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1 insider bought €296k of shares over the last 90 days, the latest by CORRELL JESSE T, filed 28 Aug 2026.
UTG Inc: what insiders have been doing
UTG Inc belongs to the Banks sector. Filings by its managers are published through SEC (Form 4). 11 insiders have disclosed 14 filings since 23 October 2025.
Open-market activity splits into 3 purchases totalling €296k and 1 sale totalling €56k; 1 insider sit on the buying side and 1 insider on the selling side. No amount is published for 1 filing, which the totals therefore leave out. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. Biggest ticket of the year: €245k, bought by Correll Jesse T and made public on 19 August 2026 (0.15% of market cap). The buyers include 1 chief executive.
Compared with its exchange (278 companies, median 8 filings), a count of 14 filings is above the norm. Our records for UTG Inc go back to 2016, with 24 purchases and 9 sales on the open market in total. The 10-K for the year ended 31 December 2025 shows 42.3 m USD of revenue and 17.1 m USD of net income.
The data flag 2 purchases as part of a group of insiders buying within 30 days of each other. A cluster is several different insiders buying the same stock within a short window, a pattern studied more closely than a single purchase. The most recent open-market purchase was published on 28 August 2026, 56 days ago. Filings reach the SEC (Form 4) feed a median of 2 days after the trade. Section 16 rules allow two business days to file each Form 4.
Elsewhere in the same sector, our signals recently picked up insider purchases at ASR Nederland N.V. and Avarda Bank AB. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Insider Decl.
163
Thresholds
n/a
Buy Volume
€5M
24 ops. · all time
Sell Volume
€4M
9 ops. · all time
Who traded when
BuySaleJesse T. Correll6 buys
John Cortines1 sale
Julie Ann Abel1 sale
Since the insiders bought
- +7.1%Entry US$54.18 · Close 16 Oct 2026 US$58.00
- +75.2%Entry US$26.25 · Close at T+365 US$46.00
- -10.6%Entry US$28.02 · Close at T+365 US$25.05
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 2,078 of 26,246 companies
76.0
score / 100
Value68
Quality84
FCF yld-3.6%
Earn yld9.4%
EV/EBITDA4.3x
ROE15%
Gross mgn·
Net mgn40%
Debt/EBITDA0.4x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$58.00
Analyst consensus
Income statement
RevenueUS$42.5M
EBITDAUS$46.2M109% margin
Net incomeUS$17.1M52.6% margin
Valuation
PER (trailing)5.1x
P/Book0.7x
Beta0.05
Balance sheet & cash
Market capUS$181.7M
Total debtUS$19M
Free Cash Flow-US$6.5M
Profitability & ownership
ROE14.7%
ROA5.5%
% insiders75.1%
% institutions0.0%
Last declaration on 28 August 2026
Declarations163 total
1,000 shares@ US$59.750.032% mcap1.5% of flowCommon StockSEC:0000832480-26-000026:0
Canonical exit: 25 Nov 2026 (T+90)
▲
Same trade as the filing by Jesse T. Correll, counted once
59,750 USD24SEC
1,000 shares@ US$59.750.032% mcap1.5% of flowCommon StockSEC:0000832480-26-000027:0
Canonical exit: 25 Nov 2026 (T+90)
4,808 shares@ US$59.000.15% mcap7.3% of flowCommon StockSEC:0000832480-26-000024:0
Canonical exit: 16 Nov 2026 (T+90)
▲
Same trade as the filing by Jesse T. Correll, counted once
283,672 USD26SEC
4,808 shares@ US$59.000.15% mcap7.3% of flowCommon StockSEC:0000832480-26-000025:0
Canonical exit: 16 Nov 2026 (T+90)
5,162 shares0Common StockSEC:0000832480-26-000008:0
Canonical exit: 4 Jun 2026 (T+90)
1,404 shares@ US$52.01100.0% of flowCommon StockSEC:0000832480-26-000006:0
1,500 shares@ US$59.8076.3% of flowCommon StockSEC:0000832480-25-000066:0
271 shares@ US$59.8018.7% of flowCommon StockSEC:0000832480-25-000062:0
334 shares@ US$59.8024.3% of flowCommon StockSEC:0000832480-25-000065:0
397 shares@ US$59.8025.2% of flowCommon StockSEC:0000832480-25-000064:0
334 shares@ US$59.8022.1% of flowCommon StockSEC:0000832480-25-000063:0
397 shares@ US$59.8026.0% of flowCommon StockSEC:0000832480-25-000061:0
397 shares@ US$59.8014.8% of flowCommon StockSEC:0000832480-25-000060:0
334 shares@ US$59.8022.1% of flowCommon StockSEC:0000832480-25-000059:0
209 shares@ US$59.80100.0% of flowCommon StockSEC:0000832480-25-000058:0
1,181 shares@ US$55.0041.0% of flowCommon StockSEC:0000832480-25-000057:0
12,039 shares0Common StockSEC:0001064892-25-000005:0
Canonical exit: 16 Oct 2025 (T+90)
