Credit Acceptance CORP Stock: price and directors' dealings · United States · SEC (Form 4)Follow the Credit Acceptance CORP share price and the full management transaction log of the company, a listed equity based in United States. Shares trade on the US market, under the supervision of SEC (Form 4). Operating in the Finance & Banking sector, Credit Acceptance CORP has published 419 insider filings. Market capitalisation: €6.1bn. The latest transaction was disclosed on 21 August 2026 (Notice of proposed sale (Form 144)). Among the most active insiders: KERBER ERIN J. Every trade is free.
Analyst consensus: bullish or bearish? Analysts rate Credit Acceptance CORP Hold (neutral), based on 3 analysts. Average price target: US$636.67.
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 6,835 of 28,929 companies
FCF yld 17%
Earn yld 6.8%
EV/EBITDA 19.5x
ROE 32%
Gross mgn 62%
Net mgn 19%
Debt/EBITDA 9.8x
Pillars 2/3
Transparent value + quality ranking, distinct from the insider signal.
Σ Sigma AI Analysis Fundamental view, insider signal, bull and bear case, synthesis.
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Last declaration on 21 August 2026
All Executives419 Thresholds0 Prospectus0 Other0
Declarations 419 total
● Former Director · Executives · 21 Aug 2026
1,453 shares @ US$589.00 Common SEC144:0001959173-26-006311
● Former Director · Executives · 21 Aug 2026
2,500 shares @ US$604.00 Common SEC144:0001959173-26-006345
● Former Director · Executives · 6 Aug 2026
2,547 shares @ US$594.0063 0.025% mcap 9.1% of flow Common SEC144:0001959173-26-005725
▼ 10% Owner · Executives · 16 Jul 2026
457 shares @ US$641.31 0.0044% mcap 0.8% of flow Common Stock SEC:0001568982-26-000004:1
▼ 10% Owner · Executives · 16 Jul 2026
977 shares @ US$640.1488 0.0093% mcap 1.8% of flow Common Stock SEC:0001568982-26-000004:0
▼ 10% Owner · Executives · 16 Jul 2026
2 shares @ US$642.08 0.0000% mcap 0.0% of flow Common Stock SEC:0001568982-26-000004:2
● Member of immediate family of any of the foregoing · Executives · 9 Jul 2026
15,000 shares @ US$620.00 0.14% mcap 100.0% of flow Common SEC144:0001969223-26-000774
◆ Chief Business Officer · Executives · 15 Jun 2026
3,494 shares 0Common Stock SEC:0000885550-26-000168:0
● Stakeholder · Executives · 7 Jul 2026
20,000 shares @ US$650.00 0.20% mcap 100.0% of flow Common SEC144:0001969223-26-000766
● Stakeholder · Executives · 7 Jul 2026
20,000 shares @ US$650.00 0.20% mcap 100.0% of flow Common SEC144:0001969223-26-000767
▼ 10% Owner · Executives · 2 Jul 2026
689 shares @ US$653.08 0.0065% mcap 1.5% of flow Common Stock SEC:0001193125-26-297504:5
▼ 10% Owner · Executives · 2 Jul 2026
175 shares @ US$657.11 0.0017% mcap 0.4% of flow Common Stock SEC:0001193125-26-297504:8
▼ 10% Owner · Executives · 2 Jul 2026
156 shares @ US$659.02 0.0015% mcap 0.3% of flow Common Stock SEC:0001193125-26-297504:9
▼ 10% Owner · Executives · 2 Jul 2026
