No insider purchase over the last 90 days. The latest, by Michaels Steven A, was filed 14 May 2025.
Every trade that managers of PROG Holdings, Inc. disclose to SEC (Form 4) is tracked on this page. The company sits in the Finance & Banking sector. Between 18 October 2025 and 18 October 2026, 7 insiders published 18 filings.
The filings describe grants, exercises and other transfers rather than trades on the open market. Compensation-driven entries like these are tracked, but they say little about how insiders judge the share price.
Compared with its exchange (5,458 companies, median 22 filings), a count of 18 filings is below the norm. Since 2021, the database holds 12 purchases and 5 sales by insiders of the company. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists revenue at 2.41 bn USD and net income at 146.8 m USD; the dividend was 0.52 USD per share.
Insider buying of PROG Holdings, Inc. has been absent for the past year. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 3 days. US insiders must file a Form 4 within two business days of a trade.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc also feature in our signals. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
+1 other insider
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analysts rate PROG Holdings, Inc. Strong Buy (bullish), based on 7 analysts. Average price target: US$52.00.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
FY ended December 2025 · cache
25 of 128 declarations
PROG Holdings, Inc. (NYSE: PRG) is a United States-based financial technology company headquartered in Salt Lake City, Utah, United States. The group has evolved from a lease-to-own specialist into a broader consumer-access fintech platform focused on helping consumers obtain products and services through more flexible payment and financing solutions. For investors, the key feature of the business is its exposure to consumer affordability trends, retail partner traffic, and credit performance rather than to a traditional bank balance-sheet model. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0001808834/000180883426000012/prg-20251231.htm?utm_source=openai))
The company’s core franchise is Progressive Leasing, an in-store, app-based, and e-commerce point-of-sale lease-to-own provider. This business serves consumers purchasing durable goods and discretionary items, with a strong emphasis on categories such as home appliances, furniture, electronics, and other household products sold through retail partner locations and digital channels. PROG also operates Four Technologies, which offers Buy Now, Pay Later payment options through the Four platform, and MoneyApp, a mobile application that provides customers with short-term, interest-free cash advances. In early 2026, PROG completed the acquisition of Purchasing Power, a voluntary employee benefits program that allows workers to buy brand-name products and services via payroll deduction or allotment. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0001808834/000180883426000012/prg-20251231.htm?utm_source=openai))
From a business-model perspective, PROG Holdings is increasingly positioning itself as a multi-product consumer financial technology ecosystem. Its offerings span point-of-sale lease-to-own, BNPL, short-term liquidity tools, and employee purchase programs. That diversification is intended to reduce concentration risk and broaden the company’s reach across adjacent consumer segments. The firm’s competitive advantage lies in its ability to combine retailer distribution, direct-to-consumer app capabilities, and data-driven decisioning tools used to approve customers and manage credit risk. ([investor.progholdings.com](https://investor.progholdings.com/news-releases/news-release-details/prog-holdings-inc-investor-day-recap-strategic-vision-outlined?utm_source=openai))
Geographically, PROG Holdings is primarily a U.S. business. Its operations are centered on the American consumer market, and its disclosures emphasize retail partnerships and U.S. consumer finance channels. The company’s most recent filings indicate that its reportable segments have been reorganized over time as it simplified its portfolio and added new assets, including Purchasing Power. That evolution underscores management’s effort to scale a more diversified platform while maintaining discipline on risk and profitability. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1808834/000180883426000066/prg-20260331.htm?utm_source=openai))
Recent developments have been important for the investment case. PROG reported fourth-quarter 2025 results in February 2026, with management highlighting disciplined execution, margin protection, and continued growth in newer platforms, while also acknowledging pressure from a challenging retail environment and the impact of a large partner bankruptcy on Progressive Leasing. The acquisition of Purchasing Power, completed on January 2, 2026, is another meaningful strategic step because it expands PROG’s addressable market into employer-sponsored purchasing solutions. For investors, PRG remains a U.S. listed fintech with a differentiated niche, but one that is still highly sensitive to consumer spending, partner concentration, and underwriting quality. ([investors.progholdings.com](https://investors.progholdings.com/news-releases/news-release-details/prog-holdings-reports-fourth-quarter-2025-results?utm_source=openai))
Purchases our model currently ranks for the recommendations list.
All recommendations| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | 2.41 bn USD | 146.8 m USD | 3.59 USD | 0.52 USD | 10-K |
| Dec 2024 | 2.40 bn USD | 197.2 m USD | 4.53 USD | 0.48 USD | 10-K |
| Dec 2023 | 2.34 bn USD | 138.8 m USD | 2.98 USD | n.d. | 10-K |
| Dec 2022 | 2.60 bn USD | 98.7 m USD | 1.90 USD | n.d. | 10-K |
| Dec 2021 | 2.68 bn USD | 243.6 m USD | 3.67 USD | n.d. | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.