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Eagle Financial Services Inc Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by HAMBERGER SCOTT M, was filed 12 Mar 2026.
Eagle Financial Services Inc: what insiders have been doing
Eagle Financial Services Inc is a Finance & Banking company. Its directors and officers file their transactions with SEC (Form 4). From 22 October 2025 to 22 October 2026, the disclosure feed for Eagle Financial Services Inc logged 54 filings by 22 insiders.
On the market, 3 insiders bought (5 purchases totalling €112k) while 3 insiders sold (4 sales totalling €199k). Sales outweigh purchases by €88k. Unlike grants, an open-market purchase is paid for by the insider, at the market price. The largest single trade was a sale of €183k by Stokely John D Jr, published on 30 October 2025. On the buying side, the filings list 2 senior executives and 1 chief executive among the declarants.
Compared with its exchange (3,171 companies, median 24 filings), a count of 54 filings is above the norm. The full history, which starts in 2016, counts 126 purchases against 31 sales. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists net income at 8.2 m USD; the dividend was 1.24 USD per share.
In all, 4 purchases were made within 30 days of a purchase by another insider of the company. Purchases made close together by different insiders form what is called a cluster. The last insider purchase was made public on 12 March 2026, 225 days ago. Typically, a trade is published a median of 4 days after it takes place. Section 16 rules allow two business days to file each Form 4.
This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
Insider Decl.
602
Thresholds
n/a
Buy Volume
€2M
126 ops. · all time
Sell Volume
€2M
31 ops. · all time
Who traded when
BuySaleScott M. Hamberger6 buys
Edward Hill III3 buys
JOHN D. STOKELY Jr.1 buy2 sales
Marianne Schmidt1 buy2 sales
Brandon Craig Lorey2 buys
Nicholas Peter Smith2 buys
+15 other insiders
Since the insiders bought
- +31.6%Entry US$32.50 · Close at T+90 US$42.76
- +19.1%Entry US$34.43 · Close at T+90 US$41.01
- +14.7%Entry US$34.91 · Close at T+90 US$40.03
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Eagle Financial Services Inc Hold (neutral), based on 3 analysts. Average price target: US$47.00.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 4,796 of 26,246 companies
68.0
score / 100
Value67
Quality69
FCF yld9.9%
Earn yld3.3%
EV/EBITDA·
ROE10.0%
Gross mgn·
Net mgn12%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$45.61
Analyst consensus
3 analystsHold
US$43.00Target US$47.00(+3%)US$52.00
Income statement
RevenueUS$66.5M
Net incomeUS$8.2M22.5% margin
Valuation
PER (trailing)13.1x
PER (forward)13.6x
P/Book1.3x
Beta0.20
Balance sheet & cash
Market capUS$246.8M
Total debtUS$69.6M
Free Cash FlowUS$24.3M
Profitability & ownership
ROE10.0%
ROA1.0%
% insiders13.0%
% institutions46.9%
Last declaration on 1 May 2026
Declarations602 total
388 shares@ US$37.950.0065% mcap35.3% of flowCommon Stock, $2.50 Par ValueSEC:0001920941-26-000002:0
600 shares0Common Stock, $2.50 Par ValueSEC:0001663933-26-000004:1
600 shares0Common Stock, $2.50 Par ValueSEC:0001663933-26-000004:2
909 shares@ US$33.009.5% of flowCommon Stock, $2.50 Par ValueSEC:0001663933-26-000004:0
Canonical exit: 9 Jun 2026 (T+90)
939 shares@ US$34.6244.4% of flowCommon Stock, $2.50 Par ValueSEC:0001910443-26-000002:0
Canonical exit: 3 Jun 2026 (T+90)
945 shares@ US$36.0010.6% of flowCommon Stock, $2.50 Par ValueSEC:0001663933-26-000002:0
Canonical exit: 28 May 2026 (T+90)
350 shares@ US$34.534.1% of flowCommon Stock, $2.50 Par ValueSEC:0001570321-26-000002:0
Canonical exit: 31 May 2026 (T+90)
95 shares@ US$39.4472.5% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-048910:1
36 shares@ US$39.3527.5% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-048910:2
1,363 shares0Common Stock, $2.50 Par ValueSEC:0001193125-26-048910:0
597 shares@ US$37.997.0% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-034966:0
Canonical exit: 30 Apr 2026 (T+90)
1,058 shares@ US$39.445.9% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004621:1
451 shares@ US$39.352.5% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004621:2
260 shares@ US$39.449.9% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004658:1
