InsidersTradesSigma
VPC Impact Acquisition Holdings III, Inc. Stock: price and management transactions · United States · SEC (Form 4)
Follow the VPC Impact Acquisition Holdings III, Inc. stock price and the full management transaction log of the company, a listed equity based in United States. Shares trade on US US, under the authority of SEC (Form 4). Operating in the Finance & Banking sector, VPC Impact Acquisition Holdings III, Inc. has published 14 insider filings. Market capitalisation: €3bn. The latest transaction was disclosed on 7 January 2022 (Attribution). Among the most active insiders: Beilman Kyle. Every trade is free.
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20Σ signal
Informational score on this market. Our backtest validates the signal only on 8 EU venues; elsewhere (notably US markets) insider buys historically invert or do not hold. Not a recommendation.
Fundamental score
Ranked 2,559 of 25,821 companies
73.8
score / 100
Value55
Quality92
FCF yld7.8%
Earn yld5.4%
EV/EBITDA20.3x
ROE112%
Gross mgn87%
Net mgn35%
Debt/EBITDA0.4x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI-generated analysis. Opinion, not investment advice. Not backtested. Built from public filings and financials. No price target, no buy or sell recommendation.
Last declaration on 7 January 2022
Declarations14 total
2,489,980 sharesClass A Common StockSEC:0001209191-22-002612:0
2,489,980 sharesClass A Common StockSEC:0001209191-22-002612
98,114,926 sharesClass A Common StockSEC:0001209191-22-002609
772,000 sharesClass A Common StockSEC:0001209191-22-002606
98,114,926 sharesClass A Common StockSEC:0001209191-22-002609:0
772,000 sharesClass A Common StockSEC:0001209191-22-002606:0
17,000 sharesClass A common stock, par value $0.001 per shareSEC:0000899243-22-001264
17,000 sharesClass A common stock, par value $0.001 per shareSEC:0000899243-22-001264:0
17,000 sharesClass A common stock, par value $0.001 per shareSEC:0000899243-22-001267:0
17,000 sharesClass A common stock, par value $0.001 per shareSEC:0000899243-22-001267
5,341,528 sharesClass A common stock, par value $0.0001 per shareSEC:0000899243-22-001268
17,000 sharesClass A common stock, par value $0.001 per shareSEC:0000899243-22-001266
5,341,528 sharesClass A common stock, par value $0.0001 per shareSEC:0000899243-22-001268:0
17,000 sharesClass A common stock, par value $0.001 per shareSEC:0000899243-22-001266:0
14 of 14 declarations
About VPC Impact Acquisition Holdings III, Inc.
VPC Impact Acquisition Holdings III, Inc. was originally a U.S.-based special purpose acquisition company (SPAC) formed to pursue a fintech target in the United States. Following its de-SPAC merger with Dave, the company now operates as Dave Inc. and trades on the Nasdaq in the United States. For francophone investors, this is best understood not as a legacy operating industrial company but as a publicly listed digital financial-services platform that emerged through a SPAC transaction. Dave was founded in 2017 with the stated mission of providing a faster, more transparent, and lower-cost alternative to traditional financial institutions for Americans living paycheck to paycheck. Its headquarters are in Los Angeles, California. Dave’s business model is centered on a mobile-first banking app designed to help members manage cash flow and access short-term liquidity. Its core product suite includes ExtraCash, the company’s cash advance product; debit-card and spending functionality through the Dave Debit Card; and in-app banking and budgeting tools. The company also highlights CashAI, its proprietary underwriting engine, as a key differentiator intended to improve risk selection and product monetization. In commercial terms, Dave serves a broad U.S. consumer base that is often underserved by legacy banks and highly sensitive to fees, timing of paychecks, and short-term liquidity needs. From a competitive standpoint, Dave operates in a crowded U.S. fintech landscape that includes neobanks, earned-wage-access providers, and digitally native consumer finance apps. Its strategic positioning is built around simplicity, mobile usability, and an emphasis on everyday financial flexibility rather than full-service traditional banking. The SPAC merger with VPC Impact Acquisition Holdings III gave the business access to public equity markets, increased brand visibility, and a more transparent capital-markets profile for institutional investors. Recent developments have been notable. In 2025, Dave reported accelerated revenue growth, improving profitability metrics, and an active share repurchase program. In March 2026, the company announced the pricing of $175 million of 0% convertible senior notes due 2031, which indicates an active approach to balance-sheet management and funding flexibility. Dave also continued to frame its outlook around product expansion and operating leverage. For investors in France, Belgium, and Switzerland, the stock offers Nasdaq-listed exposure to U.S. consumer fintech growth, with a business model that can scale quickly but remains exposed to credit performance, regulatory scrutiny, and execution risk.
