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Generations Bancorp NY, Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by Jones Bradford M, was filed 14 Jun 2023.
Generations Bancorp NY, Inc.: what insiders have been doing
This page follows insider dealings at Generations Bancorp NY, Inc. as filed with SEC (Form 4), a company from the Finance & Banking sector. No insider at Generations Bancorp NY, Inc. has published a filing in the past twelve months. The most recent one dates from 5 September 2023.
Over the whole record (from 2021), the tally stands at 14 purchases and no sales.
Other companies in the same sector with recent insider buying flagged by our signals: Dynex Capital Inc and Presurance Holdings, Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
31
Thresholds
n/a
Buy Volume
€100,467
14 ops. · all time
Sell Volume
n/a
n/a
Since the insiders bought
- -24.3%Entry US$11.73 · Close at T+365 US$8.88
- -24.3%Entry US$11.73 · Close at T+365 US$8.88
- -24.3%Entry US$11.73 · Close at T+365 US$8.88
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 23,516 of 26,284 companies
22.4
score / 100
Value37
Quality8
FCF yld3.7%
Earn yld-13%
EV/EBITDA·
ROE-13%
Gross mgn·
Net mgn-76%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$16.23
Analyst consensus
Income statement
RevenueUS$6.2M
Net income-US$4.7M-62.4% margin
Valuation
P/Book1.0x
Beta0.20
Balance sheet & cash
Market capUS$37M
Total debtUS$17.3M
Free Cash FlowUS$1.4M
Profitability & ownership
ROE-13.1%
ROA-1.2%
% institutions0.0%
Last declaration on 5 September 2023
Declarations31 total
1,000 shares@ US$9.5342100.0% of flowCommon StockSEC:0001437749-23-025157:0
409 shares@ US$9.034754.5% of flowCommon StockSEC:0001437749-23-017450:0
Canonical exit: 11 Sept 2023 (T+90)
3,271 shares@ US$9.034750.2% of flowCommon StockSEC:0001437749-23-017448:0
Canonical exit: 11 Sept 2023 (T+90)
490 shares@ US$9.034752.5% of flowCommon StockSEC:0001437749-23-017454:0
Canonical exit: 11 Sept 2023 (T+90)
363 shares@ US$9.034753.7% of flowCommon StockSEC:0001437749-23-017452:0
Canonical exit: 11 Sept 2023 (T+90)
288 shares@ US$9.0347100.0% of flowCommon StockSEC:0001437749-23-017456:0
Canonical exit: 11 Sept 2023 (T+90)
100 shares@ US$11.5095.9% of flowCommon StockSEC:0001567619-23-003722:0
Canonical exit: 8 Nov 2022 (T+90)
11,821 shares0Common StockSEC:0001567619-22-012935:0
14,775 shares0Common StockSEC:0001567619-22-012937:0
261 shares@ US$11.680945.5% of flowCommon StockSEC:0001567619-22-011673:0
Canonical exit: 21 Aug 2022 (T+90)
340 shares@ US$11.680947.5% of flowCommon StockSEC:0001567619-22-011675:0
Canonical exit: 21 Aug 2022 (T+90)
240 shares@ US$11.680946.3% of flowCommon StockSEC:0001567619-22-011672:0
Canonical exit: 21 Aug 2022 (T+90)
240 shares@ US$11.6809100.0% of flowCommon StockSEC:0001567619-22-011674:0
Canonical exit: 21 Aug 2022 (T+90)
2,480 shares@ US$11.680949.8% of flowCommon StockSEC:0001567619-22-011676:0
Canonical exit: 21 Aug 2022 (T+90)
1,108 shares0Common StockSEC:0001567619-22-011549:0
1,108 shares0Common StockSEC:0001567619-22-011543:0
1,108 shares0Common StockSEC:0001567619-22-011553:0
1,108 shares0Common StockSEC:0001567619-22-011556:0
1,108 shares0Common StockSEC:0001567619-22-011551:0
1,108 shares0Common StockSEC:0001567619-22-011545:0
1,108 shares0Common StockSEC:0001567619-22-011547:0
1,108 shares0Common StockSEC:0001567619-22-011558:0
595 shares@ US$11.2083.0% of flowCommon StockSEC:0001567619-22-001173:1
5 shares@ US$11.154.1% of flowCommon StockSEC:0001567619-22-001173:0
1,552 shares@ US$9.8616.9% of flowCommon StockSEC:0001567619-21-008164:0
Canonical exit: 29 Apr 2021 (T+90)
25 of 31 declarations
About Generations Bancorp NY, Inc.
Generations Bancorp NY, Inc. is a U.S. bank holding company whose shares were formerly listed on Nasdaq in the United States before the company’s voluntary delisting in October 2024. For investors, it represents a small, locally focused regional banking story rather than a large diversified financial institution. The holding company was formed in 2020 in connection with the conversion of Seneca-Cayuga Bancorp, but its main operating subsidiary, Generations Bank, traces its roots back to 1870. That long operating history matters: it underpins a relationship-based franchise built over decades in the northern Finger Lakes region of New York. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1823365/000155837023013182/gbny-20230630x10q.htm?utm_source=openai))
The group operates primarily through Generations Bank, a federally chartered savings bank headquartered in Seneca Falls, New York, and through Generations Commercial Bank, a New York State-chartered limited-purpose commercial bank created to accept municipal deposits under New York law. Its core revenue engine has been traditional community banking: taking deposits, originating loans to consumers and businesses, offering mortgage banking services, and providing standard retail and commercial banking products. The company also previously had an insurance agency business, but that business was sold in 2023, simplifying the operating profile and leaving the bank franchise as the central asset. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1823365/000155837023004596/gbny-20221231x10k.htm?utm_source=openai))
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From a competitive standpoint, Generations Bancorp has operated as a community bank with a concentrated footprint rather than a scale player. Its market area has been centered on Seneca County and the broader Finger Lakes / central New York region, with branches and offices in communities such as Seneca Falls, Waterloo, Geneva, Auburn, Union Springs, Phelps, Farmington, and Medina. That local density can support customer loyalty and deeper municipal and small-business relationships, but it also limits geographic diversification and makes the franchise more sensitive to local economic conditions. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1823365/000155837023013182/gbny-20230630x10q.htm?utm_source=openai))
Recent developments have been transformative. In September 2024, the company announced plans for a voluntary Nasdaq delisting and SEC deregistration. The same period also brought a purchase-and-assumption agreement with ESL Federal Credit Union covering substantially all of Generations Bank’s assets and liabilities. Shareholders approved the transaction in February 2025, and the deal closed on January 1, 2026. For equity investors, that means the company’s recent narrative has shifted away from public-market growth and toward wind-down / transition execution. In practical terms, Generations Bancorp NY, Inc. remains best understood as a historically significant United States community banking franchise that has exited the public market and is now in the final stages of strategic restructuring. ([generationsbancorpny.com](https://www.generationsbancorpny.com/news/generations-bancorp-ny-inc-and-generations-bank-announce-closing-of-purchase-and-assumption-transaction-with-esl-federal-credit-union/?utm_source=openai))
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