Landmark Bancorp INC: insider trades · United States · SEC (Form 4)

About Landmark Bancorp INC

Landmark Bancorp, Inc. (ticker: LARK) is a U.S. financial holding company listed on the Nasdaq Global Market, not NYSE, placing it in the universe of small-cap regional banks in the United States. The company is headquartered in Manhattan, Kansas, and its core business is conducted through Landmark National Bank, its wholly owned banking subsidiary, along with Landmark Risk Management, Inc., its captive insurance subsidiary. Landmark was incorporated in Delaware in 2001, but its operating identity is rooted in community banking across Kansas. Its business model is centered on deposit gathering, relationship lending, and providing traditional banking services to households, businesses, and agricultural borrowers. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1141688/000149315226016495/form10-k.htm?utm_source=openai)) From an operating standpoint, Landmark’s lending focus includes commercial loans, commercial real estate, agricultural lending, and residential mortgage lending. Management has indicated that commercial, CRE, and agricultural originations are strategically important because they are viewed as more profitable than a purely traditional one-to-four family mortgage model. The bank also offers the standard suite of community-bank services: checking and savings accounts, payment services, deposit products, treasury management, cash management, online banking, and other everyday financial services for retail and business customers. This positions Landmark as a full-service local bank rather than a niche lender. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1141688/000149315226016495/form10-k.htm?utm_source=openai)) Geographically, Landmark has a concentrated footprint in Kansas, with 28 to 29 branch offices and a presence across 23 communities, plus a loan production office in Kansas City, Missouri. That footprint reflects a classic regional/community banking strategy: deep local market penetration rather than broad national scale. In a highly competitive U.S. banking landscape dominated by large money-center banks and larger regional franchises, Landmark’s competitive advantage lies in local relationships, customer service, and knowledge of midwestern business and agricultural markets. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1141688/000149315226016495/form10-k.htm?utm_source=openai)) Recent developments suggest a solid earnings profile, alongside a governance issue that investors should monitor. On April 29, 2026, Landmark reported first-quarter 2026 net income of $5.1 million and diluted EPS of $0.83, while also declaring a quarterly cash dividend of $0.21 per share. Earlier, in January 2026, the company disclosed that an internal investigation had begun after allegations of misconduct involving a non-executive employee at Landmark National Bank, which contributed to a delay in filing the 2025 Form 10-K. For investors analyzing LARK, the key considerations remain credit quality, net interest margin resilience, deposit stability, and disciplined expense management, with governance and compliance developments also worth tracking. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0001141688/000149315226019638/ex99-1.htm?utm_source=openai))