HANOVER INSURANCE GROUP, INC. Stock: price and management transactions · United States · SEC (Form 4)Follow the HANOVER INSURANCE GROUP, INC. share price and the full directors' dealings record of the company, a listed issuer based in United States. Shares are listed on the US market, under the oversight of SEC (Form 4). Operating in the Banks sector, HANOVER INSURANCE GROUP, INC. has logged 210 public disclosures. Market capitalisation: €7.9bn. The latest transaction was disclosed on 21 August 2026 (Levée d'options). Among the most active insiders: Kerrigan Dennis Francis. The full history is openly available.
Analyst consensus: bullish or bearish? Analysts rate HANOVER INSURANCE GROUP, INC. Hold (neutral), based on 8 analysts. Average price target: US$236.50.
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 781 of 29,063 companies
FCF yld 15%
Earn yld 8.4%
EV/EBITDA ·
ROE 22%
Gross mgn ·
Net mgn 10%
Debt/EBITDA ·
Pillars 2/3
Transparent value + quality ranking, distinct from the insider signal.
Σ Sigma AI Analysis Fundamental view, insider signal, bull and bear case, synthesis.
AI analysis generation is paused.
Last declaration on 21 August 2026
All Executives210 Thresholds0 Prospectus0 Other0
Declarations 210 total
◇ Executive Vice President · Executives · 19 Aug 2026
6,551 shares @ US$118.54 0.010% mcap 15.0% of flow Common Stock SEC:0001193125-26-359994:0
▼ Executive Vice President · Executives · 19 Aug 2026
4,822 shares @ US$220.41 0.014% mcap 20.5% of flow Common Stock SEC:0001193125-26-359994:1
▼ Executive Vice President · Executives · 19 Aug 2026
1,505 shares @ US$221.73 0.0044% mcap 6.4% of flow Common Stock SEC:0001193125-26-359994:2
▼ Executive Vice President · Executives · 19 Aug 2026
224 shares @ US$222.77 0.0007% mcap 1.0% of flow Common Stock SEC:0001193125-26-359994:3
◇ Executive Vice President · Executives · 20 Aug 2026
2,104 shares @ US$118.54 0.0033% mcap 4.8% of flow Common Stock SEC:0001193125-26-359994:4
▼ Executive Vice President · Executives · 20 Aug 2026
400 shares @ US$220.01 0.0012% mcap 1.7% of flow Common Stock SEC:0001193125-26-359994:5
▼ Executive Vice President · Executives · 20 Aug 2026
1,704 shares @ US$222.97 0.0050% mcap 7.3% of flow Common Stock SEC:0001193125-26-359994:6
● Officer · Executives · 20 Aug 2026
2,104 shares @ US$222.4085 0.0061% mcap 20.6% of flow Common SEC144:0001959173-26-006285
● Officer · Executives · 19 Aug 2026
6,551 shares @ US$220.7931 0.019% mcap 81.1% of flow Common SEC144:0001959173-26-006236
● Director · Executives · 4 Aug 2026
1,200 shares @ US$229.08 0.0035% mcap 50.1% of flow Common Stock SEC144:0001972481-26-000257
▼ Director · Executives · 5 Aug 2026
600 shares @ US$228.03 0.0017% mcap 49.8% of flow Common Stock SEC:0001193125-26-340397:0
▼ Director · Executives · 6 Aug 2026
600 shares @ US$230.20 0.0017% mcap 50.2% of flow Common Stock SEC:0001193125-26-340397:1
▼ Director · Executives · 3 Aug 2026
1,000 shares @ US$231.50 0.0029% mcap 39.8% of flow Common Stock SEC:0001193125-26-332957:0
