的区域催收公司相比具有差异化优势，并为经验不足的竞争对手设置了进入壁垒。（[sec.gov](https://www.sec.gov/Archives/edgar/data/1185348/000118534826000006/praa-20251231.htm)) 从地理上看，PRA Group 拥有重要的国际足迹。尽管美国仍然是重要的运营基地，但该公司在欧洲和澳大利亚也开展了大量业务，使其能够实现采购、催收渠道和监管风险的多元化。这种地理分布很重要，因为催收高度依赖于当地的破产制度、消费者行为和债务解决实践。最近的公司发展强化了对运营效率和资产负债表纪律的战略重点。2025年，董事会任命 Martin Sjolund（此前为 PRA Group 欧洲区总裁）为总裁兼首席执行官，自2025年6月17日起生效。2026年初，该公司宣布在夏洛特市中心设立新办公室，并继续与 StepChange Debt Charity 在英国开展面向公众的金融普惠工作。从运营角度看，该公司报告2025年投资组合购买额为1.2 billion美元，2025年第一季度购买额为291.7 million美元，表明持续投入不良贷款资产。（[sec.gov](https://www.sec.gov/Archives/edgar/data/1185348/000118534825000014/praa-20250617.htm?utm_source=openai)) 对于投资者而言，PRA Group 最好被理解为一个周期性但战略定位良好的信用回收平台：它对融资成本、消费者信用压力、监管和催收表现敏感，但受益于持续的投资组合收购机会和广泛的国际运营基础。（[pragroup.com](https://www.pragroup.com/))
