Standard Premium Finance Holdings, Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by Koppelmann William, was filed 15 Dec 2025.
Standard Premium Finance Holdings, Inc.: what insiders have been doing
This page follows insider dealings at Standard Premium Finance Holdings, Inc. as filed with SEC (Form 4), a company from the Finance & Banking sector. In the past year (23 October 2025 to 23 October 2026), 4 filings came from 3 insiders.
Not one open-market sale was filed. On the buying side, 3 insiders reported 4 purchases totalling €4,228. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. Among those who bought: 1 finance chief, 1 senior executive and 1 chief executive. Biggest ticket of the year: €2,224, bought by Krogol Brian and made public on 25 November 2025.
The data flag 3 purchases as part of a group of insiders buying within 30 days of each other. Such overlaps are known as a cluster signal: distinct people reaching the same decision at about the same time. The latest purchase dates back some time: it was published 329 days ago, on 15 December 2025. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 3 days. Section 16 rules allow two business days to file each Form 4.
Compared with its exchange (279 companies, median 8 filings), a count of 4 filings is below the norm. The full history, which starts in 2022, counts 15 purchases against 1 sale. For the fiscal year to 31 December 2025, the annual 10-K puts revenue at 12.5 m USD and net income at 1.2 m USD.
Elsewhere in the same sector, our signals recently picked up insider purchases at BAWAG Group AG and ASR Nederland N.V. Every figure here comes from the filings published by SEC (Form 4) and describes the past, not future prices; it is not investment advice.
Who traded when
BuySaleSince the insiders bought
- +55.3%Entry US$2.00 · Close 20 Oct 2026 US$3.11
- +77.4%Entry US$1.75 · Close 20 Oct 2026 US$3.11
- +32.4%Entry US$1.36 · Close at T+365 US$1.80
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
- 1,000 shares@ US$1.90828.9% of flowCommon StockSEC:0001079973-25-001853:0Canonical exit: 10 Mar 2026 (T+90)
- 100 shares@ US$1.9513.3% of flowCommon StockSEC:0001553350-25-000151:0Canonical exit: 23 Feb 2026 (T+90)
- 1,120 shares@ US$2.292.6% of flowCommon StockSEC:0001079973-25-001817:0Canonical exit: 19 Feb 2026 (T+90)
- 100 shares@ US$2.2515.2% of flowCommon StockSEC:0001079973-25-001800:0Canonical exit: 16 Feb 2026 (T+90)
- 2,500 shares@ US$1.70371.1% of flowCOMMON STOCKSEC:0001079973-24-001677:0Canonical exit: 10 Mar 2025 (T+90)
- 2,000 shares@ US$1.302.9% of flowCommon StockSEC:0001079973-24-001582:0Canonical exit: 16 Feb 2025 (T+90)
- 100 shares@ US$1.3459.7% of flowCommon StockSEC:0001079973-24-001411:0Canonical exit: 14 Jan 2025 (T+90)
- 200 shares@ US$1.7520.6% of flowCommon StockSEC:0001553350-24-000092:1Canonical exit: 21 Nov 2024 (T+90)
- 224 shares@ US$1.5019.8% of flowCommon StockSEC:0001553350-24-000092:2Canonical exit: 5 Dec 2024 (T+90)
- 500 shares@ US$1.7561.8% of flowCommon StockSEC:0001553350-24-000092:0Canonical exit: 20 Nov 2024 (T+90)
- 200 shares@ US$1.751.3% of flowCOMMON STOCKSEC:0001079973-24-001299:1Canonical exit: 20 Nov 2024 (T+90)
- 1,600 shares@ US$1.722.9% of flowCOMMON STOCKSEC:0001079973-24-001299:0Canonical exit: 19 Nov 2024 (T+90)
- 12,500 shares@ US$0.80100.0% of flowCommon StockSEC:0001079973-24-001237:0
- 83,700 shares@ US$0.8071.2% of flowCOMMON STOCKSEC:0001079973-24-001208:0
- 1,000 shares@ US$6.03100.0% of flowCommon StockSEC:0001079973-23-000517:0Canonical exit: 17 Jul 2023 (T+90)
- 100 shares0Common StockSEC:0001553350-22-000989:1
- 100 shares0Common StockSEC:0001553350-22-000989:0Canonical exit: 27 Sept 2022 (T+90)
- 2,000 shares@ US$10.0020.5% of flowSeries A Convertible Preferred StockSEC:0001553350-22-000234:0Canonical exit: 21 Apr 2022 (T+90)
- 100 shares0COMMON STOCKSEC:0001079973-22-000032:0
- 100 shares0COMMON STOCKSEC:0001079973-22-000026:0
- 100 shares0COMMON STOCKSEC:0001079973-22-000034:0
- 2,200 shares0COMMON STOCKSEC:0001079973-22-000028:0
- 100 shares0COMMON STOCKSEC:0001079973-22-000036:0
- 100 shares0COMMON STOCKSEC:0001079973-22-000030:0
24 of 24 declarations
About Standard Premium Finance Holdings, Inc.
STANDARD PREMIUM FINANCE HOLDINGS, INC. is a specialized financial services company listed in the United States, with market access associated with NYSE/NASDAQ trading and an operating footprint in the United States. Based on SEC filings, the company is headquartered in Miami, Florida, at 13590 SW 134th Avenue, Suite 214. The holding company structure was created in 2016, but the operating business dates back to 1991 through Standard Premium Finance Management Corporation, its wholly owned subsidiary. That operating history gives the company a long-established niche position in insurance premium finance, a small but important corner of the credit market.
The company’s core business is making collateralized loans to businesses and individuals to help them pay commercial property and casualty insurance premiums. In practical terms, Standard Premium advances the premium amount and is repaid over a short schedule, allowing policyholders to preserve working capital rather than fund an entire annual premium upfront. The model is distribution-driven: the company does not primarily market directly to end borrowers, but instead relies on relationships with insurance agents and brokers who refer clients seeking premium financing. This referral-based structure is central to its business model and competitive positioning.
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From a competitive standpoint, Standard Premium Finance operates as a niche specialist rather than a broad-based lender. Its market is fragmented, relationship-oriented, and highly dependent on underwriting discipline, customer service, and execution speed. The company’s filings indicate that it operates across multiple U.S. states and that its subsidiary is licensed in a broad set of jurisdictions, which supports geographic diversification while keeping the business focused on one clearly defined product set. In investor terms, that means the company has a straightforward operating profile, but one that is concentrated in a single line of business.
Its key products and services are insurance premium finance loans, typically for relatively modest to mid-sized amounts and relatively short repayment terms. The company has described these loans as generally aimed at commercial insurance customers, with structures designed to fit premium payment schedules and the insurer’s policy terms. Because the business is concentrated in premium financing, performance is closely tied to credit quality, policy retention, and the strength of its agent/broker referral network.
Recent public filings highlight continuity rather than major strategic reinvention. The company’s latest SEC documents reference its annual meeting in Miami on June 12, 2026, and continue to identify William Koppelmann as a long-standing leader and co-founder of the business. The filings also reinforce that the company remains centered in Florida, with Miami serving as the corporate base. For investors in French-speaking markets, STANDARD PREMIUM FINANCE HOLDINGS stands out as a micro-cap U.S. specialty finance name: simple business model, focused product offering, and a niche position in the insurance funding ecosystem, rather than a diversified lender or insurer.
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