Jianpu Technology Inc.: directors' dealings · United States · SEC (Form 4)

About Jianpu Technology Inc.

Jianpu Technology Inc. is a technology and fintech platform company that is quoted in the United States on the OTCQB market under the ticker AIJTY; its shares were previously listed on the NYSE before trading was suspended and the ADSs were later removed from the exchange in 2024. From an investor’s perspective, this makes Jianpu a U.S.-quoted security with an operating footprint that remains overwhelmingly China-centric. The company is headquartered in Beijing, China, and its corporate structure is that of a Cayman Islands holding company with mainland China operations. For French-speaking investors, the combination of U.S. trading access, Chinese operating exposure, and OTC liquidity constraints is a key part of the risk/reward profile. Founded in 2012, Jianpu built its business under the Rong360 brand as an open financial technology platform. The core concept is to connect users with a broad spectrum of financial products and related services while also helping financial service providers reach, serve, and retain target customers more efficiently. The company’s platform offering is designed to be independent and open, meaning Jianpu positions itself as an intermediary rather than a balance-sheet lender. In practice, that means it focuses on traffic aggregation, product discovery, recommendation, digital marketing, data services, risk management, and end-to-end solutions for financial institutions. Its main business lines are centered on the online and mobile distribution of financial products, especially consumer credit and credit card products, alongside marketing and data-driven solutions for banks and other financial service providers. Jianpu competes in a highly fragmented and regulated Chinese fintech environment, where scale, distribution efficiency, user acquisition, and compliance capabilities matter more than traditional branch-based infrastructure. The company’s competitive positioning is therefore less about manufacturing financial products and more about monetizing user demand and helping partners convert that demand into funded applications. According to the company’s investor FAQ, Jianpu had 339 employees as of December 31, 2024, and its headquarters are in Haidian District, Beijing. The company also states that one ADS represents 20 Class A ordinary shares. Its market profile has changed materially since delisting from the NYSE, because the current OTCQB quotation typically implies lower liquidity, wider spreads, and a smaller institutional investor base than a major U.S. exchange listing. That is an important consideration for any valuation exercise. Recent corporate updates include the filing of the 2024 annual report in April 2025 and continued SEC reporting. The latest Form 4 disclosures point to insider activity, including open-market ADS purchases by Lu Jiayan through JYLu Holdings and a recent stock option grant to the CFO. Jianpu also disclosed portfolio optimization actions in its annual report, including the transfer of Anguo in 2024. Overall, Jianpu remains a China-focused fintech platform with a U.S. quotation, a Beijing headquarters, and a governance and liquidity profile that investors should assess carefully.