First Bancshares INC: insider trades · United States · SEC (Form 4)

About First Bancshares INC

The First Bancshares, Inc. is a U.S.-listed regional bank holding company traded on the NYSE under the ticker FBMS. Headquartered in Hattiesburg, Mississippi, the company is the parent of The First Bank, a relationship-focused community bank built around local decision-making and long-standing ties with retail customers, small businesses, and commercial clients. Founded in 1996, the institution started with a small footprint in Mississippi and has since expanded into a multi-state franchise across Mississippi, Louisiana, Alabama, Florida, and Georgia. That expansion has been achieved through a mix of organic growth and branch network deepening, allowing the bank to build a meaningful presence across the U.S. Southeast. From a business-model perspective, The First Bancshares operates as a traditional community and regional bank. Its core activities include deposit gathering, commercial and consumer lending, and a broad set of everyday banking services for households and businesses. The company’s competitive position is anchored in local market knowledge, decentralized credit and relationship underwriting, and an emphasis on customer service. For investors, that profile typically places the company among the more defensive regional banking franchises, with earnings driven by net interest income, credit quality, and deposit franchise strength rather than by capital markets activity. The company also highlights its role as one of the larger certified Community Development Financial Institutions in the United States, underscoring its mission to support economic development, job creation, and affordable housing projects in underserved communities. This community-bank positioning is a relevant differentiator in a crowded U.S. regional banking landscape, where scale, deposit stability, and local relevance can matter as much as headline growth. Historically, The First Bancshares became publicly listed on Nasdaq in 2006 and later announced a transfer of listing to the NYSE in May 2024. Shares began trading on the NYSE on May 30, 2024, under the symbol FBMS. The company stated that it had grown from a modest asset base to approximately $8 billion in assets in less than two decades, with more than 116 locations including branches and loan offices across five states. That trajectory reflects a disciplined but durable expansion strategy in a highly competitive banking sector. Recent company messaging has continued to emphasize regional growth and community investment. Management has pointed to long-term commitment to the communities it serves, including support for economic growth, affordable housing, and local job creation. For investors in the United States and abroad, The First Bancshares offers exposure to a U.S. regional banking franchise with NYSE liquidity, a Mississippi headquarters, and a business mix centered on community banking fundamentals rather than on higher-risk, high-volatility activities.