Loading
UNIVEST FINANCIAL Corp Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 10 Nov 2025.
UNIVEST FINANCIAL Corp: what insiders have been doing
UNIVEST FINANCIAL Corp, classified in the Finance & Banking sector, is a listed company. Its insiders report their share dealings to SEC (Form 4). In the past year (18 October 2025 to 18 October 2026), 29 filings came from 20 insiders.
Purchases and sales both appear in the filings: 1 purchase (1 insider, €5,168) and 3 sales (3 insiders, €896k). The net balance comes to €891k on the selling side. Unlike grants, an open-market purchase is paid for by the insider, at the market price. Paquin Natalye filed the largest sale, €419k, on 27 April 2026, which represents 0.042% of the company's market value. On the buying side, the filings list 1 senior executive among the declarants.
Compared with its exchange (5,458 companies, median 22 filings), a count of 29 filings is above the norm. Looking back to 2016, when coverage begins, insiders filed 20 purchases and 16 sales. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported net income of 90.8 m USD, with a dividend of 0.87 USD per share.
The last purchase on record was published on 10 November 2025, which is 342 days ago. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 3 days. US insiders must file a Form 4 within two business days of a trade. Sales are harder to read than purchases, since they often meet personal needs such as tax or diversification.
For comparison within the same sector, see the insider buying recorded at First Guaranty Bancshares, Inc. and BCB Bancorp Inc. Every figure here comes from the filings published by SEC (Form 4) and describes the past, not future prices; it is not investment advice.
Insider Decl.
171
Thresholds
n/a
Buy Volume
€438,183
20 ops. · all time
Sell Volume
€2M
16 ops. · all time
Who traded when
BuySaleNatalye Paquin4 buys1 sale
Thomas M. Petro2 sales
Anne Vazquez1 buy
Michael L. Turner1 sale
Since the insiders bought
- +15.6%Entry US$30.61 · Close at T+90 US$35.38
- +14.7%Entry US$28.72 · Close at T+365 US$32.95
- +39.0%Entry US$16.30 · Close at T+365 US$22.65
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate UNIVEST FINANCIAL Corp Hold (neutral), based on 3 analysts. Average price target: US$45.50.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 1,286 of 24,148 companies
78.5
score / 100
Value79
Quality78
FCF yld8.4%
Earn yld7.9%
EV/EBITDA·
ROE11%
Gross mgn·
Net mgn28%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$41.60
Analyst consensus
3 analystsHold
US$43.50Target US$45.50(+9%)US$47.00
Income statement
RevenueUS$328.1M
Net incomeUS$90.8M29.8% margin
Valuation
PER (trailing)12.0x
PER (forward)10.6x
P/Book1.2x
Beta0.64
Balance sheet & cash
Market capUS$1.1B
Total debtUS$327.4M
Free Cash FlowUS$96.9M
Profitability & ownership
ROE10.5%
ROA1.2%
% insiders1.6%
% institutions84.5%
Last declaration on 24 August 2026
Declarations171 total
5,000 shares@ US$41.690.018% mcap29.8% of flowCommonSEC:0001254295-26-000006:0
8,000 shares@ US$43.0350.030% mcap100.0% of flowCommonSEC:0001629911-26-000006:0
8,000 shares@ US$42.500.029% mcap100.0% of flowCommonSEC144:0001628280-26-056569
13,933 shares@ US$40.9111100.0% of flowCommonSEC144:0001950047-26-005793
2,787 shares@ US$40.8334100.0% of flowCommonSEC144:0001950047-26-005796
2,090 shares@ US$40.904100.0% of flowCommonSEC144:0001950047-26-005797
13,000 shares@ US$37.800.042% mcap65.0% of flowCommonSEC:0001377274-26-000008:0
489 shares0CommonSEC:0001920918-26-000004:0
661 shares0CommonSEC:0001668308-26-000004:0
442 shares0CommonSEC:0002003176-26-000004:0
778 shares0CommonSEC:0001779743-26-000004:0
1,150 shares0CommonSEC:0001566245-26-000004:0
2,106 shares0CommonSEC:0001415199-26-000004:0
1,766 shares0CommonSEC:0001254295-26-000004:0
1,766 shares0CommonSEC:0000102212-26-000007:0
1,766 shares0CommonSEC:0001837983-26-000005:0
1,766 shares0CommonSEC:0001362299-26-000004:0
1,766 shares0CommonSEC:0002002240-26-000004:0
1,766 shares0CommonSEC:0001798628-26-000004:0
1,766 shares0CommonSEC:0001727091-26-000004:0
1,766 shares0CommonSEC:0001644167-26-000004:0
1,766 shares0CommonSEC:0001629911-26-000004:0
