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PayPay Corp Stock: price and insider trades · United States

PayPay Corp: what insiders have been doing

This page follows insider dealings at PayPay Corp as filed with SEC (Form 4), a company from the Finance & Banking sector based in Chiyoda, Japan. The group dates from 2018. From 8 November 2025 to 8 November 2026, the disclosure feed for PayPay Corp logged 2 filings by 1 insider.

Not one of the filings records a straightforward purchase or sale on the market. Grants and option exercises follow pay plans set in advance, so they reveal less about an insider's own view than a purchase made with personal money.

Across the 5,814 companies tracked on its exchange, the median is 19 filings; at 2 filings, this issuer sits below that mark.

Insider buying of PayPay Corp has been absent for the past year.

For comparison within the same sector, see the insider buying recorded at First Guaranty Bancshares, Inc. and BCB Bancorp Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.

Key facts

Headquarters: Chiyoda, Japan · Founded: 2018

Source: Wikidata (CC0).

Insider Decl.
2
Thresholds
n/a
Buy Volume
n/a
n/a
Sell Volume
n/a
n/a

Analyst consensus: bullish or bearish?

Analysts rate PayPay Corp Strong Buy (bullish), based on 13 analysts. Average price target: US$23.95.

This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.

Fundamental score
Ranked 804 of 26,897 companies
82.1
score / 100
Value
88
Quality
76
FCF yld·
Earn yld·
EV/EBITDA5.0x
ROE37%
Gross mgn87%
Net mgn31%
Debt/EBITDA5.0x
Pillars2/3

Transparent value + quality ranking, distinct from the insider signal.

Financial data

as of FY 2026

FY ended March 2026 · cache

US$15.28
Analyst consensus
13 analysts
Strong buy
US$16.95Target US$23.95(+57%)US$31.41
Income statement
RevenueUS$367.5B
Gross profitUS$319.9B87% margin
EBITDAUS$116B32% margin
Net incomeUS$115B30.6% margin
Valuation
PER (trailing)13.4x
P/Book4.0x
Balance sheet & cash
Market capUS$10.3B
Total debtUS$574.5B
Free Cash FlowUS$351.1B
Debt / Equity170%
Profitability & ownership
ROE37.3%
ROA1.2%
% insiders100.1%
% institutions4.2%
Last declaration on 13 May 2026
Declarations2 total
  • ◇
    See RemarksExecutives
    41,500 USD5SEC
    5,000 shares@ US$8.300.0004% mcap33.2% of flowCommon SharesSEC:0002114249-26-000009:0
  • ◇
    See RemarksExecutives
    83,028 USD9SEC
    10,200 shares@ US$8.1466.8% of flowCommon SharesSEC:0002114249-26-000003:0

2 of 2 declarations

About PayPay Corp

PayPay Corp is a Japanese digital payments and financial-services company listed in the United States on the NASDAQ under the ticker PAYP; for international investors, it should be viewed as a fintech business with Japanese operating exposure and U.S. SEC reporting. The company’s principal executive office is in Tokyo, Japan, in Shinjuku, and it was incorporated in June 2018. PayPay was originally built around QR-code mobile payments and has since evolved into a broader consumer finance ecosystem that combines payments, credit, banking, and investing services. The business is organized around the PayPay app, which is used for everyday online and offline transactions as well as for embedded financial services.

The core operating engine remains the Payments segment, which includes smartphone-based settlement services, merchant acceptance, and payment-credit functionality. The platform expanded materially after the acquisition of PayPay Card in October 2022, adding credit-card-linked usage and installment-style payment options that deepen engagement and improve monetization. In 2025, PayPay brought PayPay Bank and PayPay Securities under consolidation, moving the company closer to an all-in-one digital finance platform. That combination is strategically important: users can spend, hold cash, borrow, and invest within one interface, which tends to increase transaction frequency and customer stickiness over time.

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From a competitive standpoint, PayPay has built a strong consumer brand and a leading position in Japan’s code-based payments market. The company reported Payment segment GMV of ¥15.39 trillion for the fiscal year ended March 31, 2025, highlighting the scale of its ecosystem and the breadth of its merchant and user network. Its advantages include network effects, distribution through the broader SoftBank/LY ecosystem, and the ability to cross-sell higher-value financial products into a very active payments base. Geographically, the business is overwhelmingly Japan-focused, but the NASDAQ listing gives it access to international capital markets and greater visibility among global investors.

Recent company disclosures have been notable. PayPay said in SEC filings that it acquired controlling interests in PayPay Securities Corporation and PayPay Bank Corporation in April 2025 to accelerate financial-services integration. Its results released in early May 2026 emphasized continued payment-volume growth and stronger contribution from PayPay Credit, PayPay Card, and banking-related services. For French, Belgian, and Swiss investors, PayPay offers a growth-oriented fintech exposure with a differentiated ecosystem model, but it also carries concentration risk tied to Japan, competitive pressure in digital payments, and execution risk in expanding financial services profitably.