1895 Bancorp of Wisconsin, Inc. /MD/ Stock: price and directors' dealings · United States · SEC (Form 4)

About 1895 Bancorp of Wisconsin, Inc. /MD/

1895 Bancorp of Wisconsin, Inc. /MD/ (ticker: BCOW) is a U.S.-listed banking holding company traded on NASDAQ, with its operating business conducted primarily through PyraMax Bank, FSB. For international investors, BCOW fits the profile of a small-cap American community bank rather than a diversified national financial group. The company is headquartered in Greenfield, Wisconsin, and its heritage goes back to 1895, when the underlying banking franchise was established. The modern holding-company structure was later formalized through a conversion and reorganization completed in the early 2020s. ([annualreports.com](https://www.annualreports.com/Company/1895-bancorp-of-wisconsin-inc?utm_source=openai)) BCOW’s core business is straightforward: traditional retail and commercial banking. Through its bank subsidiary, it offers deposit products, residential mortgage lending, commercial real estate and business loans, and related financial services for individuals, professionals, and small businesses. In practical terms, this means the company competes on customer relationships, local market knowledge, underwriting discipline, and service quality rather than on national scale. Its competitive set includes larger regional banks, credit unions, and digital-first lenders, but BCOW remains focused on community banking in its home market. ([stockanalysis.com](https://stockanalysis.com/quote/otc/BCOW/company/?utm_source=openai)) Geographically, the company’s footprint is concentrated in Wisconsin, with Greenfield serving as its historical and operational base. That local focus can be an advantage because it supports deep customer relationships and a better understanding of the regional economy. At the same time, it also creates concentration risk: BCOW is more exposed than larger banks to local economic conditions, commercial and residential real-estate trends, and interest-rate sensitivity. As a result, the company is best viewed as a regional specialty bank whose performance will depend heavily on deposit stability, loan growth discipline, credit quality, and net interest margin trends. ([annualreports.com](https://www.annualreports.com/Company/1895-bancorp-of-wisconsin-inc?utm_source=openai)) Recent publicly available materials indicate that BCOW has continued operating as a publicly reported banking company, with investor-facing presentations and periodic disclosures confirming its Greenfield, Wisconsin base and its status as the parent of PyraMax Bank. More broadly, the latest available market information suggests the company is still in a phase where operating execution and balance-sheet management matter more than headline expansion. For investors tracking SEC Form 4 insider transactions, the key issues to watch are insider buying or selling, deposit trends, asset quality, and profitability metrics rather than large-scale M&A. ([otcmarkets.com](https://www.otcmarkets.com/news-otcapi/news/document/content/id?id=86164&utm_source=openai))