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Western Union Co Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 12 Nov 2025.
Western Union Co: what insiders have been doing
Headquartered in Denver, United States, Western Union Co belongs to the Finance & Banking sector and traces its origins to 1851. Filings by its managers are published through SEC (Form 4). Over the twelve months to 18 October 2026, 49 filings were filed, from 18 insiders.
Open-market activity splits into 1 purchase totalling €78k and 1 sale totalling €49k; 1 insider sit on the buying side and 1 insider on the selling side. Netting one side against the other leaves €29k of net buying. Open-market purchases are the filings investors watch most closely, because the insider pays for the shares out of pocket. The buyers include 1 chief executive. At €78k, the purchase published on 12 November 2025 by Angelini Giovanni is the largest of the period.
With 49 filings in twelve months, the company is more active than the median of 22 filings across the 5,458 companies we follow on the same exchange. Since 2016, the database holds 4 purchases and 3 sales by insiders of the company. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported revenue of 4.05 bn USD and net income of 499.6 m USD, with a dividend of 0.94 USD per share.
The clock since the last published purchase (12 November 2025) now reads 340 days. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 2 days. Section 16 rules allow two business days to file each Form 4.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc also feature in our signals. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Insider Decl.
203
Thresholds
n/a
Buy Volume
€2M
4 ops. · all time
Sell Volume
€82,117
3 ops. · all time
Who traded when
BuySaleGiovanni Angelini1 buy1 sale
Devin McGranahan1 buy
Matthew Cagwin1 buy
Since the insiders bought
- +10.6%Entry US$8.95 · Close at T+90 US$9.90
- -15.4%Entry US$8.58 · Close at T+365 US$7.26
- -14.1%Entry US$8.50 · Close at T+365 US$7.30
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Western Union Co Underperform (bearish), based on 14 analysts. Average price target: US$6.66.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 1,162 of 24,161 companies
79.0
score / 100
Value93
Quality65
FCF yld20%
Earn yld26%
EV/EBITDA5.4x
ROE44%
Gross mgn37%
Net mgn12%
Debt/EBITDA3.3x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$6.17
Analyst consensus
14 analystsUnderperform
US$5.00Target US$6.66(+8%)US$8.50
Income statement
RevenueUS$4.1B
Gross profitUS$1.5B37% margin
EBITDAUS$934.1M23% margin
Net incomeUS$499.6M9.8% margin
Valuation
PER (trailing)5.0x
PER (forward)4.1x
P/Book2.1x
Beta0.55
Balance sheet & cash
Market capUS$1.9B
Total debtUS$3.1B
Free Cash FlowUS$392.9M
Debt / Equity295%
Profitability & ownership
ROE44.0%
ROA5.1%
% insiders0.9%
% institutions100.7%
Last declaration on 6 October 2026
Declarations203 total
1,035 shares@ US$6.000.0003% mcap3.5% of flowCommon StockSEC:0001225208-26-008298:0
8,569 shares@ US$7.000.0031% mcap21.4% of flowCommon StockSEC:0001225208-26-007710:0
33,423 shares0Common StockSEC:0001225208-26-005937:0
33,423 shares0Common StockSEC:0001225208-26-005937:1
6,000 shares@ US$9.4750.0022% mcap31.9% of flowCommon StockSEC:0001225208-26-004733:0
16,905 shares0Common StockSEC:0001225208-26-003748:0
65,377 shares0Common StockSEC:0001225208-26-003543:0
153,635 shares0Common StockSEC:0001225208-26-003542:0
41,737 shares0Common StockSEC:0001225208-26-003544:0
20,921 shares0Common StockSEC:0001225208-26-003541:0
3,145 shares@ US$9.7411.0% of flowCommon StockSEC:0001225208-26-003509:0
119,247 shares0Common StockSEC:0001225208-26-003507:0
43,934 shares0Common StockSEC:0001225208-26-003215:0
20,921 shares0Common StockSEC:0001225208-26-003207:0
20,921 shares0Common StockSEC:0001225208-26-003206:0
20,921 shares0Common StockSEC:0001225208-26-003204:0
20,921 shares0Common StockSEC:0001225208-26-003187:0
20,921 shares0Common StockSEC:0001225208-26-003197:0
37,657 shares0Common StockSEC:0001225208-26-003217:0
596,235 shares0Common StockSEC:0001225208-26-003214:0
122,908 shares0Common StockSEC:0001225208-26-003213:0
52,302 shares0Common StockSEC:0001225208-26-003212:0
9,183 shares0Common StockSEC:0001225208-26-003211:0
87,867 shares0Common StockSEC:0001225208-26-003210:0
66,528 shares0Common StockSEC:0001225208-26-003209:0
25 of 203 declarations
About Western Union Co
Western Union Co. (NYSE: WU) is a United States-listed financial services company headquartered in Denver, Colorado, and one of the most established names in global money transfer. Founded in 1851, the company evolved from its telegraph roots into a worldwide cross-border payments platform. For investors, Western Union remains a legacy franchise in consumer financial services, built around remittances, payment services, and an increasingly digital distribution model.
Western Union’s business model is anchored in three core areas: consumer-to-consumer money transfers, payment solutions for individuals and businesses, and digital channel expansion. The company serves customers through a hybrid network that combines physical retail agent locations with online and mobile platforms. This mix is strategically important because it allows Western Union to reach both banked and underbanked consumers, especially in remittance corridors where convenience, brand trust, and local access remain critical purchasing factors.
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Competitive positioning is still meaningful despite an increasingly crowded market. Western Union competes with specialist cross-border payment providers, traditional banks, and fintech challengers offering faster and lower-cost transfer solutions. Its key advantages are global brand recognition, broad geographic reach, a large agent network, and deep expertise in serving international remittance flows. The company’s presence across multiple countries and currency corridors supports its ability to deliver money transfer and related financial services at scale.
Recent developments highlight Western Union’s push to modernize its platform. In February 2026, the company reported its fourth quarter and full-year 2025 results. More recently, it announced USDPT on Solana, positioning the initiative as a regulated digital infrastructure layer for global payments, with a consumer-facing spend capability planned for 2026 in more than 40 countries. Western Union also said its planned acquisition of Intermex is expected to close in the second quarter of 2026, subject to customary closing conditions. These actions suggest management is focused on product innovation, channel diversification, and strengthening the company’s role in cross-border payments.
Overall, Western Union remains a globally recognized financial services franchise with a resilient brand, a broad international footprint, and a business model that is steadily adapting to digital payment trends. Its investment profile is shaped by both its defensive qualities and its exposure to regulation, competition, and technology-led disruption in global money movement.
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