InsidersTradesSigma
Follow the Bread Financial Holdings, INC. stock price and the full insider trade history of the company, a publicly traded company based in United States. Shares are listed on the US market, under the authority of SEC (Form 4). Operating in the Finance & Banking sector, Bread Financial Holdings, INC. has logged 178 public disclosures. Market capitalisation: €4.1bn. The latest transaction was filed on 29 July 2026 (Cession). Among the most active insiders: Turtle Creek Asset Management Inc.. All data is free.
178
Insider Decl.
n/a
Thresholds
€5m
17 ops.
Buy Volume
€13m
37 ops.
Sell Volume
Analyst consensus: bullish or bearish?
Analysts rate Bread Financial Holdings, INC. Buy (bullish), based on 16 analysts. Average price target: US$115.44.
35Σ signal
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 1,994 of 29,064 companies
76.9
score / 100
Value89
Quality65
FCF yld51%
Earn yld13%
EV/EBITDA7.2x
ROE17%
Gross mgn54%
Net mgn13%
Debt/EBITDA3.8x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI analysis generation is paused.
Last declaration on 29 July 2026
Declarations178 total
2,802 shares@ US$106.120.0069% mcap50.0% of flowCommon StockSEC:0002026080-26-000004:0
2,802 shares@ US$106.120.0068% mcap100.0% of flowCommonSEC144:0001959173-26-005389
730 sharesCommon StockSEC:0001321140-26-000008:0
1,638 sharesCommon StockSEC:0001190305-26-000002:0
1,638 sharesCommon StockSEC:0001321140-26-000006:0
1,638 sharesCommon StockSEC:0001363500-26-000004:0
1,638 sharesCommon StockSEC:0001391264-26-000002:0
1,638 sharesCommon StockSEC:0001393081-26-000002:0
1,638 sharesCommon StockSEC:0001614143-26-000004:0
1,638 sharesCommon StockSEC:0001812674-26-000004:0
1,638 sharesCommon StockSEC:0002026080-26-000002:0
1,500 shares@ US$88.230.0031% mcap5.8% of flowCommon StockSEC:0001801850-26-000005:0
12,500 shares@ US$89.170.026% mcap48.6% of flowCommon StockSEC:0001801850-26-000005:1
1,000 shares@ US$89.570.0021% mcap3.9% of flowCommon StockSEC:0001801850-26-000005:2
698 shares@ US$86.430.0014% mcap27.3% of flowCommon StockSEC:0001614143-26-000002:0
Canonical exit: 19 Aug 2026 (T+90)
9,687 shares@ US$90.320.021% mcap79.8% of flowCommon StockSEC:0001158369-26-000004:0
483 sharesCommon StockSEC:0001321140-26-000004:0
1,752 shares@ US$73.740.0031% mcap50.0% of flowCommon StockSEC:0002008252-26-000002:0
22,516 shares@ US$73.050.040% mcap50.0% of flowCommon StockSEC:0001869941-26-000004:0
1,351 shares0Common StockSEC:0001158369-26-000002:0
1,728 sharesCommon StockSEC:0001893356-26-000002:0
8,004 sharesCommon StockSEC:0001101215-26-000027:0
5,183 sharesCommon StockSEC:0001101215-26-000025:0
10,531 sharesCommon StockSEC:0001869941-26-000002:0
9,478 sharesCommon StockSEC:0001843064-26-000002:0
25 of 178 declarations
关于 Bread Financial Holdings, INC.
Bread Financial Holdings, Inc. 是一家在美国上市的金融服务公司，在纽约证券交易所交易，股票代码为 BFH。该公司总部位于美国俄亥俄州哥伦布市，主要从事消费者支付、贷款和储蓄业务，而非传统零售银行。对于投资者而言，Bread Financial 最好被理解为一个专业平台，为商家和消费品牌提供自有品牌和联名信用卡计划、分期付款式融资以及数字支付解决方案。其商业模式建立在与零售商和品牌网络的长期合作关系之上，使其能够通过量身定制的信贷优惠和销售点融资，帮助合作伙伴提高转化率、客户忠诚度和购物篮规模。([investor.breadfinancial.com](https://investor.breadfinancial.com/news-releases/news-release-details/bread-financial-reports-fourth-quarter-and-full-year-2025?utm_source=openai)) 公司的根基反映了美国专业消费金融的演变，其当前身份是通过一次重大品牌重塑和战略重新定位，转向技术赋能的金融服务模式而形成的。Bread Financial 将自己定位为“技术前瞻性”的提供商，强调数据驱动的承保、白标技术和灵活的支付体验。这种定位很重要，因为公司不仅在融资能力上竞争，还在于其无缝融入商家生态系统并在实体和数字渠道中支持更好的客户体验的能力。([investor.breadfinancial.com](https://investor.breadfinancial.com/news-releases/news-release-details/bread-financial-reports-fourth-quarter-and-full-year-2025?utm_source=openai)) 其核心业务线包括自有品牌信用卡、联名卡计划、促销融资、直接面向消费者的信贷和储蓄产品，以及其他与零售支出相关的支付解决方案。Bread Financial 还从贷款利息和相关费用流中产生收入，而其商家合作关系则创造了持续的项目启动和投资组合管理机会。在竞争方面，公司介于银行、卡网络和销售点金融提供商之间。其优势在于专业化：它旨在帮助商家将客户忠诚度和融资需求变现，尤其是在家具、电子产品、体育、汽车相关零售和其他可自由支配支出等类别中。([investor.breadfinancial.com](https://investor.breadfinancial.com/news-releases/news-release-details/bread-financial-reports-fourth-quarter-and-full-year-2025?utm_source=openai)) Bread Financial 的地理足迹主要在国内。其运营基地、管理中心和商业重点都在美国，那里的消费信贷需求、商家合作关系和监管监督塑造了其商业模式。公司不具备通用贷款机构的全球银行足迹；相反，其优势在于专注于美国市场的执行力以及赢得、续签和扩展商家计划的能力。([investor.breadfinancial.com](https://investor.breadfinancial.com/news-releases/news-release-details/bread-financial-reports-fourth-quarter-and-full-year-2025?utm_source=openai)) 最近的发展强调了这一战略。在 2025 年和 2026 年，Bread Financial 宣布或扩展了与 Raymour & Flanigan、GameStop、Academy Sports + Outdoors、Ford 和 Ethan Allen 的合作计划，表明在新垂直领域和续签商家关系方面持续的商业势头。公司还报告了 2025 年全年业绩和 2026 年第一季度业绩，突出了信贷销售、贷款余额和新卡计划启动方面的持续活动。对于纽约证券交易所的投资者而言，BFH 仍然是一个专业的美国金融服务公司，其中合作成功、信贷表现、融资纪律和消费者支出趋势是影响市场情绪的关键驱动因素。([investor.breadfinancial.com](https://investor.breadfinancial.com/news-releases/news-release-details/bread-financial-reports-fourth-quarter-and-full-year-2025?utm_source=openai))
