No insider purchase over the last 90 days. The latest, by Cain Darrell, was filed 20 Nov 2023.
This page follows insider dealings at Tectonic Financial, Inc. as filed with SEC (Form 4), a company from the Finance & Banking sector. 6 insiders have disclosed 10 filings since 22 October 2025.
Only sales appear on the open market, 5 sales in all totalling €7.0M, filed by 3 insiders. Biggest ticket of the year: €3.5M, sold by Clapp Steven B and made public on 7 January 2026.
With 10 filings in twelve months, the company is quieter than the median of 24 filings across the 3,171 companies we follow on the same exchange. The full history, which starts in 2019, counts 17 purchases against 10 sales.
The median gap between a trade and its publication by SEC (Form 4) is 2 days. The legal deadline for a Form 4 is two business days after the transaction. Selling is not necessarily a view on the stock: liquidity needs and diversification are common motives.
Every figure here comes from the filings published by SEC (Form 4) and describes the past, not future prices; it is not investment advice.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
FY ended December 2024 · cache
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Tectonic Financial, Inc. is a United States-based financial holding company listed on the NASDAQ market in the United States, with operating headquarters in Houston, Texas. The group is positioned as a diversified financial-services platform serving high-net-worth individuals, small businesses, and select institutions. Its strategy combines several complementary businesses within one operating ecosystem, allowing it to build a broader client relationship while diversifying revenue streams beyond traditional banking income.
The company traces its roots to earlier Texas banking structures associated with T Bancshares, which was incorporated in 2002, and later evolved from T Acquisition, Inc. into Tectonic Financial, Inc. Over time, it has been built into an integrated holding-company structure anchored by a set of specialized subsidiaries. Based on its SEC disclosures and company materials, the group operates through T Bank, N.A., Sanders Morris, Tectonic Advisors, HWG Insurance Agency, The Nolan Company, and Integra Funding Solutions. This gives Tectonic exposure to commercial banking, wealth management, securities brokerage, retirement plan services, insurance, and factoring.
From an operating perspective, Tectonic Financial offers deposits, commercial and real-estate lending, SBA and USDA lending, trust and fiduciary services, wealth management, retirement-plan design and administration, brokerage, underwriting, and insurance-related services. The business model emphasizes serving small businesses and financially sophisticated clients through a combination of local relationship banking, specialty finance, and advisory capabilities. A key differentiator is its effort to pair disciplined risk management with shared cloud-based technology, which management says supports faster decisions and a lower-cost operating model.
Geographically, the company has a strong Texas base while serving clients across the United States. Its SEC filings describe it as a financial holding company serving high-net-worth individuals, small businesses, and institutions nationwide. For French-speaking investors, the investment case is less about a single product line than about the breadth of its financial-services footprint and the potential operating leverage from cross-selling across banking, advisory, and insurance channels.
Recent developments have been notable. In February 2026, Tectonic Financial completed an offering of subordinated notes of up to $40 million, with proceeds intended for general corporate purposes and for the redemption of existing indebtedness. Around the same time, the company announced the full redemption of its Series B preferred stock, TECTP, which resulted in its delisting from NASDAQ. These actions point to an active capital-structure reset and are particularly relevant for investors tracking Form 4 insider activity, balance-sheet management, and corporate actions around the security.
| Fiscal year end | Revenue | Net income | Diluted EPS | Filing |
|---|---|---|---|---|
| Dec 2024 | n.d. | 13.9 m USD | 1.68 USD | 10-K |
| Dec 2023 | n.d. | 15.2 m USD | 1.87 USD | 10-K |
| Dec 2022 | n.d. | 17.0 m USD | 2.11 USD | 10-K |
| Dec 2021 | n.d. | 17.0 m USD | 2.21 USD | 10-K |
| Dec 2020 | n.d. | 10.9 m USD | 1.42 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.