Nobility Homes INC: directors' dealings · United States · SEC (Form 4)

About Nobility Homes INC

Nobility Homes Inc. (ticker: NOBH) is a U.S.-based manufactured housing company followed by investors under the NOBH symbol. The latest annual report available on SEC confirms that the company is headquartered in Ocala, Florida, United States, and that its operating footprint is overwhelmingly concentrated in Florida. The shares were described in prior SEC materials as trading on OTCQX under the symbol NOBH, so investors should verify the current quotation venue before making market assumptions. From an equity research perspective, Nobility Homes is a niche residential housing name, with performance closely tied to affordability trends, mortgage rates, material costs, and local Florida demand. Founded in 1967, Nobility Homes has built its franchise around the design, manufacture, and sale of manufactured and modular homes. The company markets several product lines under the Kingswood, Richwood, Tropic Isle, Regency Manor, and Tropic Manor trade names. It also sells complementary insurance and mortgage-related services through Mountain Financial, which acts as an insurance agent and licensed mortgage loan originator. This creates a more integrated customer offering around home purchase and financing, while adding fee-based revenue potential alongside home sales. Operationally, the company runs a vertically linked model with manufacturing, retail distribution, and wholesale channels. Its wholly owned subsidiary Prestige operates ten retail sales centers across north and central Florida, and those stores account for the majority of company revenue. Nobility also sells on a wholesale basis to independent dealers and manufactured housing communities. Management describes the business as highly competitive, with more than 80 retailers in the primary market area and competition not only from other manufactured home sellers, but also from site-built housing. The company says it has roughly 100 active models, which gives it flexibility to shift product mix in response to demand changes. Geographically, Nobility is a Florida-centric business. The company states that substantially all sales are made in Florida, with retail locations positioned within a practical radius of its Ocala manufacturing base. Recent SEC reporting highlights a major manufacturing site in Ocala and the addition of a steel-frame shop that began production in 2025. The latest annual report also emphasizes industry headwinds and opportunities: pricing pressure, inflation, tariffs, supply-chain variability, and interest-rate sensitivity remain key variables for margins and unit demand. Recent developments are notable rather than transformative. The January 2026 annual filing describes continued investment in manufacturing capability, a conservative balance sheet posture, and continued reliance on the Florida housing market. For investors scanning SEC Form 4 insider activity, the stock remains a small-cap/micro-cap residential housing play where insider transactions can attract attention, but the underlying story is still primarily about local demand, affordability, and execution in a specialized manufactured housing niche.