Uwharrie Capital Corp Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by DICK ROGER L, was filed 02 Jan 2026.
Uwharrie Capital Corp: what insiders have been doing
Every trade that managers of Uwharrie Capital Corp disclose to SEC (Form 4) is tracked on this page. The company sits in the Finance & Banking sector. In the past year (24 October 2025 to 24 October 2026), 100 filings came from 28 insiders.
The record shows 3 purchases on the open market worth €9,002, made by 2 insiders, against 1 sale worth €89k by 1 insider. Sales outweigh purchases by €80k. Buying on the open market means paying the going price with one's own funds, a different act from receiving shares as pay. Beaver R David III filed the largest sale, €89k, on 19 August 2026, which represents 0.10% of the company's market value. Those buying include 1 senior executive and 1 chief executive.
In all, 1 purchase was made within 30 days of a purchase by another insider of the company. Purchases made close together by different insiders form what is called a cluster. The clock since the last published purchase (2 January 2026) now reads 310 days. Typically, a trade is published a median of 1 day after it takes place. US insiders must file a Form 4 within two business days of a trade.
For context, the typical company on the same exchange (median of 282 companies) published 8 filings over the same period, against 100 filings here. Over the whole record (from 2006), the tally stands at 130 purchases and 9 sales. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported net income of 11.4 m USD.
This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
Who traded when
BuySaleSince the insiders bought
- +33.4%Entry US$10.50 · Close 22 Oct 2026 US$14.01
- +31.5%Entry US$10.65 · Close 22 Oct 2026 US$14.01
- +26.5%Entry US$8.25 · Close at T+365 US$10.44
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
- 3,651 shares0Common StockSEC:0001193125-26-406966:0
- 3,651 shares0Common StockSEC:0001193125-26-406966:1
- 45,071 shares0Common StockSEC:0001193125-26-400439:1
- 45,071 shares0Common StockSEC:0001193125-26-400439:0
- 6,981 shares@ US$14.780.10% mcap50.9% of flowCommon Stock (Held jointly with Spouse)SEC:0001193125-26-356469:0
- 74 shares0Common Stock (Held jointly with Spouse)SEC:0001193125-26-337598:0
- 74 shares0Common StockSEC:0001193125-26-337598:1
- 74 sharesCommon StockSEC:0001193125-26-288211:0
- 74 sharesCommon Stock (Held jointly with Spouse)SEC:0001193125-26-288211:1
- 132 sharesCommon Stock (Held jointly with Spouse)SEC:0002136655-26-000002:0
- 132 sharesCommon Stock (Held by Self)SEC:0002137107-26-000004:0
- 132 sharesCommon Stock (Held as Trustee for Robert O Bratton Rev Tr)SEC:0001187072-26-000005:0
- 132 sharesCommon Stock (Held by Self TOD Spouse)SEC:0001963645-26-000002:0
- 132 sharesCommon Stock (Held by Self)SEC:0001739319-26-000002:0
- 132 sharesCommon Stock (Held by Self)SEC:0001232195-26-000004:0
- 132 sharesCommon Stock (Held jointly with Spouse)SEC:0001927454-26-000002:0
- 132 sharesCommon Stock (Held by Self)SEC:0002136647-26-000002:0
- 132 sharesCommon Stock (Held jointly with Spouse)SEC:0001774363-26-000002:0
- 132 sharesCommon Stock (Held jointly with Spouse)SEC:0001739282-26-000002:0
- 458 shares0Common StockSEC:0001193125-26-103396:1
- 458 shares0Common Stock (Held as Trustee for The Senter Living Trust)SEC:0001193125-26-103396:0
- 1,376 shares0Common StockSEC:0001193125-26-101413:1
- 1,376 shares0Common Stock (Held jointly with Spouse)SEC:0001193125-26-101413:0
- 917 shares@ US$10.9010.6% of flowCommon Stock (Held by Self)SEC:0001193125-26-089314:0
- 1,376 shares@ US$10.9018.9% of flowCommon Stock (Held jointly with Spouse)SEC:0001193125-26-089117:0
25 of 1375 declarations
About Uwharrie Capital Corp
Uwharrie Capital Corp is a U.S. community banking holding company headquartered in Albemarle, North Carolina, United States. The company’s equity is quoted on the OTCQX market under the symbol UWHR rather than on NYSE or NASDAQ. Its roots go back to 1983, when Bank of Stanly was chartered; operations began in Albemarle in 1984. Uwharrie Capital Corp was organized in 1993 to serve as the bank holding company, and the banking subsidiary later adopted the Uwharrie Bank name in 2013. That long operating history gives the franchise a locally embedded profile and a strong legacy in its core markets. ([sec.gov](https://www.sec.gov/Archives/edgar/data/898171/000095017025034396/uwhr-20241231.htm?utm_source=openai))
The group’s business model is built around relationship banking and a diversified but still community-focused financial services platform. Through Uwharrie Bank, it offers deposit accounts, commercial lending, consumer lending, residential mortgages, home equity loans, safe deposit boxes, and digital banking / cash-management services. Beyond traditional banking, the company also operates through Uwharrie Investment Advisors, which provides investment advisory and asset-management services, and through legacy subsidiaries connected to insurance and brokerage activities. This mix allows the company to deepen client relationships while adding fee-based income streams to a core spread-based banking model. ([uwharrie.com](https://www.uwharrie.com/about-us/investors/))
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In competitive terms, Uwharrie positions itself as a local, service-oriented institution rather than a scale-driven national player. Management repeatedly emphasizes its community-banking philosophy, local decision-making, and focus on customer relationships over transaction volume. The bank’s footprint is concentrated in North Carolina, where it operates around ten branch locations and serves households, small businesses, and local commercial borrowers. That regional focus can be an advantage in customer intimacy and deposit stickiness, although it also ties performance closely to local economic conditions and real-estate cycles. ([sec.gov](https://www.sec.gov/Archives/edgar/data/898171/000095017025034396/uwhr-20241231.htm?utm_source=openai))
Recent disclosures indicate a reasonably healthy operating backdrop. At the 2025 annual meeting, management reported consolidated assets of approximately $1.13 billion at December 31, 2024, net income of $9.9 million, improved net interest margin, loan growth, and capital and liquidity levels above regulatory requirements. Management also said loan growth was driven by activity across its communities and that wealth management reached historical highs. Separately, the investor-relations page confirms an annual shareholders’ meeting scheduled for May 19, 2026, underscoring ongoing corporate engagement and active reporting. ([uwharrie.com](https://www.uwharrie.com/about-us/investors/annualmeeting/transcript/))
For French-speaking investors, Uwharrie Capital Corp should be viewed as a small regional U.S. banking franchise with a concentrated North Carolina footprint, a mix of interest income and fee-generating financial services, and a conservative community-banking identity. Its appeal lies in relationship banking, local market knowledge, and capital discipline, while its risk profile remains tied to regional credit quality, interest-rate dynamics, and deposit competition. ([uwharrie.com](https://www.uwharrie.com/about-us/investors/annualmeeting/transcript/))
