Aflac Inc, classified in the Banks sector, is a listed company based in Columbus, United States, founded in 1955. Its insiders report their share dealings to SEC (Form 4). Between 18 October 2025 and 18 October 2026, 17 insiders published 241 filings.
The flow runs one way only: 203 sales worth €167.7M, from 10 insiders, and no purchase. The totals exclude 25 filings filed without an amount. Japan Post Holdings Co., Ltd. filed the largest sale, €13.1M, on 10 April 2026.
The median gap between a trade and its publication by SEC (Form 4) is 2 days. The legal deadline for a Form 4 is two business days after the transaction. Keep in mind that insiders sell for many reasons unrelated to the outlook, from tax bills to estate planning.
With 241 filings in twelve months, the company is more active than the median of 22 filings across the 5,458 companies we follow on the same exchange. Looking back to 2016, when coverage begins, insiders filed 6 purchases and 270 sales. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists revenue at 17.16 bn USD and net income at 3.65 bn USD; the dividend was 2.35 USD per share.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and BCB Bancorp Inc. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
+2 other insiders
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analysts rate Aflac Inc Hold (neutral), based on 15 analysts. Average price target: US$117.33.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
FY ended December 2025 · cache
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Aflac Incorporated (NYSE: AFL) is a leading U.S.-listed supplemental insurance company headquartered in Columbus, Georgia, United States. Founded in 1955 by John Amos and his brothers Paul and Bill, the company started with a clear mission: to provide financial protection when a medical event occurs. That original purpose still defines the business today. Aflac is best known for paying cash benefits directly to policyholders for eligible claims, helping them manage out-of-pocket costs that are not covered by primary health insurance.
The company operates through two core reporting segments: Aflac Japan and Aflac U.S. In Japan, Aflac is a major player in cancer and medical insurance and is described by the company as the leading provider of cancer and medical insurance policies in force. In the United States, Aflac focuses on supplemental health and life products sold primarily through the workplace and other distribution channels. Its U.S. portfolio includes accident, cancer, hospital indemnity, critical illness, life, and dental, vision and hearing coverage. These products are designed to address deductibles, copays, non-medical costs, and other expenses that traditional major medical insurance may not fully cover.
Aflac’s competitive positioning is anchored in three strengths: brand recognition, specialization, and distribution reach. The Aflac Duck has become one of the most recognizable insurance advertising icons in the U.S. and Japan, helping the company sustain high brand awareness over time. Distribution is broad and diversified, combining commissioned sales, brokers, distribution partners, and digital enhancements. The company is authorized to conduct insurance business in all 50 U.S. states, the District of Columbia, several U.S. territories, and Japan, giving it a wide commercial footprint.
From an investor perspective, Aflac is often viewed as a defensive insurance name with a relatively straightforward value proposition and a strong recurring premium base. It has also continued to evolve its product set and distribution capabilities, including investments in digital sales methods and broader platform enhancements. Recent company disclosures show ongoing operating momentum: in first-quarter 2026, Aflac reported results and said adjusted earnings per diluted share increased 5.4%. In 2025, the company disclosed a cybersecurity incident affecting its U.S. business, a reminder that operational and reputational risks remain relevant for the investment case.
Overall, Aflac combines a long operating history, a distinctive niche in supplemental insurance, a strong market presence in both the United States and Japan, and a well-established brand. For investors focused on the insurance sector, it represents a mature, cash-generative franchise with a differentiated product mix and a reputation built over decades.
Purchases our model currently ranks for the recommendations list.
All recommendationsInsider filings
Over the last 90 days, 91 filings published between 10 August and 16 October 2026: 87 sales for €67.4M. 4 other filings (not open-market purchases or sales: grants, options, plans, sale notices, block transfers). Largest amounts: Japan Post Holdings Co., Ltd. (10% Owner), sales of €66.1M; Koide Masatoshi (Pres. and Rep. Director, ALIJ), sales of €1.4M.
Summary written automatically from public filings, without human review. General information, identical for every reader: it is not investment advice or a recommendation to buy or sell. Investing involves a risk of capital loss. Generated on 17 October 2026 (UTC)
Headquarters: Columbus, United States · Founded: 1955 · 12,003 employees (2020) · Wikipedia article
Source: Wikidata (CC0).
| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | 17.16 bn USD | 3.65 bn USD | 6.82 USD | 2.35 USD | 10-K |
| Dec 2024 | 18.93 bn USD | 5.44 bn USD | 9.63 USD | 2.08 USD | 10-K |
| Dec 2023 | 18.70 bn USD | 4.66 bn USD | 7.78 USD | 1.76 USD | 10-K |
| Dec 2022 | 19.14 bn USD | 4.42 bn USD | 6.93 USD | 1.62 USD | 10-K |
| Dec 2021 | 21.55 bn USD | 4.23 bn USD | 6.25 USD | 1.32 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.