OXBRIDGE RE HOLDINGS Ltd: insider trades · United States · SEC (Form 4)

About OXBRIDGE RE HOLDINGS Ltd

Oxbridge Re Holdings Ltd. (NASDAQ: OXBR, OXBRW) is a U.S.-listed specialty reinsurance group with its legal and operational base in the Cayman Islands, while its business focus remains primarily tied to the United States market. The company was incorporated in April 2013 and has built its franchise around collateralized reinsurance solutions for property and casualty insurers, with a historical emphasis on catastrophe-related and Gulf Coast exposures. Rather than competing as a broad, globally diversified reinsurer, Oxbridge Re has positioned itself as a niche player where underwriting discipline, capital structure, and risk selection matter more than scale. Its headquarters and principal executive offices are in George Town, Grand Cayman, Cayman Islands. The group’s business model now has two complementary engines. First, its traditional reinsurance subsidiaries, Oxbridge Reinsurance Limited and Oxbridge Re NS, provide reinsurance solutions to property and casualty insurers, particularly in the Gulf Coast region of the United States. Second, the company has developed SurancePlus, a Web3-oriented platform designed to tokenize reinsurance products as real-world assets (RWAs). Through this platform, Oxbridge Re aims to make reinsurance-linked investments more accessible to a wider investor base through online subscription and transfer processes that the company says are built to comply with U.S. securities-law requirements. Oxbridge describes these offerings as “tokenized reinsurance securities,” placing the company at the intersection of insurance, alternative finance, and digital infrastructure. From a competitive standpoint, Oxbridge Re is not a market leader by size; instead, it competes as a specialist in a narrow underwriting niche. Its differentiators are the structure of its contracts, access to capital, and the ability to package reinsurance risk in a more flexible, investable format. That makes the company more opportunistic and more innovation-driven than the large global reinsurers. Management has also highlighted ecosystem development around Solana, Alphaledger, and LayerZero, which could broaden the company’s addressable market beyond traditional reinsurance over time. Recent developments have been significant. On May 11, 2026, Oxbridge Re reported first-quarter 2026 results, including improved net income and cash and restricted cash of $8.19 million as of March 31, 2026. Management said the company’s tokenized offerings remained on track and that the 2026–2027 underwriting cycle could offer a constructive backdrop. The company also continued to emphasize platform growth and long-term expansion opportunities in additional tokenized, cash-generating asset categories. For investors, OXBRW is therefore an unusual U.S.-listed name: a small specialty reinsurer with direct exposure to reinsurance underwriting and an emerging digital-asset/tokenization layer.