112 shares@ US$39.354.3% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004658:2
311 shares@ US$39.4417.0% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004653:1
120 shares@ US$39.356.6% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004653:2
492 shares@ US$39.448.0% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004648:1
208 shares@ US$39.353.4% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004648:2
804 shares@ US$39.4410.6% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004632:1
343 shares@ US$39.354.5% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004632:2
367 shares@ US$39.4416.6% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004614:1
155 shares@ US$39.357.0% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004614:2
339 shares@ US$39.448.6% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004643:1
130 shares@ US$39.353.3% of flowCommon Stock, $2.50 Par ValueSEC:0001193125-26-004643:2
25 of 602 declarations
About Eagle Financial Services Inc
Eagle Financial Services, Inc. is a U.S.-based regional banking holding company listed on the NASDAQ under the ticker EFSI. Headquartered in Berryville, Virginia, United States, the company operates primarily through its subsidiary Bank of Clarke. From an equity analyst perspective, this is best viewed as a community-focused banking franchise with an added wealth-management component, rather than a diversified national money-center bank. ([nasdaq.com](https://www.nasdaq.com/press-release/eagle-financial-services-inc-announces-quarterly-dividend-and-release-date-2025))
The bank’s operating roots date back to 1881, which gives the franchise a long-standing presence in its local markets and reinforces its positioning as a relationship-driven lender. Its core footprint spans the Shenandoah Valley in Virginia, Northern Virginia, and Frederick, Maryland. As of year-end 2025, Bank of Clarke operated fifteen full-service branches, one loan production office, one wealth-management office, and one drive-through-only facility, highlighting a compact but established regional network. ([sec.gov](https://www.sec.gov/Archives/edgar/data/880641/000088064126000008/efsi-2026-ars-annual_rep.pdf))
Read moreShow less
EFSI reports three operating segments: community banking, marine lending, and wealth management. Community banking is the main engine of the group and includes retail and commercial loan and deposit products, along with treasury services and debit-card related fees. The wealth-management division offers fiduciary services, trust administration, investment management, brokerage support, and a broad range of investment products. The company also retains a marine loan portfolio, but it stopped originating new marine lending business in August 2023 after completing a sale of certain marine assets; the remaining book is now effectively in runoff. ([sec.gov](https://www.sec.gov/Archives/edgar/data/880641/000088064126000008/efsi-2026-ars-annual_rep.pdf))
Competitively, Eagle Financial Services is a niche regional institution with local market density, a relationship-based deposit base, and a fee-income overlay from wealth management. That profile can be attractive in a fragmented regional banking market because it supports customer stickiness and cross-selling, although it also leaves the company more exposed to geographic concentration than larger peers. The loan book spans commercial, financial, agricultural, residential, and consumer lending, which suggests a reasonably diversified small-bank lending platform within its home region. ([sec.gov](https://www.sec.gov/Archives/edgar/data/880641/000088064126000008/efsi-2026-ars-annual_rep.pdf))
Recent developments are notable. Management described 2025 as a pivotal year, citing a successful capital raise, balance-sheet repositioning, and a NASDAQ uplist that strengthened the franchise and improved the forward earnings profile. In the first quarter of 2026, the company reported consolidated net income of $3.74 million and declared a quarterly cash dividend of $0.31 per share, indicating continued shareholder returns. The stock also drew fresh sell-side attention in February 2026, when DA Davidson initiated coverage with a Neutral rating. ([nasdaq.com](https://www.nasdaq.com/press-release/eagle-financial-services-inc-announces-2026-first-quarter-financial-results-and?utm_source=openai))
