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Juniata Valley Financial Corp Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by Henry John P. IV, was filed 18 Feb 2026.
Juniata Valley Financial Corp: what insiders have been doing
Juniata Valley Financial Corp is a Finance & Banking company. Its directors and officers file their transactions with SEC (Form 4). 9 insiders have disclosed 9 filings since 22 October 2025.
Only purchases show up on the open market, 9 purchases in all, filed by 9 insiders. The totals do not cover 9 filings with an undisclosed amount. Buying on the open market means paying the going price with one's own funds, a different act from receiving shares as pay. On the buying side, the filings list 7 senior executives, 1 finance chief and 1 chief executive among the declarants.
Across the 277 companies tracked on its exchange, the median is 8 filings; at 9 filings, this issuer sits above that mark. Our records for Juniata Valley Financial Corp go back to 2016, with 200 purchases and 1 sale on the open market in total. The 10-K for the year ended 31 December 2025 shows 8.0 m USD of net income and a dividend of 0.88 USD per share.
The most recent open-market purchase was published on 18 February 2026, 248 days ago. Filings reach the SEC (Form 4) feed a median of 1 day after the trade. US insiders must file a Form 4 within two business days of a trade.
In the same sector, recent insider purchases at Dynex Capital Inc and Presurance Holdings, Inc. also feature in our signals. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Insider Decl.
236
Thresholds
n/a
Buy Volume
€1M
200 ops. · all time
Sell Volume
€8,533
1 ops. · all time
Who traded when
BuySaleSteven C. Sliver6 buys
John P. Henry IV3 buys
Joseph B. Scarnati III3 buys
Michael W. Wolf3 buys
Christina Calkins-Mazur2 buys
Gary E. Kelsey2 buys
+4 other insiders
Since the insiders bought
- +20.5%Entry US$13.92 · Close at T+365 US$16.78
- +22.8%Entry US$12.50 · Close at T+365 US$15.35
- +15.0%Entry US$12.74 · Close at T+365 US$14.65
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 385 of 26,248 companies
85.5
score / 100
Value85
Quality86
FCF yld12%
Earn yld10%
EV/EBITDA·
ROE16%
Gross mgn·
Net mgn26%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$15.60
Analyst consensus
Income statement
RevenueUS$31.1M
Net incomeUS$8M28.9% margin
Valuation
PER (trailing)8.4x
P/Book1.3x
Beta0.14
Balance sheet & cash
Market capUS$78.5M
Total debtUS$34.5M
Free Cash FlowUS$9.4M
Profitability & ownership
ROE16.3%
ROA1.1%
% insiders2.3%
% institutions0.0%
Last declaration on 18 February 2026
Declarations236 total
141 shares0Common StockSEC:0001709217-26-000001:0
Canonical exit: 18 May 2026 (T+90)
144 shares0Common StockSEC:0001662072-26-000001:0
Canonical exit: 18 May 2026 (T+90)
4,945 shares0Common StockSEC:0001254927-26-000001:0
Canonical exit: 18 May 2026 (T+90)
83 shares0Common StockSEC:0002071787-26-000001:0
Canonical exit: 18 May 2026 (T+90)
142 shares0Common StockSEC:0001971541-26-000001:0
Canonical exit: 18 May 2026 (T+90)
150 shares0Common StockSEC:0001970440-26-000001:0
Canonical exit: 18 May 2026 (T+90)
138 shares0Common StockSEC:0001937083-26-000001:0
Canonical exit: 18 May 2026 (T+90)
2,585 shares0Common StockSEC:0001932599-26-000002:0
Canonical exit: 18 May 2026 (T+90)
179 shares0Common StockSEC:0001240839-26-000001:0
Canonical exit: 18 May 2026 (T+90)
1,300 shares@ US$13.9883.3% of flowCommon StockSEC:0001932599-25-000017:0
Canonical exit: 20 Nov 2025 (T+90)
100 shares@ US$12.869.9% of flowCommon StockSEC:0001932599-25-000014:1
Canonical exit: 3 Sept 2025 (T+90)
900 shares@ US$12.99100.0% of flowCommon StockSEC:0001932599-25-000014:0
Canonical exit: 3 Sept 2025 (T+90)
100 shares@ US$12.852.8% of flowCommon StockSEC:0001932599-25-000012:0
Canonical exit: 27 Jul 2025 (T+90)
200 shares@ US$12.729.9% of flowCommon StockSEC:0001932599-25-000011:1
Canonical exit: 17 Jun 2025 (T+90)
200 shares@ US$13.2210.3% of flowCommon StockSEC:0001932599-25-000011:2
Canonical exit: 17 Jun 2025 (T+90)
100 shares@ US$12.736.2% of flowCommon StockSEC:0001932599-25-000011:0
Canonical exit: 17 Jun 2025 (T+90)
4,300 shares0Common StockSEC:0001932599-25-000002:0
Canonical exit: 19 May 2025 (T+90)
