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Innovative Payment Solutions, Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by FULLER JAMES W, was filed 08 Jun 2017.
Innovative Payment Solutions, Inc.: what insiders have been doing
Innovative Payment Solutions, Inc. belongs to the Finance & Banking sector. Filings by its managers are published through SEC (Form 4). The past year has been quiet: not a single insider filing for Innovative Payment Solutions, Inc. The previous disclosure was published on 13 July 2022.
Our records for Innovative Payment Solutions, Inc. go back to 2016, with 2 purchases and 2 sales on the open market in total.
In the same sector, recent insider purchases at BAWAG Group AG and ASR Nederland N.V. also feature in our signals. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Insider Decl.
16
Thresholds
n/a
Buy Volume
€3,443
2 ops. · all time
Sell Volume
€271,048
2 ops. · all time
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Financial data
as of FY 2025FY ended December 2025 · cache
US$0.00
Analyst consensus
Income statement
EBITDA-US$3.2M
Net income-US$6.2M0.0% margin
Valuation
PER (trailing)0.0x
Beta1.20
Balance sheet & cash
Total debtUS$7.8M
Free Cash Flow-US$787.7k
Profitability & ownership
ROA-26.2%
% insiders9.1%
% institutions0.0%
Last declaration on 13 July 2022
Declarations16 total
2,000,000 sharesCommon StockSEC:0001213900-22-039144:0
2,000,000 shares0Common StockSEC:0001213900-21-048155:0
1,000,000 shares0Common StockSEC:0001213900-21-047368:0
2,000,000 shares0Common StockSEC:0001213900-21-046592:0
2,000,000 shares0Common StockSEC:0001213900-21-046579:0
500 shares@ US$0.22100.0% of flowCommon StockSEC:0001213900-21-011828:0
1,016,408 shares0Common StockSEC:0001213900-20-043552:0
5,123,750 shares0Common StockSEC:0001213900-20-016000:0
15,371,250 shares0Common StockSEC:0001213900-20-016000:1
282,146 shares@ US$0.0478Common StockSEC:0001213900-20-008860:0
2,000,000 shares0Common StockSEC:0001213900-20-007141:0
70,000 shares0Common StockSEC:0001615774-18-015113:0
120,000 shares0Common StockSEC:0001615774-18-005482:0
8,081 shares@ US$0.39Common StockSEC:0001615774-17-003065:0
Canonical exit: 4 Sept 2017 (T+90)
1,919 shares@ US$0.38Common StockSEC:0001615774-17-003065:1
Canonical exit: 4 Sept 2017 (T+90)
480,000 shares@ US$0.625Common StockSEC:0001437749-16-035371:0
16 of 16 declarations
About Innovative Payment Solutions, Inc.
Innovative Payment Solutions, Inc. (ticker: IPSI) is a U.S.-based fintech company that is currently quoted on the OTCQB market rather than on the NYSE or NASDAQ. The company’s principal office, as disclosed in its SEC filings, is in Las Vegas, Nevada, and its website is ipsipay.com. IPSI has positioned itself as a digital payments and financial services platform focused on underserved and unbanked consumers, while also pursuing merchant-processing opportunities. In practical terms, the business remains early-stage and execution-dependent, with a small operating footprint and a balance sheet that has required repeated strategic adjustments. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0001591913/000121390026037405/ea0283528-10k_innova.htm))
According to the company’s latest SEC annual report, IPSI was formed to develop, market, distribute, and operate a merchant-processing payment solution, initially with a focus on the gaming industry. In October 2025, it formed Jetties Partners, LLC, doing business as IPSIPAY, as a 50/50 joint venture with Brant Point Solutions. That structure underscores a strategy centered on payment processing and digital commerce, while keeping an eye on niche verticals where the company believes it can differentiate. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0001591913/000121390026037405/ea0283528-10k_innova.htm))
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On the product side, IPSI’s flagship offering is the IPSIPay® app, which the company describes as enabling fast, secure, and affordable cross-border transactions, especially in the U.S.-Mexico remittance corridor. The company has also highlighted a VISA debit-card capability linked to the app, as well as IPSIPay Express, a separate business line aimed at real-time merchant payments for online gaming and entertainment use cases. This gives IPSI a two-pronged commercial narrative: consumer remittances and specialized merchant acquiring/processing. The competitive challenge is significant, because both markets are crowded and dominated by better-capitalized payment platforms, so market share gains will depend on product execution, distribution, and regulatory/partner relationships. ([investor.ipsipay.com](https://investor.ipsipay.com/press-releases/innovative-payment-solutions-inc-launches-second-phase-of-ipsipay-app-with-approval-for-its-visa-debit-card/))
Recent corporate developments have been important. In August 2023, IPSI completed a 1-for-30 reverse stock split, reflecting the kind of capital-structure reset often seen in microcap names. In May 2025, the company announced that it had settled a legal dispute, eliminated toxic convertible debt, and refocused on its core mission. That was a constructive step from a financing-risk perspective, but the 2025 10-K still disclosed recurring operating losses, negative operating cash flows, and substantial doubt about the company’s ability to continue as a going concern. For international investors, IPSI should therefore be viewed as a highly speculative microcap fintech with real strategic ambition, but with material execution, financing, and dilution risk. ([investor.ipsipay.com](https://investor.ipsipay.com/press-releases/innovative-payment-solutions-announces-1-for-30-reverse-stock-split-effective-as-of-tuesday-morning-august-30-2023/))
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