Riverview Bancorp INC: insider trades · United States · SEC (Form 4)

About Riverview Bancorp INC

Riverview Bancorp, Inc. (ticker RVSB) is a U.S.-listed bank holding company traded on the Nasdaq Global Market in the United States. Headquartered in Vancouver, Washington, just north of Portland, Oregon, the group is a long-established regional banking franchise with a distinctly community-bank profile rather than a national-scale footprint. Riverview Bancorp is the parent of Riverview Bank and Riverview Trust Company, among other subsidiaries tied to financial services. The bank opened for business in 1923, giving the franchise more than a century of operating history and a well-established local brand in the Pacific Northwest. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1041368/000093905725000172/ars2025rev2.pdf)) The company’s core business is split between banking operations and trust/wealth-related services. On the banking side, Riverview offers deposits, commercial and business banking, commercial real estate lending, construction lending, residential mortgage products, and treasury-management solutions for business clients. Management has recently emphasized commercial loan growth, stronger loan pipelines, and continued investment in digital capabilities and treasury services. On the non-banking side, Riverview Trust Company provides brokerage, trust, and asset-management services, adding a modest fee-income stream to the earnings mix. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1041368/000093905725000172/ars2025rev2.pdf)) Geographically, Riverview remains concentrated in the U.S. Pacific Northwest, with branches and offices in the Vancouver, Washington area, several southwest Washington communities, and the Portland, Oregon metro area. That local footprint supports a relationship-driven model focused on small and medium-sized businesses, professionals, and community-based borrowers. As a community bank, Riverview’s competitive edge depends less on scale and more on customer service, local decision-making, deposit gathering, and disciplined underwriting. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1041368/000093905725000172/ars2025rev2.pdf)) From a market-positioning perspective, RVSB operates in a crowded regional banking landscape where profitability is heavily influenced by net interest margin, cost of funds, credit quality, and operating efficiency. Recent disclosures show management focusing on improving return on assets, growing higher-yielding commercial relationships, and strengthening profitability through loan growth and operational execution. Recent highlights include a quarterly cash dividend of $0.02 per share and a $2.0 million share repurchase program approved in 2025, alongside commentary that commercial and business banking is becoming a more important growth engine. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1041368/000093905725000172/ars2025rev2.pdf)) For French-speaking investors, Riverview Bancorp is best viewed as a niche U.S. community banking name with a conservative regional profile, a long operating history, and a business model that is highly sensitive to local lending demand, funding costs, and management’s ability to translate relationship banking into sustained earnings improvement.