1,503 shares @ US$649.38 0.014% mcap 3.2% of flow Common Stock SEC:0001193125-26-297504:16
▼ 10% Owner · Executives · 2 Jul 2026
1,203 shares @ US$650.66 0.011% mcap 2.5% of flow Common Stock SEC:0001193125-26-297504:17
▼ 10% Owner · Executives · 2 Jul 2026
102 shares @ US$652.70 0.0010% mcap 0.2% of flow Common Stock SEC:0001193125-26-297504:19
▼ 10% Owner · Executives · 2 Jul 2026
503 shares @ US$663.28 0.0048% mcap 1.1% of flow Common Stock SEC:0001193125-26-297504:11
▼ 10% Owner · Executives · 2 Jul 2026
813 shares @ US$664.11 0.0078% mcap 1.8% of flow Common Stock SEC:0001193125-26-297504:12
▼ 10% Owner · Executives · 2 Jul 2026
81 shares @ US$665.28 0.0008% mcap 0.2% of flow Common Stock SEC:0001193125-26-297504:13
▼ 10% Owner · Executives · 2 Jul 2026
80 shares @ US$666.22 0.0008% mcap 0.2% of flow Common Stock SEC:0001193125-26-297504:14
▼ 10% Owner · Executives · 2 Jul 2026
1,130 shares @ US$648.32 0.011% mcap 2.4% of flow Common Stock SEC:0001193125-26-297504:15
▼ 10% Owner · Executives · 2 Jul 2026
562 shares @ US$651.94 0.0053% mcap 1.2% of flow Common Stock SEC:0001193125-26-297504:18
● 10% Owner · Executives · 2 Jul 2026
9,891 shares @ US$655.72 0.094% mcap 7.7% of flow Common Stock SEC:0001104659-26-081269:0
▼ 10% Owner · Executives · 2 Jul 2026
184 shares @ US$646.77 0.0017% mcap 0.4% of flow Common Stock SEC:0001193125-26-297504:0
▼ 10% Owner · Executives · 2 Jul 2026
53 shares @ US$648.68 0.0005% mcap 0.1% of flow Common Stock SEC:0001193125-26-297504:1
25 of 419 declarations
Load more (394 remaining) 关于 Credit Acceptance CORP Credit Acceptance Corp. (Nasdaq: CACC) 是一家总部位于美国的专业金融公司,专注于为通常不符合传统信贷条件的消费者提供汽车融资。该公司在美国纳斯达克证券交易所上市,总部位于密歇根州南菲尔德。其核心模式是提供创新的融资解决方案,帮助汽车经销商向消费者销售车辆,无论其信用记录如何,将 Credit Acceptance 定位为以经销商为中心的金融合作伙伴,而非传统的零售贷款机构。([ir.creditacceptance.com](https://www.ir.creditacceptance.com/?utm_source=openai))
根据公司自己的资料,Credit Acceptance 的创立理念是让更多人能够拥有车辆,并称自己是“由经销商为经销商”而建立的。这一起源很重要,因为它有助于解释公司长期以来对经销商关系、运营支持以及特许经营和独立汽车经销商易用性的重视。在其最新报告中,该公司表示其在一个单一的可报告运营部门中运营,该部门专注于为经销商提供创新的融资解决方案和相关产品。([creditacceptance.com](https://www.creditacceptance.com/about?utm_source=openai))
从业务线角度来看,公司的主要活动是汽车金融。它通过一个全国性的经销商网络运作,这些经销商受益于向那些原本可能无法获得融资的消费者销售增量车辆,以及重复和推荐业务。Credit Acceptance 还继续投资于产品开发,管理层强调了最近在数字信贷申请、特许经销商体验和消费者自助服务方面的发布。这表明该平台在经销商和消费者旅程中变得更加数字化和集成。([ir.creditacceptance.com](https://www.ir.creditacceptance.com/?utm_source=openai))
Credit Acceptance 的竞争地位建立在几个支柱之上:专业的承保和服务模式、全国性的经销商网络以及在次级和准次级汽车金融领域的长期记录。公司还强调了其项目的一个重要附带好处:因为它向美国三大信用局报告支付活动,消费者可能能够重建信用并随着时间的推移过渡到更传统的融资。这可以增强客户价值主张和经销商保留率。([ir.creditacceptance.com](https://www.ir.creditacceptance.com/?utm_source=openai))
最近的发展是建设性的。2025年,公司将其300.0 million美元循环担保仓储信贷额度的非循环日期延长至2028年7月30日,提高了融资灵活性。其2025年和2026年收益报告也显示通过股票回购持续进行资本回报和持续的产品投资,同时公司在最新季度材料中报告了强劲的流动性。对于投资者而言,CACC 最好被视为一家与汽车信贷市场健康状况、承保表现和融资市场条件相关的利基美国金融股票,并通过 SEC Form 4 文件进行内幕交易监控,增加了相关性。([sec.gov](https://www.sec.gov/Archives/edgar/data/885550/000088555025000088/cacc_8k20250730pr.htm?utm_source=openai))