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Unicredit Stock: price and insider trades · Italy
Unicredit: what insiders have been doing
This page follows insider dealings at Unicredit as filed with Consob, a company from the Finance & Banking sector based in UniCredit Tower, Italy. The group dates from 1998. In the past year (18 October 2025 to 18 October 2026), 14 filings came from 14 insiders.
The flow runs one way only: 13 sales worth €12.2M, from 13 insiders, and no purchase. The largest single trade was a sale of €4.1M by Andrea Orcel, published on 6 March 2026, equal to 0.0038% of the market capitalisation.
Typically, a trade is published a median of 2 days after it takes place. For comparison, MAR article 19 gives managers three business days to notify a trade. A sale on its own says little: insiders also sell to pay tax, fund a purchase or diversify.
Compared with its exchange (224 companies, median 3 filings), a count of 14 filings is above the norm. Over the whole record (from 2023), the tally stands at no purchases and 39 sales.
Elsewhere in the same sector, our signals recently picked up insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc. Every figure here comes from the filings published by Consob and describes the past, not future prices; it is not investment advice.
Insider Decl.
47
Thresholds
n/a
Buy Volume
n/a
n/a
Sell Volume
€28M
39 ops. · all time
Who traded when
BuySaleFiona Melrose3 sales
Gianfranco Bisagni2 sales
Joanna Carss2 sales
Richard Burton2 sales
Rita Izzo2 sales
Stefano Porro2 sales
+9 other insiders
Analyst consensus: bullish or bearish?
Analysts rate Unicredit Buy (bullish), based on 17 analysts. Average price target: €90.76.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 466 of 24,148 companies
84.0
score / 100
Value80
Quality88
FCF yld6.8%
Earn yld10%
EV/EBITDA·
ROE16%
Gross mgn·
Net mgn44%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
€84.71
Analyst consensus
17 analystsBuy
€77.00Target €90.76(+7%)€107.00
Income statement
Revenue€25.0B
Net income€10.9B44.0% margin
Valuation
PER (trailing)12.0x
PER (forward)10.2x
P/Book1.8x
Beta1.06
Balance sheet & cash
Market cap€106.6B
Total debt€129.9B
Free Cash Flow€7.3B
Profitability & ownership
ROE15.8%
ROA1.2%
% insiders0.0%
% institutions55.3%
Last declaration on 12 May 2026
Declarations47 total
3 shares@ €68.740.0000% mcap0.0% of flowShareXMILISIN IT0005239360CONSOB:178358
7,691 shares@ €68.96190.0005% mcap100.0% of flowShareXMILISIN IT0005239360CONSOB:178360
1,972 shares@ €68.96190.0001% mcap100.0% of flowShareXMILISIN IT0005239360CONSOB:178361
13,942 shares@ €68.96190.0009% mcap100.0% of flowShareXMILISIN IT0005239360CONSOB:178362
2,265 shares@ €68.96190.0001% mcap100.0% of flowShareXMILISIN IT0005239360CONSOB:178359
59,035 shares@ €68.96190.0038% mcap100.0% of flowShareXMILISIN IT0005239360CONSOB:178352
4,760 shares@ €68.96190.0003% mcap100.0% of flowShareXMILISIN IT0005239360CONSOB:178355
12,167 shares@ €68.96190.0008% mcap100.0% of flowShareXMILISIN IT0005239360CONSOB:178356
10,267 shares@ €68.96190.0007% mcap100.0% of flowShareXMILISIN IT0005239360CONSOB:178350
49,146 shares@ €68.96190.0032% mcap54.1% of flowShareXMILISIN IT0005239360CONSOB:178351
29 shares@ €68.050.0000% mcap0.3% of flowShareXMILISIN IT0005239360CONSOB:178354
398 shares@ €65.560.0000% mcap10.1% of flowShareXMILISIN IT0005239360CONSOB:171949
13,552 shares@ €47.62340.0006% mcap69.2% of flowShareXMILISIN IT0005239360CONSOB:161036
3,286 shares@ €47.62340.0001% mcap82.8% of flowShareXMILISIN IT0005239360CONSOB:161035
33,193 shares@ €47.62340.0015% mcap25.2% of flowShareXMILISIN IT0005239360CONSOB:161034
28,065 shares@ €47.62340.0013% mcap100.0% of flowShareXMILISIN IT0005239360CONSOB:161033
9,478 shares@ €47.62340.0004% mcap68.5% of flowShareXMILISIN IT0005239360CONSOB:161032
4,903 shares@ €47.62340.0002% mcap89.9% of flowShareXMILISIN IT0005239360CONSOB:161031
