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Richmond Mutual Bancorporation, Inc. Stock: price and insider trades · United States
1 insider bought €34k of shares over the last 90 days, the latest by Jackson Jeffrey A., filed 11 Aug 2026.
Richmond Mutual Bancorporation, Inc.: what insiders have been doing
Richmond Mutual Bancorporation, Inc. belongs to the Finance & Banking sector. Filings by its managers are published through SEC (Form 4). Between 22 October 2025 and 22 October 2026, 11 insiders published 17 filings.
Not one open-market sale was filed. On the buying side, 3 insiders reported 5 purchases totalling €63k. Open-market purchases are the filings investors watch most closely, because the insider pays for the shares out of pocket. On the buying side, the filings list 2 senior executives and 1 chief executive among the declarants. One trade stands out by size: a purchase of €34k from Jackson Jeffrey A., disclosed on 11 August 2026, or 0.016% of market capitalisation.
Across the 3,171 companies tracked on its exchange, the median is 24 filings; at 17 filings, this issuer sits below that mark. Looking back to 2019, when coverage begins, insiders filed 55 purchases and 2 sales. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported net income of 11.6 m USD, with a dividend of 0.60 USD per share.
The last purchase on record was published on 11 August 2026, which is 74 days ago. Typically, a trade is published a median of 5 days after it takes place. US insiders must file a Form 4 within two business days of a trade.
These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
90
Thresholds
n/a
Buy Volume
€3M
55 ops. · all time
Sell Volume
€102,987
2 ops. · all time
Who traded when
BuySaleWilliam A. Daily Jr.3 buys
E. Michael Blum1 buy
Jeffrey A. Jackson1 buy
Since the insiders bought
- -4.4%Entry US$16.05 · Close 16 Oct 2026 US$15.34
- +4.4%Entry US$14.69 · Close 16 Oct 2026 US$15.34
- +4.4%Entry US$14.00 · Close at T+90 US$14.62
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 4,318 of 26,280 companies
69.2
score / 100
Value65
Quality73
FCF yld5.9%
Earn yld4.6%
EV/EBITDA·
ROE8.6%
Gross mgn·
Net mgn24%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$15.53
Analyst consensus
Income statement
RevenueUS$48.8M
Net incomeUS$11.6M24.1% margin
Valuation
PER (trailing)12.7x
P/Book1.0x
Beta0.34
Balance sheet & cash
Market capUS$249.1M
Total debtUS$252M
Free Cash FlowUS$14.6M
Profitability & ownership
ROE8.6%
ROA0.8%
% insiders14.8%
% institutions18.3%
Last declaration on 11 August 2026
Declarations90 total
2,500 shares@ US$15.91770.016% mcap100.0% of flowCommon StockSEC:0001628280-26-055636:0
Canonical exit: 8 Nov 2026 (T+90)
60,669 sharesCommon StockSEC:0001628280-26-047605:0
6,800 sharesCommon StockSEC:0001628280-26-047605:3
3,400 sharesCommon StockSEC:0001628280-26-047605:1
4,039 sharesCommon StockSEC:0001628280-26-047605:2
26,186 sharesCommon StockSEC:0001628280-26-047500:0
23,776 sharesCommon StockSEC:0001628280-26-047157:0
2,380 sharesCommon StockSEC:0001628280-26-047303:0
61,251 sharesCommon StockSEC:0001628280-26-047152:0
54,801 sharesCommon StockSEC:0001628280-26-047154:0
6,256 sharesCommon StockSEC:0001628280-26-047146:0
3,500 shares@ US$10.530.014% mcap100.0% of flowCommon StockSEC:0001628280-26-040697:0
1,500 shares@ US$14.3550.0085% mcap23.6% of flowCommon StockSEC:0001628280-26-039534:0
Canonical exit: 30 Aug 2026 (T+90)
212.794 shares@ US$14.1025.2% of flowCommon StockSEC:0001628280-26-010056:0
Canonical exit: 20 May 2026 (T+90)
347.222 shares@ US$14.4041.9% of flowCommon StockSEC:0001628280-26-009683:0
Canonical exit: 20 May 2026 (T+90)
284.574 shares@ US$14.0632.9% of flowCommon StockSEC:0001628280-26-004364:0
Canonical exit: 28 Apr 2026 (T+90)
51,253 shares0Common StockSEC:0001774479-25-000004:0
7,947 shares0Common StockSEC:0001628280-25-035230:0
24,179 shares0Common StockSEC:0001628280-25-035227:0
