InsidersTradesSigma
Track the Financial Institutions INC share price and the full insider trade history of the company, a publicly traded company based in United States. Shares trade on the US market, under the oversight of SEC (Form 4). Operating in the Finance & Banking sector, Financial Institutions INC has published 191 reports. Market capitalisation: €798.5m. The latest transaction was reported on 3 September 2026 (Acquisition). Among the most active insiders: BIRMINGHAM MARTIN KEARNEY. The full history is openly available.
191
Insider Decl.
n/a
Thresholds
€1m
34 ops.
Buy Volume
n/a
13 ops.
Sell Volume
36Σ signal
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 2,519 of 29,064 companies
75.2
score / 100
Value68
Quality82
FCF yld1.7%
Earn yld9.4%
EV/EBITDA·
ROE13%
Gross mgn·
Net mgn31%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI analysis generation is paused.
Last declaration on 3 September 2026
Declarations191 total
608 shares@ US$40.77210.0031% mcap16.8% of flowCommon StockSEC:0001193125-26-381871:0
Canonical exit: 1 Dec 2026 (T+90)
925 shares@ US$35.100.0045% mcap100.0% of flowCommon StockSEC:0001188732-26-000002:1
391 shares@ US$35.100.0019% mcap100.0% of flowCommon StockSEC:0001746639-26-000008:1
391 shares@ US$35.100.0019% mcap100.0% of flowCommon StockSEC:0001991206-26-000004:1
313 shares@ US$35.100.0015% mcap10.7% of flowCommon StockSEC:0001723300-26-000002:1
1,282 shares0Common StockSEC:0001991206-26-000004:0
1,282 shares0Common StockSEC:0001723300-26-000002:0
1,282 shares0Common StockSEC:0001221249-26-000002:0
1,282 shares0Common StockSEC:0001188732-26-000002:0
1,282 shares0Common StockSEC:0001211177-26-000002:0
1,282 shares0Common StockSEC:0001310930-26-000002:0
1,282 shares0Common StockSEC:0001319732-26-000002:0
1,282 shares0Common StockSEC:0001607421-26-000002:0
1,282 shares0Common StockSEC:0001676441-26-000002:0
1,282 shares0Common StockSEC:0001746639-26-000008:0
1,282 shares0Common StockSEC:0001782792-26-000002:0
1,282 shares0Common StockSEC:0001945088-26-000002:0
2,898 sharesCommon StockSEC:0001193125-26-119711:0
2,302 sharesCommon StockSEC:0001193125-26-119710:0
2,684 sharesCommon StockSEC:0001193125-26-119709:0
690 sharesCommon StockSEC:0001193125-26-119708:0
2,416 sharesCommon StockSEC:0001193125-26-119706:0
10,672 sharesCommon StockSEC:0001193125-26-119704:0
2,254 sharesCommon StockSEC:0001193125-26-119702:0
660 shares@ US$30.11915.6% of flowCommon StockSEC:0001193125-26-104101:0
Canonical exit: 10 Jun 2026 (T+90)
25 of 191 declarations
关于 Financial Institutions INC
Financial Institutions, Inc.（股票代码：FISI）是一家总部位于纽约华沙的美国金融控股公司，在纳斯达克市场上市。该集团可被理解为一个区域性银行特许经营机构，其核心是全资银行子公司Five Star Bank，以及SEC注册的投资咨询和财富管理公司Courier Capital。公司历史可追溯至1817年，而控股公司结构本身于1931年根据纽约州法律组建，使其在社区和区域银行业务方面拥有悠久的运营历史。([sec.gov](https://www.sec.gov/Archives/edgar/data/862831/000095017025037918/fisi-20241231.htm?utm_source=openai)) 在运营方面，Financial Institutions, Inc.提供广泛但相当标准的银行和金融服务组合，专为消费者、中小型企业和市政客户量身定制。通过Five Star Bank，它提供存款产品，如支票和储蓄账户、货币市场账户、定期存款和其他交易账户，以及商业贷款、商业房地产贷款、住宅抵押贷款、房屋净值产品和消费贷款。Courier Capital则提供基于费用的财富管理、投资咨询、咨询和退休计划服务。2024年4月，公司出售了其保险子公司SDN Insurance Agency的资产，有效地将业务组合缩小至核心银行和财富管理活动。([sec.gov](https://www.sec.gov/Archives/edgar/data/862831/000095017025037918/fisi-20241231.htm?utm_source=openai)) 从竞争角度来看，FISI占据的是区域性利基市场，而非全国性平台。其优势在于本地关系银行、围绕其核心市场的信用承销以及银行和咨询服务之间的交叉销售。公司历史足迹集中在纽约西部和中部，贷款范围有时延伸到邻近市场。这种区域专业化可以支持客户粘性和定价纪律，但它也使银行面临来自大型美国银行、资本更充足的区域同行以及数字金融平台的竞争压力，这些平台持续对存款吸收和手续费收入构成压力。([sec.gov](https://www.sec.gov/Archives/edgar/data/862831/000095017024030754/fisi-20231231.htm?utm_source=openai)) 近期发展表明管理层一直在积极简化业务组合并加强资产负债表纪律。2024年，Financial Institutions, Inc.完成了SDN保险资产的出售，随后宣布有序终止其银行即服务（Banking-as-a-Service）产品，这表明对非核心或高风险活动采取了更保守的立场。在2025年和2026年初，公司公布了全年业绩，宣布了现金股息，并利用次级债务发行所得赎回了早期债务。董事会还在2026年3月披露，一名董事将不会在2026年年度会议上寻求连任。对于投资者而言，FISI仍然是一个经典的美国区域银行故事：对收入导向和本地特许经营质量具有吸引力，但仍受信用状况、利率动态、融资成本和战略简化执行情况的影响。([sec.gov](https://www.sec.gov/Archives/edgar/data/862831/000095017025037918/fisi-20241231.htm?utm_source=openai))