10,608 shares@ €47.62340.0005% mcap69.5% of flowShareXMILISIN IT0005239360CONSOB:161030
12,449 shares@ €47.62340.0006% mcap82.9% of flowShareXMILISIN IT0005239360CONSOB:161029
25 of 47 declarations
About Unicredit
UniCredit is one of Europe’s leading pan-European banking groups and is listed on Borsa Italiana (FTSE MIB) in Italy. For investors, the equity story is built around a diversified universal-banking franchise with a particularly strong home market in Italy, complemented by meaningful operations in Germany, Austria, and Central and Eastern Europe. UniCredit serves more than 20 million clients and operates with a large branch footprint and a divisional/product-factory model designed to scale offerings across markets. Its three global product factories — Corporate, Individual, and Payment Solutions — are central to the group’s ability to standardise and distribute services efficiently. ([unicreditgroup.eu](https://www.unicreditgroup.eu/en/unicredit-at-a-glance.html?utm_source=openai))
The group’s history reflects the consolidation of Italy’s banking sector and UniCredit’s later European expansion. UniCredit S.p.A. was founded in 1998 as the operational holding company of the UniCredit group, itself formed through the merger of major Italian banking institutions. The group then broadened its European reach, most notably through the 2005 merger with HVB, which strengthened its position in Germany and the German-speaking markets. That legacy explains UniCredit’s current profile: a bank with deep Italian roots and a genuinely cross-border franchise. Its headquarters are in Milan, placing it at the centre of Italy’s financial system. ([unicreditgroup.eu](https://www.unicreditgroup.eu/en/unicredit-at-a-glance/our-history.html?utm_source=openai))
Read moreShow less
Operationally, UniCredit is a universal bank offering retail banking, private banking and wealth management, lending, payment services, corporate and investment banking capabilities, and solutions for SMEs, large corporates, and institutional clients. The group emphasizes capital-light products, digitalisation, and operating leverage. In Italy, UniCredit remains a benchmark franchise thanks to its extensive local coverage, broad product set, and ability to serve clients across the spectrum, from mass retail to multinational corporates. ([unicreditgroup.eu](https://www.unicreditgroup.eu/en/unicredit-at-a-glance/organizational-structure.html?utm_source=openai))
Geographically, UniCredit maintains a strong footprint beyond Italy, with substantial franchises in Germany, Austria, and CEE. This regional diversification supports deposit gathering, lending, fee generation, and earnings resilience. The bank has also continued to invest in strategic platform upgrades and partnerships in areas such as securities services, banking-as-a-service, and digital infrastructure, reinforcing its competitive position and customer proposition. ([unicreditgroup.eu](https://www.unicreditgroup.eu/en/unicredit-at-a-glance.html?utm_source=openai))
Recent developments underline a more active strategic posture. In 2025, UniCredit secured ECB and Bank of Italy approval for its Banco BPM exchange offer, received ECB authorisation to increase its Commerzbank stake up to 29.9%, and completed the acquisition of Aion Bank and Vodeno. The group also continues to disclose relevant internal dealing transactions in line with CONSOB reporting requirements. Overall, UniCredit combines a strong domestic franchise, European diversification, capital discipline, and selective M&A optionality, which makes it a key name in the Italian and broader European banking landscape. ([unicreditgroup.eu](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2025/march/press_release.html?utm_source=openai))
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