450 shares@ US$11.031.1% of flowCommon StockSEC:0001767837-24-000009:1
Canonical exit: 31 Jul 2024 (T+90)
800 shares@ US$10.94949.9% of flowCommon StockSEC:0001767837-24-000009:0
Canonical exit: 30 Jul 2024 (T+90)
1,000 shares@ US$10.5114.0% of flowCommon StockSEC:0001767837-24-000002:0
Canonical exit: 7 May 2024 (T+90)
5,202 shares@ US$9.629.4% of flowCommon StockSEC:0001767837-23-000026:1
Canonical exit: 22 Jan 2024 (T+90)
1,100 shares@ US$10.21213.5% of flowCommon StockSEC:0001767837-23-000025:0
Canonical exit: 22 Jan 2024 (T+90)
5,202 shares@ US$9.700626.8% of flowCommon StockSEC:0001767837-23-000026:0
Canonical exit: 22 Jan 2024 (T+90)
25 of 90 declarations
About Richmond Mutual Bancorporation, Inc.
Richmond Mutual Bancorporation, Inc. (NASDAQ: RMBI) is a U.S.-listed bank holding company based in Richmond, Indiana, United States. For French-speaking investors, it should be viewed as a community banking small cap with a straightforward operating model: local deposit gathering, loan origination, basic fee-based banking services, and select ancillary financial activities. The company is the parent of First Bank Richmond, which is its core operating subsidiary, and also owns First Insurance Management, Inc. Richmond Mutual does not operate as a stand-alone bank at the holding-company level; instead, its earnings are driven primarily by dividends from the bank subsidiary, the yield on its securities portfolio, and consolidated net interest income.
The group has deep local roots in Richmond, Indiana, where it is headquartered. Its history reflects the evolution of a mutual/community institution into a publicly traded regional financial group. The business remains deliberately focused on a limited geographic footprint and a relationship-based banking model. That matters for investors: the franchise is not built on national scale, but on local deposit relationships, small-business lending, consumer banking, mortgage-related services, and trust-related offerings in the communities it serves. SEC filings describe Richmond Mutual’s operations as concentrated in a single significant segment: community banking.
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Its principal business lines include loans and leases, deposits, service charges on deposit accounts, card fee income, mortgage loan activities, and trust services. First Bank Richmond serves customers through branches in Indiana and Ohio, with a loan production office in Columbus, Ohio. The footprint is concentrated in Richmond, Centerville, Cambridge City, and Shelbyville, Indiana, plus Sidney, Piqua, and Troy, Ohio. This regional clustering supports a classic community-bank strategy: local market familiarity, customer retention, and relatively close credit oversight rather than aggressive multi-state expansion.
From a competitive standpoint, RMBI sits in the middle of the highly fragmented U.S. regional banking landscape. Its scale is modest, which limits pricing power and diversification, but also allows management to emphasize underwriting discipline and client relationships. Recent disclosures show improving net interest income, supported by margin expansion and lower funding costs, while credit quality remains an important monitorable in a changing rate environment. In the first quarter of 2026, the company reported net income of $2.8 million and noted year-over-year improvement in net interest income, partly offset by a higher provision for credit losses. In 2025, Richmond Mutual also announced an agreement to merge with The Farmers Bancorp, a strategically material development that could reshape the franchise and should be followed closely by investors. Overall, RMBI is a conventional U.S. community banking platform with a conservative operating profile and a clear regional identity on the NASDAQ market in the United States.
