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Open Lending Corp Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by Sather Matthew, was filed 21 Nov 2025.
Open Lending Corp: what insiders have been doing
This page follows insider dealings at Open Lending Corp as filed with SEC (Form 4), a company from the Business Services sector. Between 23 October 2025 and 23 October 2026, 10 insiders published 27 filings.
Every open-market trade in the period is a purchase: 1 purchase worth €52k, from 1 insider, and not a single sale. Buying on the open market means paying the going price with one's own funds, a different act from receiving shares as pay. On the buying side, the filings list 1 senior executive among the declarants. Biggest ticket of the year: €52k, bought by Sather Matthew and made public on 21 November 2025.
For context, the typical company on the same exchange (median of 3,167 companies) published 24 filings over the same period, against 27 filings here. Looking back to 2020, when coverage begins, insiders filed 4 purchases and 57 sales. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported revenue of 93.2 m USD and net income of -4.2 m USD.
The most recent open-market purchase was published on 21 November 2025, 337 days ago. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 2 days. Section 16 rules allow two business days to file each Form 4.
In the same sector, recent insider purchases at ELIS and GL Events also feature in our signals. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
Insider Decl.
337
Thresholds
n/a
Buy Volume
€162,025
4 ops. · all time
Sell Volume
€491M
57 ops. · all time
Who traded when
BuySaleJessica E. Buss2 buys
Matthew Sather1 buy
Since the insiders bought
- -73.4%Entry US$26.80 · Close at T+365 US$7.14
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Open Lending Corp Hold (neutral), based on 5 analysts. Average price target: US$2.92.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 20,803 of 26,248 companies
31.3
score / 100
Value30
Quality32
FCF yld-1.1%
Earn yld-1.1%
EV/EBITDA·
ROE-6.8%
Gross mgn77%
Net mgn-4.5%
Debt/EBITDA20.0x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$3.14
Analyst consensus
5 analystsHold
US$2.00Target US$2.92(-7%)US$3.15
Income statement
RevenueUS$93.2M
Gross profitUS$71.7M77% margin
EBITDAUS$6.7M7% margin
Net income-US$4.2M-5.9% margin
Valuation
PER (forward)16.5x
P/Book4.9x
Beta2.20
Balance sheet & cash
Market capUS$371.5M
Total debtUS$134.3M
Free Cash Flow-US$4.2M
Debt / Equity113%
Profitability & ownership
ROE-6.8%
ROA1.1%
% insiders0.9%
% institutions72.6%
Last declaration on 31 July 2026
Declarations337 total
7,564,566 shares@ US$3.156.41% mcap37.4% of flowCommon Stock, par value $0.01 per shareSEC:0001193125-26-327577:0
74,652 shares@ US$3.150.063% mcap90.2% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000064:0
14,943 shares@ US$3.150.013% mcap100.0% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000065:0
122,686 shares@ US$3.150.10% mcap100.0% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000066:0
12,240 shares@ US$3.150.010% mcap100.0% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000069:0
13,933 shares@ US$3.150.012% mcap100.0% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000067:0
318 shares@ US$3.150.0003% mcap100.0% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000068:0
29,472 shares@ US$3.150.025% mcap100.0% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000070:0
61,426 shares@ US$3.150.052% mcap76.4% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000072:0
7,564,566 shares@ US$3.156.41% mcap37.4% of flowCommon Stock, par value $0.01 per shareSEC:0001193125-26-326395:0
14,943 shares0Common Stock, par value $0.01 per shareSEC:0001806201-26-000047:0
9,000 shares0Common Stock, par value $0.01 per shareSEC:0001806201-26-000028:2
7,500 shares0Common Stock, par value $0.01 per shareSEC:0001806201-26-000030:2
10,000 shares0Common Stock, par value $0.01 per shareSEC:0001806201-26-000030:4
6,250 shares0Common Stock, par value $0.01 per shareSEC:0001806201-26-000029:2
13,966 shares0Common Stock, par value $0.01 per shareSEC:0001806201-26-000029:4
2,880 shares@ US$1.459.7% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000028:1
1,943 shares@ US$1.451.1% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000030:1
2,197 shares@ US$1.451.2% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000030:3
2,930 shares@ US$1.451.6% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000030:5
1,100 shares@ US$1.451.6% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000029:1
1,521 shares@ US$1.452.1% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000029:3
3,400 shares@ US$1.454.8% of flowCommon Stock, par value $0.01 per shareSEC:0001806201-26-000029:5
6,633 shares0Common Stock, par value $0.01 per shareSEC:0001806201-26-000030:0
4,520 shares0Common Stock, par value $0.01 per shareSEC:0001806201-26-000029:0
25 of 337 declarations
About Open Lending Corp
Open Lending Corp. is a U.S.-based company listed on the Nasdaq in the United States under the ticker LPRO. Founded in Austin, Texas in 2000, the company built its business around a narrow but differentiated mission: helping financial institutions originate more auto loans while controlling credit risk. It is best known for its flagship Lenders Protection platform, which combines loan analytics, risk-based pricing, risk modeling, and default insurance. In practice, Open Lending helps auto lenders — especially credit unions and regional banks — extend credit to borrowers who may fall outside traditional prime-only underwriting frameworks. The company went public in 2020 through a business combination with Nebula Acquisition Corporation, a SPAC transaction that marked its transition into the public markets.
Operationally, Open Lending is more of a lending-enablement and risk-analytics provider than a direct lender. Its model sits at the intersection of software, underwriting intelligence, and insurance-backed credit enhancement. By packaging data-driven decision tools with protection against credit losses on certified loans, the company aims to improve the economics of auto lending for its clients. A meaningful part of the revenue model is tied to platform usage and profit share economics on certain certified loans, which means the business is closely linked to the U.S. auto finance market, consumer credit trends, interest rates, and the performance of the loan vintages it supports.
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In competitive terms, Open Lending stands out for its specialization in the near-prime auto lending segment and for its long-standing relationships with lenders and insurance partners. In 2025, management said the company launched ApexOne Auto, expanding capabilities across the full auto credit spectrum and reducing dependence on a single-product model. That strategic move is important because it broadens the platform’s addressable market and supports Open Lending’s ambition to operate as a more comprehensive lending platform. The company also highlighted a milestone of one million certified loans in 2024, underscoring the scale it has built in the U.S. market.
Geographically, Open Lending remains primarily focused on the United States, with headquarters in Austin, Texas, and a lender base spread across the country. Recent company updates have emphasized underwriting discipline, pricing refinement, and reduced volatility in profit share estimates. Most notably, the fourth-quarter and full-year 2025 results released in March 2026 pointed to strong core-business revenue and adjusted EBITDA, alongside the strategic contribution of ApexOne Auto. For investors, Open Lending should be viewed as a U.S. Nasdaq-listed financial-services technology company with a specialized auto-credit franchise, recurring revenue characteristics, and exposure to both credit-cycle risk and underwriting performance.
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