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OneMain Holdings, Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 02 Aug 2022.
OneMain Holdings, Inc.: what insiders have been doing
OneMain Holdings, Inc., founded in 1912, is a Finance & Banking company based in Evansville, United States. Its directors and officers file their transactions with SEC (Form 4). In the past year (18 October 2025 to 18 October 2026), 31 filings came from 13 insiders.
The flow runs one way only: 9 sales worth €3.8M, from 3 insiders, and no purchase. The totals exclude 2 filings filed without an amount. One trade stands out by size: a sale of €1.8M from Shulman Douglas H., disclosed on 5 November 2025.
Typically, a trade is published a median of 2 days after it takes place. The legal deadline for a Form 4 is two business days after the transaction. Sales are harder to read than purchases, since they often meet personal needs such as tax or diversification.
For context, the typical company on the same exchange (median of 5,810 companies) published 19 filings over the same period, against 31 filings here. The full history, which starts in 2016, counts 8 purchases against 34 sales. For the fiscal year to 31 December 2025, the annual 10-K puts net income at 783.0 m USD, and the dividend at 4.17 USD per share.
Elsewhere in the same sector, our signals recently picked up insider purchases at First Guaranty Bancshares, Inc. and Avidia Bancorp, Inc. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
Insider Decl.
154
Thresholds
n/a
Buy Volume
€516,981
8 ops. · all time
Sell Volume
€1B
34 ops. · all time
Who traded when
BuySaleMicah R. Conrad8 sales
Douglas H. Shulman6 sales
Hedlund Michael A3 sales
Since the insiders bought
- +18.3%Entry US$38.28 · Close at T+365 US$45.30
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate OneMain Holdings, Inc. Buy (bullish), based on 14 analysts. Average price target: US$67.57.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 116 of 24,148 companies
90.1
score / 100
Value95
Quality86
FCF yld49%
Earn yld12%
EV/EBITDA·
ROE23%
Gross mgn·
Net mgn16%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$54.64
Analyst consensus
14 analystsBuy
US$52.00Target US$67.57(+24%)US$85.00
Income statement
RevenueUS$5B
Net incomeUS$783M25.9% margin
Valuation
PER (trailing)8.4x
PER (forward)6.4x
P/Book1.9x
Beta1.21
Balance sheet & cash
Market capUS$6.3B
Total debtUS$22.7B
Free Cash FlowUS$3.1B
Debt / Equity673%
Profitability & ownership
ROE23.3%
ROA2.9%
% insiders0.2%
% institutions96.2%
Last declaration on 6 August 2026
Declarations154 total
5,000 shares@ US$65.4010.0049% mcap6.2% of flowCommon stock, par value $0.01 per shareSEC:0001772198-26-000015:0
5,000 shares@ US$65.500.0049% mcap6.2% of flowCommonSEC144:0001965301-26-000103
2,500 shares@ US$64.000.0024% mcap16.9% of flowCommonSEC144:0001959173-26-005432
1,848 sharesCommon stock, par value $0.01 per shareSEC:0001674372-26-000006:0
5,000 sharesCommon stock, par value $0.01 per shareSEC:0001772198-26-000013:0
5,000 shares@ US$62.000.0047% mcap5.9% of flowCommonSEC144:0001965301-26-000081
1,848 shares@ US$62.000.0017% mcap12.1% of flowCommonSEC144:0001959173-26-004959
5,000 shares@ US$60.000.0032% mcap5.5% of flowCommon stock, par value $0.01 per shareSEC:0001772198-26-000011:0
5,000 shares@ US$58.000.0031% mcap5.3% of flowCommon stock, par value $0.01 per shareSEC:0001772198-26-000009:0
4,049 shares@ US$57.5320.6% of flowCommon stock, par value $0.01 per shareSEC:0002014579-26-000006:0
4,461 shares@ US$57.534.7% of flowCommon stock, par value $0.01 per shareSEC:0001772198-26-000007:0
17,163 shares@ US$57.535.0% of flowCommon stock, par value $0.01 per shareSEC:0001726926-26-000008:0
1,040 shares@ US$57.536.1% of flowCommon stock, par value $0.01 per shareSEC:0001674372-26-000004:0
3,243 shares0Common stock, par value $0.01 per shareSEC:0001891748-26-000002:0
2,919 shares0Common stock, par value $0.01 per shareSEC:0001674372-26-000002:0
3,243 shares0Common stock, par value $0.01 per shareSEC:0001603746-26-000002:0
3,243 shares0Common stock, par value $0.01 per shareSEC:0000940274-26-000002:0
24,326 shares0Common stock, par value $0.01 per shareSEC:0002014579-26-000004:0
18,326 shares0Common stock, par value $0.01 per shareSEC:0001772198-26-000005:0
77,724 shares0Common stock, par value $0.01 per shareSEC:0001726926-26-000006:0
3,243 shares0Common stock, par value $0.01 per shareSEC:0001679823-26-000002:0
3,243 shares0Common stock, par value $0.01 per shareSEC:0001596950-26-000002:0
3,243 shares0Common stock, par value $0.01 per shareSEC:0001237591-26-000002:0
3,243 shares0Common stock, par value $0.01 per shareSEC:0001013182-26-000003:0
26,356 shares0Common stock, par value $0.01 per shareSEC:0002014579-26-000002:0
25 of 154 declarations
About OneMain Holdings, Inc.
OneMain Holdings, Inc. is a US financial services company listed on the NYSE under the ticker OMF. It primarily serves nonprime consumers by providing responsible access to credit. For French, Belgian, and Swiss investors, OneMain is best understood not as a traditional deposit-taking bank, but as a specialized consumer lender with strong expertise in underwriting, pricing risk, and managing a retail-oriented lending platform.
The company’s roots trace back to a long history in consumer finance in the United States, and its modern corporate structure is centered on OneMain Finance Corporation, the operating subsidiary through which most activities are conducted. In its recent filings, OneMain describes itself as a financial services holding company active in consumer finance and insurance. Its headquarters are in Evansville, Indiana, underscoring its domestic footprint and its focus on the US market.
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OneMain’s business model is built around several complementary lines. The core franchise remains unsecured personal lending, aimed at customers who often have limited access to mainstream banks and credit providers. The group also offers certain secured lending products, credit card offerings, and a growing auto finance business. In addition, OneMain maintains an insurance component linked to its lending relationships. This diversified product mix allows the company to generate multiple revenue streams while maintaining a disciplined underwriting approach.
From a competitive standpoint, OneMain occupies a distinctive position in the US nonprime credit market. Its scale, large customer base, proprietary scoring capabilities, and long operating history create meaningful, if not absolute, barriers to entry. Management emphasizes data science, proprietary data, and decades of experience serving nonprime consumers as key advantages. Its competitors include other specialty consumer finance companies, select fintech lenders, and alternative credit providers.
Recent developments point to a firm operational trajectory. During 2025, OneMain reported stronger earnings, higher managed receivables, and continued progress in auto finance. The company also highlighted strong funding execution in both secured and unsecured markets, alongside substantial capital returns through dividends and share repurchases. In its second-quarter 2025 release and its fourth-quarter 2025 results published in February 2026, management stressed improving credit performance, disciplined balance-sheet management, and continued investment in innovation. For investors, OMF offers a mix of yield, exposure to US consumer credit cycles, and capital-return potential, while remaining sensitive to macro conditions, funding costs, and credit quality trends in the United States.
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