107 shares0Common StockSEC:0001932599-25-000007:0
Canonical exit: 19 May 2025 (T+90)
136 shares0Common StockSEC:0001932599-25-000005:0
Canonical exit: 19 May 2025 (T+90)
2,350 shares0Common StockSEC:0001932599-25-000003:0
Canonical exit: 19 May 2025 (T+90)
112 shares0Common StockSEC:0001932599-25-000010:0
Canonical exit: 19 May 2025 (T+90)
110 shares0Common StockSEC:0001932599-25-000008:0
Canonical exit: 19 May 2025 (T+90)
105 shares0Common StockSEC:0001932599-25-000009:0
Canonical exit: 19 May 2025 (T+90)
99 shares0Common StockSEC:0001932599-25-000006:0
Canonical exit: 19 May 2025 (T+90)
106 shares0Common StockSEC:0001932599-25-000004:0
Canonical exit: 19 May 2025 (T+90)
25 of 236 declarations
About Juniata Valley Financial Corp
Juniata Valley Financial Corp. is a U.S. bank holding company with operations in Pennsylvania, and its common stock is quoted on the OTCQX market under the ticker JUVF rather than on the NYSE or NASDAQ at this time. The company’s core asset is its wholly owned banking subsidiary, The Juniata Valley Bank, which defines the group’s earnings profile and strategic focus. Founded in 1867, the franchise has more than 150 years of history in community banking, with origins in Mifflintown and a long-standing emphasis on serving local customers across central and northern Pennsylvania. ([jvbonline.com](https://www.jvbonline.com/home/about/our-history?utm_source=openai))
JUVF operates as a classic relationship-driven community bank. Its product set spans consumer and commercial deposits, checking and savings accounts, money market accounts, debit and credit cards, online and mobile banking, telephone banking, and electronic statements. On the lending side, the bank offers residential mortgages, home equity products, personal loans, auto loans, student loans, and a broad range of business credits, including term loans, lines of credit, commercial real estate and construction financing, equipment and vehicle loans, SBA loans, and letters of credit. The group also provides retirement, trust, and wealth management services through its investment-related offerings. ([jvbonline.com](https://www.jvbonline.com/home/products-services))
Read moreShow less
Geographically, the franchise is concentrated in Pennsylvania, with branches across Juniata, Mifflin, Perry, McKean, Potter, and Franklin counties, plus satellite offices supporting loan production, trust services, and wealth management in Mifflin, Juniata, and Centre counties. This tight regional footprint is a defining feature of the business model: it supports strong local relationships, faster decision-making, and a deep understanding of rural and small-business banking needs, while also limiting scale relative to larger regional competitors. ([sec.gov](https://www.sec.gov/Archives/edgar/data/714712/000155837025003701/juvf-20241231x10k.htm?utm_source=openai))
Competitively, Juniata Valley Financial positions itself as a high-touch community institution serving households, farms, and small and mid-sized businesses. The bank highlights particular expertise in agriculture and local business lending, reflecting the economic structure of its markets. Its messaging also emphasizes a blend of traditional service and modern convenience, including digital banking tools, which is increasingly important for deposit retention and customer engagement in a more competitive community-banking landscape. ([jvbonline.com](https://www.jvbonline.com/home/business/industries?utm_source=openai))
Recent developments suggest improving operating momentum in 2025. The company reported stronger earnings in the first half of 2025 and again in the third quarter, citing disciplined loan and deposit pricing, healthy loan growth, and strong credit quality. The business also continued to benefit from prior expansion, including the 2023 acquisition of the Path Valley branch of Orrstown Bank. For investors, JUVF remains a small-cap, locally focused banking name whose performance is mainly driven by net interest margin, loan growth, deposit costs, and the health of its Pennsylvania operating base. ([fintel.io](https://fintel.io/doc/sec-juniata-valley-financial-corp-714712-8k-2025-july-23-20292-4294?utm_source=openai))
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