Angel Oak Mortgage REIT, Inc.: insider trades · United States · SEC (Form 4)

About Angel Oak Mortgage REIT, Inc.

Angel Oak Mortgage REIT, Inc. (NYSE: AOMR) is a U.S.-listed real estate finance company traded on the New York Stock Exchange in the United States. Headquartered in Atlanta, Georgia, the company was incorporated in 2018 and began trading on the NYSE on June 17, 2021. It operates as a REIT with a mortgage-credit strategy, aiming to generate attractive risk-adjusted returns through cash distributions and capital appreciation across interest-rate and credit cycles. AOMR’s core business is to acquire and invest in first-lien and second-lien non-qualified residential mortgage loans (non-QM loans), along with other mortgage-related assets in the U.S. mortgage market. It may also invest in other residential mortgage loans, residential mortgage-backed securities (RMBS), and similar mortgage assets. In practical terms, the company focuses on a niche of the U.S. housing finance market that serves borrowers who may be creditworthy but do not fit traditional agency mortgage underwriting standards. That positioning gives AOMR a differentiated exposure to residential credit rather than to direct property ownership. A key element of the company’s competitive position is its vertically integrated Angel Oak platform. AOMR sources a substantial portion of its assets through affiliated origination channels, including Angel Oak Mortgage Solutions, and relies on Angel Oak Capital Advisors for investment management and broader mortgage-credit expertise. This “originator model” gives the company direct access to underwriting data, loan-level visibility, and sourcing capabilities that can be harder to replicate in a more fragmented aggregator model. The result is a more controlled approach to loan selection, portfolio construction, and ongoing risk monitoring. From a market perspective, Angel Oak Mortgage REIT competes in a segment where execution quality matters as much as asset selection. Mortgage REITs are generally sensitive to financing costs, spread dynamics, prepayment behavior, and credit performance. AOMR therefore operates with meaningful exposure to interest-rate volatility, securitization execution, leverage, and collateral performance. Its ability to maintain returns depends on disciplined underwriting, access to funding, and prudent hedging. Recent company disclosures indicate an active capital and portfolio management posture. In 2025, AOMR reported new loan purchases, securitization activity, and issuance of senior unsecured notes, underscoring its ongoing efforts to recycle capital and optimize funding. For investors, the company offers a specialized way to gain exposure to U.S. mortgage credit through a listed REIT in the United States, with a profile that combines income potential, sector-specific expertise, and elevated sensitivity to macro-financial conditions.