◇ Executive Vice President · Executives · 29 Jul 2026
19,084 shares @ US$115.35 0.027% mcap 7.3% of flow Common Stock SEC:0001193125-26-328622:2
◇ Executive Vice President · Executives · 29 Jul 2026
20,379 shares @ US$117.22 0.030% mcap 7.9% of flow Common Stock SEC:0001193125-26-328622:0
◇ Executive Vice President · Executives · 29 Jul 2026
26,832 shares @ US$118.54 0.040% mcap 10.6% of flow Common Stock SEC:0001193125-26-328622:1
● Executive Vice President · Executives · 29 Jul 2026
49,330 shares @ US$232.34 0.14% mcap 38.1% of flow Common Stock SEC:0001193125-26-328622:3
◆ Director · Executives · 26 Jun 2026
3.767 shares Common Stock SEC:0001193125-26-290541:0
◆ Executive Vice President · Executives · 26 Jun 2026
10.833 shares Common Stock SEC:0001193125-26-290502:0
◆ Director · Executives · 26 Jun 2026
3.767 shares Common Stock SEC:0001193125-26-290533:0
◆ Executive Vice President · Executives · 26 Jun 2026
42.662 shares Common Stock SEC:0001193125-26-290496:0
◆ Director · Executives · 26 Jun 2026
3.767 shares Common Stock SEC:0001193125-26-290529:0
◆ Executive Vice President · Executives · 26 Jun 2026
10.612 shares Common Stock SEC:0001193125-26-290503:0
◆ Director · Executives · 26 Jun 2026
3.767 shares Common Stock SEC:0001193125-26-290530:0
◆ Director · Executives · 26 Jun 2026
3.767 shares Common Stock SEC:0001193125-26-290534:0
25 of 210 declarations
Load more (185 remaining) 关于 HANOVER INSURANCE GROUP, INC. Hanover Insurance Group, Inc. (NYSE: THG) 是一家在美国纽约证券交易所上市的财产和意外伤害保险公司。公司总部位于马萨诸塞州伍斯特,通过多家保险子公司运营,主要通过精选的独立代理人和经纪人网络销售产品。对于国际投资者而言,THG 最好被理解为一家严谨的财产和意外伤害保险特许经营公司,其重点在于承保质量、基于关系的销售渠道以及盈利性增长,而非纯粹的销量驱动扩张。([hanover.com](https://www.hanover.com/about-hanover/our-corporate-commitment/gri-referenced-content-index?utm_source=openai))
公司历史可追溯至 1852 年,当时 The Hanover 成立。随着时间的推移,公司扩大了业务范围和产品组合,包括开发了 Citizens 品牌,并于 1969 年将总部迁至伍斯特。在保险行业,悠久的运营历史意义重大,因为品牌声誉、资产负债表实力和理赔处理的一致性可能与表面增长率同样重要。([hanover.com](https://www.hanover.com/why-hanover/about-our-company/our-history?utm_source=openai))
在运营方面,Hanover 围绕三个核心领域组织:个人险、中小型商业险和专业商业产品。其产品包括汽车和房屋保险、小型企业财产和意外伤害解决方案、一般责任险以及根据客户细分和风险状况提供的更专业的利基保险产品。公司将其方法描述为全国性范围但本地化执行,利用区域团队支持全国各地的代理人和客户。([investors.hanover.com](https://investors.hanover.com/home/default.aspx?keyGenPage=203702&utm_source=openai))
从竞争角度来看,THG 因其对独立代理渠道的承诺而脱颖而出,这有助于建立更深入的分销关系并随着时间的推移实现更具韧性的客户留存。它还受益于通过多家财产和意外伤害保险公司运营,这为管理层在承保细分市场和风险类别方面提供了灵活性。The Hanover 将自己描述为美国较大的保险企业之一,尽管它仍远小于最大的全球综合性保险公司。对于投资者而言,这通常意味着一个更专注、对执行更敏感的公司形象,其中定价纪律、损失趋势和费用控制是盈利质量的关键驱动因素。([investors.hanover.com](https://investors.hanover.com/news/news-details/2025/The-Hanover-Appoints-Richard-W--Lavey-Chief-Operating-Officer/default.aspx?utm_source=openai))
从地理上看,公司业务绝大部分集中在美国,在美国拥有重要的业务运营,并建立了以独立代理人为核心的全国性分销模式。公司在 2025 年的近期发展包括 4 月份任命了新的首席运营官,6 月份宣布了每股 0.90 美元的季度股息,以及 7 月份发布的 2025 年第二季度业绩显示净收入同比显著增长。总而言之,这些更新表明公司专注于运营整合、资本回报以及持续强调盈利性承保执行。([hanover.com](https://www.hanover.com/about-hanover/our-corporate-commitment/gri-referenced-content-index?utm_source=openai))