350 shares@ US$37.01100.0% of flowCommon StockSEC:0001579682-25-000001:0
21,609 shares0Common StockSEC:0001064892-25-000004:0
Canonical exit: 28 Aug 2025 (T+90)
86,957 shares@ US$40.0091.2% of flowCommon StockSEC:0001064892-25-000003:0
Canonical exit: 4 Aug 2025 (T+90)
86,957 shares@ US$40.0091.2% of flowCommon StockSEC:0000832480-25-000010:0
Canonical exit: 4 Aug 2025 (T+90)
623 shares@ US$28.0912.3% of flowCommon StockSEC:0001835896-24-000007:0
623 shares@ US$28.0921.7% of flowCommon StockSEC:0001835896-24-000008:0
623 shares@ US$28.0921.5% of flowCommon StockSEC:0001835896-24-000006:0
623 shares@ US$28.0921.7% of flowCommon StockSEC:0001835896-24-000004:0
25 of 163 declarations
About UTG Inc
UTG, Inc. (ticker: UTGN) is a United States-based company listed on the NASDAQ market. For French-speaking investors, it should be understood primarily as a small-cap insurance holding company with a long-standing focus on individual life insurance. Recent SEC filings identify UTG as an insurance holding company headquartered at 205 North Depot Street, Stanford, Kentucky 40484, in the United States. That geographic footprint is relatively narrow, underscoring a domestically focused business profile rather than a broad international platform. ([sec.gov](https://www.sec.gov/Archives/edgar/data/832480/000083248026000011/utg10k2025.htm?utm_source=openai))
From a historical perspective, SEC archives show that the company was originally incorporated in 1984 and later adopted the UTG, Inc. name following a merger transaction completed in 2005. This indicates a mature corporate history with a long operating track record, but one that remains much smaller and more specialized than the major diversified U.S. life insurers. UTG therefore looks more like a niche insurance name than a scaled platform insurer. ([sec.gov](https://www.sec.gov/Archives/edgar/data/832480/000083248006000003/utg10k05.htm?utm_source=openai))
Read moreShow less
Its core business is centered on individual life insurance, which has historically been the dominant line highlighted in regulatory disclosures. As a holding company, UTG’s economics are shaped not only by underwriting performance but also by portfolio management, asset-liability discipline, mortality experience, and interest-rate conditions. For investors, that means the company’s earnings profile is typically influenced by actuarial assumptions, investment yields, and the quality of its insurance liabilities. ([sec.gov](https://www.sec.gov/Archives/edgar/data/832480/000083248006000003/utg10k05.htm?utm_source=openai))
In competitive terms, UTG is not positioned as a national industry leader by scale. Instead, it occupies a specialized, relatively low-profile niche within U.S. life insurance. Its small size and concentrated operating base mean it competes against much larger public peers with stronger brand recognition, broader product suites, and more extensive distribution reach. Nasdaq’s market coverage also places UTG in the life insurance industry, reinforcing its sector specialization. ([nasdaq.com](https://www.nasdaq.com/articles/validea-motley-fool-strategy-daily-upgrade-report-11-1-2025?utm_source=openai))
Recent items of note have been tied mainly to SEC reporting and insider activity. The company has filed Form 4 disclosures tracking changes in beneficial ownership by insiders, which are relevant for monitoring governance signals and insider sentiment. In addition, recent SEC materials from 2025 and 2026 indicate ongoing disclosures around operating results and compensation-related items, suggesting a company that remains active from a regulatory reporting standpoint. ([sec.gov](https://www.sec.gov/Archives/edgar/data/832480/000083248025000057/xslF345X05/primary_doc.xml?utm_source=openai))
Overall, UTG, Inc. is best described as a small U.S. life insurance holding company listed on NASDAQ, founded in 1984 and reorganized under its current name in 2005, with headquarters in Kentucky, United States. It is most relevant to investors seeking a focused insurance exposure rather than a diversified financial-services platform or a high-growth story. ([sec.gov](https://www.sec.gov/Archives/edgar/data/832480/000083248026000011/utg10k2025.htm?utm_source=openai))
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