COMMUNITY BANCORP /VT: insider trades · United States · SEC (Form 4)

About COMMUNITY BANCORP /VT

Community Bancorp. (/VT) is the holding company of Community National Bank, a locally focused independent bank based in Derby, Vermont, United States. The stock, CMTV, is traded on the Nasdaq market in the United States, which places it firmly in the universe of U.S. regional and community bank equities followed by income-oriented and small-cap investors. The company’s profile is anchored in a long operating history: Community National Bank states that it has been serving its communities since 1851, a heritage that remains a core part of its franchise identity and competitive positioning. Its principal executive offices are in Derby, Vermont. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0000718413/000165495426003762/cmtv_ex991.htm?utm_source=openai)) The business model is straightforward and traditionally bank-centric. Community National Bank serves households, small businesses, and local commercial clients through a mix of deposit products, checking and savings accounts, residential mortgage lending, commercial lending, and other credit solutions tailored to community customers. The bank’s branch network is concentrated in Vermont, with offices in Derby, Derby Line, Island Pond, Barton, Newport, Troy, St. Johnsbury, Montpelier, Barre, Lyndonville, Morrisville, and Enosburg Falls, plus loan offices in Burlington, Vermont, and Lebanon, New Hampshire. That geographic footprint suggests a relationship-based banking strategy rather than a broad multi-state platform. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0000718413/000165495426003762/cmtv_ex991.htm?utm_source=openai)) From a competitive standpoint, Community Bancorp. operates in the dense and highly competitive U.S. community banking segment, where it faces competition from other regional banks, credit unions, and non-bank financial providers. Its key strengths are local market knowledge, close customer relationships, and faster decision-making than larger institutions. Those advantages are meaningful in a community banking model, but they come with typical risks: concentration in a limited geographic region, sensitivity to local economic conditions, and exposure to funding and margin pressure when interest rates move. For investors, this is best viewed as a conservative regional banking story rather than a high-growth national platform. ([sec.gov](https://www.sec.gov/Archives/edgar/data/718413/000165495425013041/cmtv_10q.htm?utm_source=openai)) Recent company developments have been positive and shareholder-friendly. In January 2026, Community Bancorp. announced that it had applied to uplist its common shares from the OTCQX Market to the Nasdaq Capital Market, indicating an effort to broaden market visibility and improve trading access. In 2025 and into 2026, the company also highlighted improving earnings and a steady quarterly cash dividend of $0.25 per share. In April 2026, it reiterated that dividend and the May 1, 2026 payment timeline. The latest filings and press releases also show continued operating momentum in early 2026, reinforcing the company’s image as a disciplined Vermont community bank with a stable deposit base, a long operating record, and a focus on shareholder returns. ([sec.gov](https://www.sec.gov/Archives/edgar/data/718413/000165495426000181/cmtv_ex991.htm?utm_source=openai))