COOLIDGE R LOWELL

About COOLIDGE R LOWELL

R. Lowell Coolidge is best known for his long-standing role as Chairman of the Board at Citizens Financial Services, Inc., the bank holding company for First Citizens National Bank in Pennsylvania. Public proxy statements and SEC filings show that he has served as Chairman since 1998 and has been a director since 1984, making him one of the company’s most established governance figures. ([firstcitizensbank.com](https://www.firstcitizensbank.com/_/kcms-doc/263/14976/Proxy-Statement_2013.pdf)) Professionally, Coolidge is an attorney in Wellsboro, Pennsylvania, associated with the law firm Walrath and Coolidge. Company disclosures describe him as a long-tenured local law partner whose legal background and community involvement provide the board with perspective on governance, oversight, and the markets the bank serves. That combination of legal training and institutional continuity appears central to his board service. ([firstcitizensbank.com](https://www.firstcitizensbank.com/_/kcms-doc/263/14976/Proxy-Statement_2013.pdf)) As board chairman, he has been part of the company’s oversight of strategy, risk, and corporate governance. The company has explained in its filings that separating the Chairman and CEO roles is intended to strengthen board independence and oversight; in that structure, Coolidge has led the board in its monitoring and advisory role. The filings also indicate that the chairman regularly engages with management on strategy and risk matters, underscoring the governance dimension of the role. ([sec.gov](https://www.sec.gov/Archives/edgar/data/739421/000073942116000098/proxy2016.htm)) Available public information also suggests that he has maintained a meaningful ownership position in the company, reinforcing his long-term alignment with shareholders and the institution. Later filings note board-independence considerations tied to family employment within the organization, which helps explain governance adjustments made over time. ([firstcitizensbank.com](https://www.firstcitizensbank.com/_/kcms-doc/263/1229/Proxy-Statement.pdf)) Overall, Coolidge’s profile is that of a seasoned community-bank director whose career appears centered on law, local business involvement, and board leadership rather than a broad operating career across multiple public companies. His most notable contributions are his longevity, his stewardship of board oversight, and his role in supporting a stable governance framework for a regional financial institution. ([firstcitizensbank.com](https://www.firstcitizensbank.com/_/kcms-doc/263/14976/Proxy-Statement_2013.pdf))