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Mechanics Bancorp Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 18 Dec 2024.
Mechanics Bancorp: what insiders have been doing
Mechanics Bancorp belongs to the Finance & Banking sector. Filings by its managers are published through SEC (Form 4). 13 insiders have disclosed 32 filings since 18 October 2025.
All open-market trades in the period are sales: 1 sale, by 1 insider, with no purchase on record. The totals exclude 1 filing filed without an amount.
The median gap between a trade and its publication by SEC (Form 4) is 3 days. US insiders must file a Form 4 within two business days of a trade. Selling is not necessarily a view on the stock: liquidity needs and diversification are common motives.
For context, the typical company on the same exchange (median of 5,458 companies) published 22 filings over the same period, against 32 filings here. The full history, which starts in 2016, counts 21 purchases against 9 sales. For the fiscal year to 31 December 2025, the annual 10-K puts net income at 265.7 m USD.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc also feature in our signals. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
256
Thresholds
n/a
Buy Volume
€3M
21 ops. · all time
Sell Volume
€492,583
9 ops. · all time
Who traded when
BuySaleDarrell van Amen1 sale
David L. Parr1 sale
Edward Michael Downer1 sale
Erik D. Hand1 sale
Godfrey B. Evans1 sale
Joanne R. Harrell1 buy
+2 other insiders
Analyst consensus: bullish or bearish?
Analysts rate Mechanics Bancorp Buy (bullish), based on 4 analysts. Average price target: US$17.00.
Fundamental score
Ranked 1,338 of 24,148 companies
78.2
score / 100
Value76
Quality81
FCF yld5.9%
Earn yld8.3%
EV/EBITDA·
ROE11%
Gross mgn·
Net mgn40%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$14.38
Analyst consensus
4 analystsBuy
US$16.00Target US$17.00(+18%)US$18.00
Income statement
RevenueUS$663.2M
Net incomeUS$265.7M37.9% margin
Valuation
PER (trailing)11.2x
PER (forward)12.1x
P/Book1.2x
Beta0.14
Balance sheet & cash
Market capUS$3.2B
Total debtUS$278.8M
Free Cash FlowUS$187.1M
Profitability & ownership
ROE11.0%
ROA1.5%
% insiders82.1%
% institutions11.6%
Last declaration on 17 June 2026
Declarations256 total
2 sharesClass A Common StockSEC:0002104239-26-000008:0
3,301 shares0Class A Common StockSEC:0002104575-26-000005:0
3,301 shares0Class A Common StockSEC:0002103504-26-000005:0
3,301 shares0Class A Common StockSEC:0002104981-26-000005:0
3,301 shares0Class A Common StockSEC:0002104239-26-000006:0
2,467,764 sharesClass A Common StockSEC:0001518715-26-000028:0
4,470 sharesClass A Common StockSEC:0002102020-26-000008:0
6,048 sharesClass A Common StockSEC:0002102022-26-000008:0
7,626 sharesClass A Common StockSEC:0002103476-26-000006:0
4,207 sharesClass A Common StockSEC:0002103004-26-000006:0
3,366 sharesClass A Common StockSEC:0002102635-26-000006:0
7,626 sharesClass A Common StockSEC:0001602088-26-000006:0
6,574 sharesClass A Common StockSEC:0001509989-26-000006:0
13,204 sharesClass A Common StockSEC:0002104239-26-000004:0
4,580 sharesClass A Common StockSEC:0002103476-26-000004:0
3,398 sharesClass A Common StockSEC:0002103004-26-000004:0
2,980 sharesClass A Common StockSEC:0002102635-26-000004:0
4,580 sharesClass A Common StockSEC:0002102022-26-000006:0
2,506 sharesClass A Common StockSEC:0002102020-26-000006:0
2,571 sharesClass A Common StockSEC:0001602088-26-000004:0
4,164 sharesClass A Common StockSEC:0001509989-26-000004:0
13,204 sharesClass A Common StockSEC:0001518715-26-000015:0
13,204 sharesClass A Common StockSEC:0001518715-26-000013:0
13,204 sharesClass A Common StockSEC:0002105535-26-000004:0
14,545 shares0Class A Common StockSEC:0002103004-26-000002:0
25 of 256 declarations
About Mechanics Bancorp
Mechanics Bancorp (NASDAQ: MCHB) is a U.S.-listed bank holding company traded on the NASDAQ market in the United States. It is the parent company of Mechanics Bank, a full-service financial institution headquartered in Walnut Creek, California, with operations across California, Oregon, Washington and Hawaii. The business presents itself as a West Coast community bank with a broad physical footprint and a longstanding local franchise. ([ir.mechanicsbank.com](https://ir.mechanicsbank.com/corporate-profile/default.aspx?utm_source=openai))
The company’s roots go back to 1905, when the original bank was founded in Richmond, California, to serve local workers, families and small businesses. That heritage remains a central part of the investment case: Mechanics Bancorp emphasizes relationship banking, community engagement and continuity of service across generations of clients. Over time, the institution expanded from a local California bank into a larger regional franchise while keeping its community-bank identity intact. ([mechanicsbank.com](https://www.mechanicsbank.com/About-Us/Who-We-Are/History-Heritage?utm_source=openai))
Read moreShow less
Operationally, Mechanics Bank offers a diversified set of banking and financial services. Core business lines include consumer banking, business banking, commercial lending, cash management, private banking, wealth management and trust services. This mix gives the company multiple revenue engines, combining deposit gathering, lending activity and fee-based advisory and servicing income. For investors, that broader platform is important because it can improve customer retention and provide more stable earnings than a pure lending model. ([ir.mechanicsbank.com](https://ir.mechanicsbank.com/corporate-profile/default.aspx?utm_source=openai))
From a competitive standpoint, Mechanics Bancorp sits in the U.S. regional-bank segment, where scale, deposit franchise quality and relationship depth matter. Its West Coast presence is meaningful, particularly in California, and its network of 166 branches gives it a substantial in-market distribution platform. The bank’s long operating history, community focus and expanded product set help it compete against both larger money-center banks and other regional institutions. ([ir.mechanicsbank.com](https://ir.mechanicsbank.com/corporate-profile/default.aspx?utm_source=openai))
Recent developments have been important for the investment narrative. Mechanics Bancorp emerged in its current form through the combination with HomeStreet, which broadened the franchise and strengthened its West Coast footprint. The company also reported fourth-quarter and full-year 2025 results in early 2026, and investor materials referenced $21.4 billion in assets as of March 31, 2026. For investors following the stock, the key themes are integration execution, balance-sheet discipline, deposit costs, credit quality and the company’s ability to convert its regional scale into durable profitability. ([ir.mechanicsbank.com](https://ir.mechanicsbank.com/news-events/news/news-details/2026/Mechanics-Bancorp-Reports-Fourth-Quarter-and-Full-Year-2025-Results/default.aspx?utm_source=openai))
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