过去 90 天内没有内部人买入。最近一笔由 Joanna Thompson 披露于 2024年6月28日。
International Personal Finance plc：高管交易动态
以下是International Personal Finance plc高管的股票交易情况，数据经由RNS (LSE)发布；该公司属于金融与银行行业。2025年10月22日至2026年10月22日，International Personal Finance plc的披露记录中共有29位高管提交的109份申报。
期内没有高管在市场上买入，而24位高管申报了46笔卖出，合计€3959万。其中6份申报未披露金额。期内单笔金额最大的是一笔卖出，金额€866万，申报人为Gerard Ryan，于2026年8月6日公布，相当于市值的1.3%。
十二个月内共109份申报，高于我们在同一交易所跟踪的832家公司的中位数（6份申报）。自2015年以来，数据库收录了公司高管的19笔买入和66笔卖出。
通过RNS (LSE)，交易与发布之间的中位间隔为2天。相关法规给予三个工作日申报交易（英国《市场滥用条例》）。卖出比买入更难解读，因为卖出往往出于纳税、理财等个人需要。
以上数据均来自RNS (LSE)发布的申报，描述的是过去的情况，不代表未来股价走势，也不构成投资建议。
谁在何时交易
买入卖出另有 19 位内部人
分析师共识：看涨还是看跌？
分析师对 International Personal Finance plc 的评级为强烈买入（看涨），基于 1 位分析师。 平均目标价：£1.85。
该评分只在所属市场内对买入进行排名。仅在经过回测的策略范围内的交易所提供建议仓位；其他市场的信号仍处于观察状态。并非投资建议。
透明的价值 + 质量排名，独立于内部人交易信号。
财务数据
财年 2025财年截至 2025年12月 · cache
- 1,221,417 股@ £2.500.55% 占市值99.4% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-0
- 313,522 股@ £2.500.14% 占市值97.5% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-1
- 275,133 股@ £2.500.12% 占市值100.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-2
- 40,000 股@ £2.500.018% 占市值100.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-3
- 130,050 股@ £2.500.059% 占市值86.2% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-4
- 47,835 股@ £2.500.022% 占市值79.6% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-5
- 1,549,411 股@ £2.500.70% 占市值100.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-7
- 387,634 股@ £2.500.028% 占市值12.6% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-8
- 295,656 股@ £2.500.13% 占市值100.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-9
- 272,786 股@ £2.500.12% 占市值29.4% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-10
- 636,009 股@ £2.500.29% 占市值100.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-11
- 515,792 股@ £2.500.23% 占市值67.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-12
- 369,370 股@ £2.500.17% 占市值100.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-13
- 171,563 股@ £2.500.077% 占市值35.9% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-14
- 270,466 股@ £2.500.12% 占市值100.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-15
- 290,103 股@ £2.500.13% 占市值18.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-16
- 70,876 股@ £2.500.032% 占市值100.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-17
- 353,963 股@ £2.500.16% 占市值100.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-18
- 644,563 股@ £2.500.29% 占市值100.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-19
- 89,704 股@ £2.500.041% 占市值100.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-20
- 199,506 股@ £2.500.090% 占市值67.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-21
- 76,534 股@ £2.500.035% 占市值100.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-22
- 2,971,246 股@ £2.501.31% 占市值100.0% 占其流量Outside a trading venue Scheme of arrangement sanctioned by the High Court of Justice in London on 31 July 2026. Scheme of arrangement effective on filing the Court order with the Registrar of Companies, Cardiff on 4 August 2026.ISIN GB00B1YKG049FCA-NSM:4a693caa-fe72-4ccb-a598-25be737d6c18-6
- 2,288,156 股场外交易ISIN GB00B1YKG049RNS:9701277-4
- 290,103 股场外交易ISIN GB00B1YKG049RNS:9701277-10
190 条申报中的 25 条
关于 International Personal Finance plc
International Personal Finance plc (IPF) 是一家在伦敦证券交易所 (FTSE 100/250/AIM) 上市的英国金融服务集团, 专注于无抵押消费信贷, 并日益发展数字借贷和增值服务。该公司历史上最著名的是其 Provident 上门信贷特许经营权, 但其模式已演变, 以更好地服务那些未完全获得传统银行服务的弱势消费者。公司总部位于英国利兹, 拥有独特的英国基地和广泛的国际运营足迹。([ipfin.co.uk](https://www.ipfin.co.uk/content/dam/ipf/corporate/documents/investors/annual-report-/2025/annual-report-2025.pdf.downloadasset.pdf))
IPF 的战略叙事围绕金融普惠展开。该集团表示, 它为数百万消费者提供负担得起、负责任的信贷和相关服务, 结合了上门借贷、数字产品和辅助服务。一个关键的区别在于, 它声称是唯一一家同时提供上门信贷和数字借贷的规模化金融服务提供商, 并辅以一系列互补服务。这种混合模式旨在随着情况的变化满足不同的客户需求和信用状况。([ipfin.co.uk](https://www.ipfin.co.uk/content/dam/ipf/corporate/documents/investors/annual-report-/2025/annual-report-2025.pdf.downloadasset.pdf))
展开全文收起
从地理上看, IPF 在九个市场运营, 在中欧和东欧、墨西哥以及通过 IPF Digital 拥有多元化的业务。该集团强调了一个庞大的未开发市场, 估计其市场中有大约 70 million 成年人面临财务限制和传统银行服务获取受限的问题。这凸显了一个结构上具有吸引力的机会集, 同时也提醒投资者, 该业务在许多司法管辖区都在高度监管的非银行借贷环境中运营, 存在价格上限和负担能力要求。([ipfin.co.uk](https://www.ipfin.co.uk/content/dam/ipf/corporate/documents/investors/annual-report-/2025/annual-report-2025.pdf.downloadasset.pdf))
从竞争角度来看, IPF 依赖于密切的客户关系、运营规模和数字化转型。其传统的上门信贷基础设施, 由数千名客户代表支持, 被描述为难以复制; 同时, 该集团正在投资应用程序、消息传递、护理团队和更广泛的数字能力。在其 2025 年报告中, IPF 强调了在波兰、捷克共和国、匈牙利、罗马尼亚和墨西哥的运营实体, 反映了涵盖上门信贷和数字借贷业务的投资组合。([ipfin.co.uk](https://www.ipfin.co.uk/content/dam/ipf/corporate/documents/investors/annual-report-/2025/annual-report-2025.pdf.downloadasset.pdf))
近期交易更新显示出稳健的运营势头。在其 2026 年第一季度更新中, IPF 报告客户贷款同比增长 23%, 客户数量增至 1.724 million, 截至期末净应收账款增至 £1,081m。管理层表示, “下一代”战略继续支持贷款增长、客户获取和产品扩张, 而年化减值率随着投资组合的增长而上升至 10.3%。与此同时, 伦敦证券交易所近期 RNS 流动包括董事/PDMR 股权通知, 这与定期报告的英国上市公司一致。([ipfin.co.uk](https://www.ipfin.co.uk/news/2026/international-personal-finance-plc-q1-2026-trading-update))
