No insider purchase over the last 90 days. The latest, by Wondeh Inez, was filed 23 Apr 2026.
Every trade that managers of Westamerica Bancorporation disclose to SEC (Form 4) is tracked on this page. The company sits in the Finance & Banking sector and is based in Fairfield, United States. 8 insiders have disclosed 15 filings since 22 October 2025.
Purchases and sales both appear in the filings: 1 purchase (1 insider, €2,803) and 1 sale (1 insider, €35k). Sales outweigh purchases by €32k. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. On the buying side, the filings list 1 senior executive among the declarants. At €35k, the sale published on 20 April 2026 by Baker Robert James Jr is the largest of the period (0.0029% of market cap).
The clock since the last published purchase (23 April 2026) now reads 184 days. Typically, a trade is published a median of 4 days after it takes place. Section 16 rules allow two business days to file each Form 4.
Across the 3,171 companies tracked on its exchange, the median is 24 filings; at 15 filings, this issuer sits below that mark. Looking back to 2016, when coverage begins, insiders filed 9 purchases and 82 sales. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists net income at 116.2 m USD; the dividend was 1.82 USD per share.
Every figure here comes from the filings published by SEC (Form 4) and describes the past, not future prices; it is not investment advice.
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analysts rate Westamerica Bancorporation Hold (neutral), based on 1 analysts. Average price target: US$65.00.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
FY ended December 2025 · cache
25 of 231 declarations
Westamerica Bancorporation (NYSE/NASDAQ: WABC) is a United States-listed bank holding company and the parent of Westamerica Bank, a regional community bank focused on consumer and commercial banking. The institution traces its roots to 1884, giving it a long operating history in California. Its corporate and operational headquarters are in San Rafael, California, and its branch network is concentrated in Northern and Central California. That regional footprint makes WABC a highly focused banking franchise rather than a broad national institution. ([westamerica.com](https://www.westamerica.com/about/?utm_source=openai))
Westamerica’s business model is classic community banking: deposit gathering, commercial lending, and financial services for individuals and businesses, with a strong emphasis on relationship banking. The company’s public disclosures and recent earnings releases highlight a low-cost funding base, disciplined expense management, and conservative risk practices. Management has repeatedly pointed to the bank’s substantial non-interest-bearing checking deposits as a key advantage that helps keep funding costs low and supports resilient profitability. ([westamerica.com](https://www.westamerica.com/westamerica-bancorporation-reports-fourth-quarter-2025-financial-results/?utm_source=openai))
Historically, Westamerica positions itself as one of California’s older commercial banking franchises, with its first charter dating back to 1884. Over time, the group evolved into a more streamlined bank holding company centered on Westamerica Bank. This historical depth matters for investors because it supports brand recognition, local customer relationships, and a reputation for stability. At the same time, the concentrated geography means performance is closely tied to economic conditions in California, making the company a more specialized regional play than a diversified money-center bank. ([westamerica.com](https://www.westamerica.com/about/?utm_source=openai))
In competitive terms, Westamerica is not trying to win through size alone. Instead, it differentiates through balance-sheet quality, capital strength, operating efficiency, and a conservative credit profile. The company describes itself as “well capitalized,” and its recent quarterly results in 2025 and early 2026 show steady earnings, tight cost control, and favorable asset quality. Recent corporate actions also underline shareholder-return discipline: Westamerica maintained its quarterly dividend and, in April 2026, increased the authorization under its share repurchase program by 2 million shares. ([westamerica.com](https://www.westamerica.com/about/safety-and-soundness/?utm_source=openai))
For French, Belgian, and Swiss investors, WABC can be viewed as a defensive U.S. regional banking name with a concentrated California footprint, listed on the NYSE/NASDAQ market in the United States. The recent news flow is mainly operational rather than transformational: earnings updates, capital return actions, and occasional board/repurchase announcements. That profile makes Westamerica relevant to investors seeking a conservative U.S. bank with a long operating history and a clear regional identity. ([westamerica.com](https://www.westamerica.com/westamerica-bancorporation-reports-fourth-quarter-2025-financial-results/?utm_source=openai))
Headquarters: Fairfield, United States
Source: Wikidata (CC0).
| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | n.d. | 116.2 m USD | 4.52 USD | 1.82 USD | 10-K |
| Dec 2024 | n.d. | 138.6 m USD | 5.20 USD | 1.76 USD | 10-K |
| Dec 2023 | n.d. | 161.8 m USD | 6.06 USD | 1.72 USD | 10-K |
| Dec 2022 | n.d. | 122.0 m USD | 4.54 USD | 1.68 USD | 10-K |
| Dec 2021 | n.d. | 86.5 m USD | 3.22 USD | 1.65 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.