No insider purchase over the last 90 days. The latest, by CROW CHARLES S III, was filed 08 Feb 2016.
1st Constitution Bancorp, classified in the Finance & Banking sector, is a listed company based in Cranbury, United States, founded in 1989. Its insiders report their share dealings to SEC (Form 4). No insider at 1st Constitution Bancorp has published a filing in the past twelve months. The most recent one dates from 10 January 2022.
In the same sector, recent insider purchases at Redwood Trust Inc and General American Investors Co Inc also feature in our signals. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
FY ended December 2020 · cache
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1ST Constitution Bancorp (ticker FCCY) was a U.S. community banking group historically focused on New Jersey. It was listed on the NASDAQ market in the United States and was headquartered in Cranbury, New Jersey. The holding company was organized in 1999, while its banking subsidiary, 1st Constitution Bank, was founded in 1989. Over time, the franchise built a reputation as a relationship-driven community lender serving retail customers, small and medium-sized businesses, and selected local institutions, with an emphasis on personalized service and quick, flexible credit decisions.([sec.gov](https://www.sec.gov/Archives/edgar/data/1141807/000114180718000027/fccyinvestorpresentation.htm))
From a business-model perspective, 1st Constitution Bancorp offered a conventional community and commercial banking mix: deposit accounts, consumer lending, commercial loans, commercial real estate lending, equipment financing, and related credit products. The bank’s strategy was to support local economic activity through a mix of lending and deposit services rather than through a broad national footprint or complex capital-markets activities. Its operating footprint was concentrated in Central New Jersey, including Middlesex, Monmouth, Mercer, and Somerset counties, plus the Fort Lee area in Bergen County. That geographic focus gave the company local market knowledge and a strong presence in dense, affluent, and economically active suburban corridors.([sec.gov](https://www.sec.gov/Archives/edgar/data/1141807/000114180718000027/fccyinvestorpresentation.htm))
In competitive terms, FCCY operated in a highly fragmented banking market where scale matters, but so does local execution. Its key advantages were its community-banking identity, long-standing local relationships, and targeted acquisition strategy. The company expanded through a series of small but strategically relevant deals, including Rumson-Fair Haven Bank & Trust Co., New Jersey Community Bank, and branch acquisitions from Amboy Bank, each of which helped deepen its New Jersey presence. That track record suggests management pursued disciplined footprint expansion while staying within its traditional banking niche.([sec.gov](https://www.sec.gov/Archives/edgar/data/1141807/000114180718000027/fccyinvestorpresentation.htm))
The most important recent development was the announced merger with Lakeland Bancorp on July 11, 2021, followed by closing on January 6, 2022. At closing, 1st Constitution’s wholly owned bank subsidiary was merged into Lakeland Bank, ending FCCY’s life as an independent listed company. At the time the deal was announced, the company reported approximately $1.91 billion in assets, $1.20 billion in loans, and $1.64 billion in deposits as of September 30, 2021. For investors, this means FCCY is best viewed today as a historical banking franchise and M&A case study rather than an actively traded standalone name on the NYSE or NASDAQ in the United States.([sec.gov](https://www.sec.gov/Archives/edgar/data/1141807/000114180721000013/earningsrelease2q21.htm?utm_source=openai))
Headquarters: Cranbury, United States · Founded: 1989 · Wikipedia article
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