Follow the United Community Banks INC share price and the full directors' dealings record of the company, a listed issuer based in United States. Shares are listed on the US market, under the oversight of SEC (Form 4). Operating in the Finance & Banking sector, United Community Banks INC has published 304 reports. Market capitalisation: €4.2bn. The latest transaction was disclosed on 17 August 2026 (Retenue fiscale). Among the most active insiders: BRADSHAW RICHARD. All data is openly available.
304
Insider Decl.
n/a
Thresholds
€482,845
7 ops.
Buy Volume
€5m
26 ops.
Sell Volume
Analyst consensus: bullish or bearish?
Analysts rate United Community Banks INC Buy (bullish), based on 6 analysts. Average price target: US$39.17.
40Σ signal
Buys €482,845€5m Sells
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 1,537 of 29,064 companies
78.5
score / 100
Value
80
Quality
78
FCF yld8.5%
Earn yld7.6%
EV/EBITDA·
ROE10%
Gross mgn·
Net mgn31%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Σ
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
United Community Banks, Inc. (NYSE: UCB) 是一家在美国上市的银行控股公司,总部位于美国南卡罗来纳州格林维尔。该公司通过 United Community Bank 运营,为零售客户、中小型企业、商业客户和专业借款人提供服务。其特许经营权植根于社区银行,拥有可追溯至 1950 年的悠久经营历史,并随着时间的推移通过有机增长和有针对性的收购相结合而不断扩张。([ir.ucbi.com](https://ir.ucbi.com/static-files/653a3130-1a2b-4c55-93c2-7694aa6a4847))
在运营方面,United Community 提供广泛的商业和消费银行服务,以及投资咨询服务。截至 2025 年 12 月 31 日,该公司在佐治亚州、南卡罗来纳州、北卡罗来纳州、田纳西州、佛罗里达州和阿拉巴马州运营着 199 家银行办事处。此外,其设备融资和 SBA/USDA 贷款业务遍布美国,使该集团兼具区域性分支银行和全国性专业贷款能力。([ir.ucbi.com](https://ir.ucbi.com/static-files/653a3130-1a2b-4c55-93c2-7694aa6a4847))
其产品组合涵盖存款、商业和消费贷款、抵押贷款相关服务、资金管理、私人银行、投资管理、信托服务、财务规划和保险相关解决方案。这种多元化的组合在美国竞争激烈的区域银行格局中至关重要,在这一格局中,规模、关系深度和创收服务日益重要。United Community 将自己定位为一家以服务为导向的区域特许经营商,拥有强大的社区银行特色,同时通过财富、咨询和资金管理服务满足更复杂的客户需求。([stockanalysis.com](https://stockanalysis.com/stocks/ucb/company/?utm_source=openai))
最近的发展意义重大。2025 年,United Community 完成了对总部位于佛罗里达州奥克兰公园的 ANB 的收购,巩固了其在南佛罗里达州的业务,并为其佛罗里达扩张战略增添了新的层面。该公司还在其盈利沟通中强调了利润扩张、严格的费用控制和经营杠杆。2025 财年,United Community 报告净收入为 328 million 美元,摊薄后每股收益为 2.62 美元,高于 2024 年的 2.04 美元。管理层还强调了 2026 年初的季度现金股息和股票回购计划的持续,这两者都与投资者评估资本回报政策相关。([ir.ucbi.com](https://ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-reports-fourth-quarter-earnings?mobile=1))