1 insider bought €15k of shares over the last 90 days, the latest filed 28 Aug 2026.
Peoples Bancorp of North Carolina Inc, classified in the Finance & Banking sector, is a listed company. Its insiders report their share dealings to SEC (Form 4). From 18 October 2025 to 18 October 2026, the disclosure feed for Peoples Bancorp of North Carolina Inc logged 42 filings by 12 insiders.
Purchases and sales both appear in the filings: 1 purchase (1 insider, €15k) and 20 sales (3 insiders, €1.1M). Taken together, the sales exceed the purchases by €1.0M. Buying on the open market means paying the going price with one's own funds, a different act from receiving shares as pay. On the buying side, the filings list 1 senior executive among the declarants. At €264k, the sale published on 2 September 2026 by Abernethy Robert C is the largest of the period (0.13% of market cap).
Across the 5,816 companies tracked on its exchange, the median is 19 filings; at 42 filings, this issuer sits above that mark. Our records for Peoples Bancorp of North Carolina Inc go back to 2016, with 9 purchases and 51 sales on the open market in total. For the fiscal year to 31 December 2025, the annual 10-K puts net income at 19.8 m USD, and the dividend at 0.96 USD per share.
The last purchase on record was published on 28 August 2026, which is 51 days ago. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 1 day. For comparison, the SEC allows two business days to file a Form 4. Keep in mind that insiders sell for many reasons unrelated to the outlook, from tax bills to estate planning.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and BCB Bancorp Inc. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
FY ended December 2025 · cache
25 of 94 declarations
Peoples Bancorp of North Carolina, Inc. (ticker: PEBK) is a U.S.-listed banking company trading on NASDAQ and operating primarily through its subsidiary, Peoples Bank. For investors, it represents a classic regional/community banking franchise focused on retail customers, small businesses, and local commercial relationships rather than a broad national platform. The company was founded in 1912 and is headquartered in Newton, North Carolina, giving it a long operating history and a strong local identity in the southeastern United States. ([stockanalysis.com](https://stockanalysis.com/stocks/pebk/company/?utm_source=openai))
PEBK’s business model is built around core banking activities: deposit gathering, lending, and relationship-based financial services. Its product set includes checking and savings accounts, residential mortgage lending, commercial loans, consumer credit, and treasury or cash-management services for business clients. In a regional bank like this, competitive strength usually comes from customer intimacy, local credit knowledge, and conservative underwriting discipline. That makes the company more of a niche banking operator than a diversified financial conglomerate, with performance heavily tied to the quality of its local loan book and deposit franchise. ([stockanalysis.com](https://stockanalysis.com/stocks/pebk/company/?utm_source=openai))
Geographically, the bank’s footprint is concentrated in North Carolina and nearby markets, with a branch-based model oriented toward community banking. That regional focus can be an advantage because it allows management to understand local borrowers, monitor credit risk closely, and build sticky customer relationships. At the same time, it also creates concentration risk: earnings may be more exposed to the economic cycle, real estate conditions, and competitive dynamics in a relatively limited set of markets than those of a larger nationwide bank. ([stockanalysis.com](https://stockanalysis.com/stocks/pebk/company/?utm_source=openai))
Recent public information available through SEC Form 4 reporting shows insider transaction activity, including a small director share sale in spring 2026. For market participants tracking governance and insider sentiment, such filings can be worth monitoring, although a single transaction should not be overstated as a fundamental signal. Overall, PEBK remains a small-cap regional bank with a straightforward operating profile, an emphasis on organic growth, and a long-standing presence in its home market. For French-speaking investors, the key analytical points are its local franchise strength, balance-sheet sensitivity to interest rates, and the usual regional-bank exposure to credit quality and deposit competition. ([marketbeat.com](https://www.marketbeat.com/instant-alerts/insider-selling-peoples-bancorp-of-north-carolina-nasdaqpebk-director-sells-600-shares-of-stock-2026-04-24/?utm_source=openai))
Purchases our model currently ranks for the recommendations list.
All recommendations| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | n.d. | 19.8 m USD | 3.62 USD | 0.96 USD | 10-K |
| Dec 2024 | n.d. | 16.4 m USD | 2.98 USD | 0.92 USD | 10-K |
| Dec 2023 | n.d. | 15.5 m USD | 2.77 USD | 0.91 USD | 10-K |
| Dec 2022 | n.d. | 16.1 m USD | 2.85 USD | 0.87 USD | 10-K |
| Dec 2021 | n.d. | 15.1 m USD | 2.63 USD | 0.66 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.