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PennyMac Financial Services, Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 15 Feb 2022.
PennyMac Financial Services, Inc.: what insiders have been doing
This page follows insider dealings at PennyMac Financial Services, Inc. as filed with SEC (Form 4), a company from the Finance & Banking sector. Between 18 October 2025 and 18 October 2026, 19 insiders published 78 filings.
There is no open-market purchase to report; the filings show 10 sales worth €4.1M by 4 insiders. The totals do not cover 1 filing with an undisclosed amount. At €852k, the sale published on 26 November 2025 by Jones Doug is the largest of the period.
Typically, a trade is published a median of 3 days after it takes place. US insiders must file a Form 4 within two business days of a trade. Selling is not necessarily a view on the stock: liquidity needs and diversification are common motives.
Across the 5,808 companies tracked on its exchange, the median is 19 filings; at 78 filings, this issuer sits above that mark. The full history, which starts in 2016, counts 19 purchases against 105 sales. For the fiscal year to 31 December 2025, the annual 10-K puts net income at 501.1 m USD, and the dividend at 1.20 USD per share.
For comparison within the same sector, see the insider buying recorded at First Guaranty Bancshares, Inc. and Avidia Bancorp, Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
418
Thresholds
n/a
Buy Volume
€85M
19 ops. · all time
Sell Volume
€72M
105 ops. · all time
Who traded when
BuySaleDavid Spector19 sales
Daniel Stanley Perotti5 sales
Doug Jones3 sales
James Follette2 sales
Mark Elbaum2 sales
Abbie Tidmore1 sale
+3 other insiders
Since the insiders bought
- +9.0%Entry US$60.60 · Close at T+365 US$66.07
- +9.2%Entry US$60.03 · Close at T+365 US$65.57
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate PennyMac Financial Services, Inc. Buy (bullish), based on 7 analysts. Average price target: US$82.29.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 11,576 of 24,148 companies
52.6
score / 100
Value34
Quality71
FCF yld-54%
Earn yld16%
EV/EBITDA42.2x
ROE9.4%
Gross mgn59%
Net mgn11%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$59.29
Analyst consensus
7 analystsBuy
US$65.00Target US$82.29(+39%)US$100.00
Income statement
RevenueUS$4.4B
Gross profitUS$2.6B59% margin
EBITDAUS$620.8M14% margin
Net incomeUS$501.1M11.8% margin
Valuation
PER (trailing)8.2x
PER (forward)5.7x
P/Book0.7x
Beta1.45
Balance sheet & cash
Market capUS$3.1B
Total debtUS$23.1B
Free Cash Flow-US$1.7B
Debt / Equity549%
Profitability & ownership
ROE9.4%
ROA1.5%
% insiders34.6%
% institutions66.6%
Last declaration on 4 August 2026
Declarations418 total
3,401 shares@ US$77.39490.0076% mcap2.1% of flowCommon StockSEC144:0001964306-26-000368
25,000 shares0Common StockSEC:0001745916-26-000141:0
377 shares@ US$82.170.0009% mcap50.5% of flowCommon StockSEC:0001745916-26-000137:0
379 shares@ US$82.170.0009% mcap0.0% of flowCommon StockSEC:0001745916-26-000139:0
2,177 shares@ US$86.890.0056% mcap27.2% of flowCommon StockSEC144:0001964306-26-000305
2,943 sharesCommon StockSEC:0001745916-26-000133:0
2,943 sharesCommon StockSEC:0001745916-26-000133:1
2,943 shares@ US$81.710.0057% mcap34.5% of flowCommon StockSEC144:0001964306-26-000295
9,583 shares@ US$92.800.020% mcap1.7% of flowCommon StockSEC:0001745916-26-000115:0
417 shares@ US$93.470.0009% mcap0.1% of flowCommon StockSEC:0001745916-26-000115:1
729 shares@ US$85.260.1% of flowCommon StockSEC:0001745916-26-000108:0
467 shares@ US$91.931.3% of flowCommon StockSEC:0001745916-26-000106:0
71 shares@ US$91.938.5% of flowCommon StockSEC:0001745916-26-000104:0
300 shares@ US$91.936.5% of flowCommon StockSEC:0001745916-26-000102:0
3,097 shares@ US$91.930.5% of flowCommon StockSEC:0001745916-26-000092:0
1,704 shares@ US$91.931.1% of flowCommon StockSEC:0001745916-26-000098:0
599 shares@ US$91.931.6% of flowCommon StockSEC:0001745916-26-000100:0
32 shares@ US$91.930.4% of flowCommon StockSEC:0001745916-26-000096:0
849 shares@ US$91.930.7% of flowCommon StockSEC:0001745916-26-000094:0
204 shares@ US$90.334.4% of flowCommon StockSEC:0001745916-26-000090:0
345 shares@ US$90.330.9% of flowCommon StockSEC:0001745916-26-000088:0
616 shares@ US$90.330.5% of flowCommon StockSEC:0001745916-26-000086:0
1,597 shares@ US$90.331.0% of flowCommon StockSEC:0001745916-26-000084:0
45 shares@ US$90.330.6% of flowCommon StockSEC:0001745916-26-000082:0
554 shares@ US$90.331.4% of flowCommon StockSEC:0001745916-26-000080:0
25 of 418 declarations
About PennyMac Financial Services, Inc.
PennyMac Financial Services, Inc. (NYSE: PFSI) is a specialized U.S. mortgage banking company headquartered in Westlake Village, California, in the United States. Founded in 2008, PennyMac has built an integrated platform that combines mortgage loan production with large-scale servicing and asset management tied to the U.S. residential mortgage market. For investors, the key appeal is its hybrid model: part of the business is transaction-driven, while a substantial portion is linked to recurring servicing-related revenues.
The company’s core business is centered on the production and servicing of residential mortgage loans in the United States. Its Production segment includes loan origination, acquisition, and sale activities, with a particularly important correspondent channel and additional broker-direct and consumer-direct channels. This is complemented by the Servicing segment, which handles the ongoing administration of mortgage loans after origination and monetizes mortgage servicing rights (MSRs). The servicing platform is strategically important because it supports fee generation, customer retention, and loan recapture opportunities when borrowers refinance or take out new loans.
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PennyMac’s competitive position is that of a scaled mortgage specialist rather than a broad universal lender. The company emphasizes operating discipline, risk management, and proprietary technology, all of which matter in a sector highly exposed to interest-rate volatility, prepayment behavior, and spread compression. Its business model is designed to balance cyclical production income with more stable servicing economics, which can help smooth results across changing rate environments.
Geographically, PennyMac is focused primarily on the United States, which remains the center of its operations and the end market for its mortgage products and servicing portfolio. In market terms, the company trades on the NYSE under the ticker PFSI, giving public-market investors access to a pure-play mortgage finance platform with meaningful scale in both production and servicing.
Recent developments reinforce a growth-and-scale strategy. In 2025, PennyMac reported strong full-year results, with higher revenues, solid production volumes, and continued growth in the servicing portfolio. In the first quarter of 2026, the company reported further book value growth and announced a quarterly dividend, while highlighting robust production activity. In February 2026, PennyMac disclosed the acquisition of Cenlar’s subservicing business, a transaction intended to make it one of the largest mortgage subservicers and to expand fee-based revenue streams. The company also continues to broaden its product set, including the launch of additional non-QM offerings aimed at real estate investors and non-traditional borrowers.
Overall, PennyMac Financial Services stands out as a specialized U.S. mortgage finance platform with a meaningful servicing base, diversified production channels, and a clear focus on the domestic housing-finance market.
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