1,766 shares0CommonSEC:0001377274-26-000004:0
200 shares@ US$33.971.1% of flowCommonSEC:0001415199-25-000010:0
1,500 shares@ US$28.15100.0% of flowCommonSEC:0001779743-25-000008:0
25 of 171 declarations
About UNIVEST FINANCIAL Corp
UNIVEST FINANCIAL Corp (ticker: UVSP) is a U.S.-listed financial institution traded on the NASDAQ market in the United States. The company is the holding company of Univest Bank and Trust Co., a FDIC-insured bank, and has been operating since 1876. Headquartered in Souderton, Pennsylvania, Univest has developed a regional franchise rooted in the Mid-Atlantic, with a business model centered on relationship banking and a broader suite of financial services rather than a pure deposit-and-loan profile. ([ir.univest.net](https://ir.univest.net/investors/news-and-events/press-releases/press-details/2016/Univest-Corporation-of-Pennsylvania-and-Fox-Chase-Bancorp-Receive-Approvals-for-Merger/default.aspx?utm_source=openai))
Univest’s operating platform is diversified across commercial banking, retail banking, residential mortgage lending, commercial real estate lending, construction lending, agricultural lending, SBA lending, wealth management, investment advisory, insurance brokerage, and equipment finance. This mix matters from a financial-analysis perspective because it provides multiple revenue streams: net interest income from the banking book and fee income from advisory, insurance, and other noninterest businesses. In its first-quarter 2026 results, the company highlighted growth in investment advisory fees, insurance commissions, and other fee-based income, underscoring the value of its non-bank subsidiaries. ([d18rn0p25nwr6d.cloudfront.net](https://d18rn0p25nwr6d.cloudfront.net/CIK-0000102212/ac87577b-80aa-4d2e-8954-c697436bdd42.pdf))
Read moreShow less
A key part of Univest’s strategy is to serve “full relationship” clients, meaning it seeks to deepen customer ties by cross-selling banking, lending, wealth, and insurance products. The company also emphasizes serving businesses, municipalities, nonprofit organizations, and agricultural customers. Recent disclosures show continued focus on commercial loan growth, commercial real estate, and construction lending, while management remains attentive to funding mix, deposit composition, and credit quality in a higher-rate environment. ([d18rn0p25nwr6d.cloudfront.net](https://d18rn0p25nwr6d.cloudfront.net/CIK-0000102212/ac87577b-80aa-4d2e-8954-c697436bdd42.pdf))
From a competitive standpoint, Univest is not a national mega-bank; its advantage lies in local density, long-standing brand recognition, and the ability to offer a broad financial platform to small and mid-sized clients in its core markets. The company’s footprint is concentrated in southeastern Pennsylvania, with reach into the broader Mid-Atlantic region. That geographic focus supports a community-bank style franchise, where local relationships, specialized lending expertise, and proximity to clients remain key differentiators. ([ir.univest.net](https://ir.univest.net/investors/news-and-events/press-releases/press-details/2021/Univest-Financial-Corporation-Releases-its-First-Environmental-Social-and-Governance-Report/default.aspx?utm_source=openai))
Recent corporate developments have been constructive. In April 2026, Univest reported first-quarter results showing higher net income year over year and announced a 4.5% increase in its quarterly dividend to $0.23 per share. Management also disclosed a restructuring charge tied to the planned closure of two underutilized facilities, which suggests ongoing branch-network optimization and cost discipline. The company has also continued share repurchases and reported improving noninterest income trends, particularly in wealth management and insurance. For investors, UVSP remains a regional U.S. financial institution combining traditional banking with fee-generating ancillary businesses. ([d18rn0p25nwr6d.cloudfront.net](https://d18rn0p25nwr6d.cloudfront.net/CIK-0000102212/ac87577b-80aa-4d2e-8954-c697436bdd42.pdf))
Recent ranked signals in the same sector
Purchases our model currently ranks for the recommendations list.
All recommendations
