Investar Holding Corp Stock: price and management transactions · United States · SEC (Form 4)

About Investar Holding Corp

Investar Holding Corp. (NASDAQ: ISTR) is a U.S. financial holding company whose operating platform is centered on its wholly owned subsidiary, Investar Bank, National Association, a community-oriented national bank headquartered in Baton Rouge, Louisiana, United States. The holding company was incorporated in Louisiana in 2009, while the bank itself was originally chartered in 2006 and later converted to a national bank in July 2019. For international investors, Investar fits the profile of a smaller U.S. regional/community banking franchise rather than a large money-center institution. The shares trade on the NASDAQ market in the United States. ([annualreports.com](https://www.annualreports.com/HostedData/AnnualReportArchive/i/NASDAQ_ISTR_2023.pdf)) Investar’s business model is straightforward: it earns the bulk of its revenue through traditional banking activities, especially lending. According to the company’s annual report, the bank offers a broad set of commercial and retail banking products tailored to individuals, professionals, and small to medium-sized businesses. Core products include owner-occupied commercial real estate loans, construction loans, commercial and industrial loans, term loans, equipment financing, lines of credit, first and second mortgage loans, installment loans, and consumer borrowing products. On the deposit side, it offers checking, savings, money market accounts, and certificates of deposit. The company also emphasizes treasury and digital banking capabilities for customers in its markets. ([annualreports.com](https://www.annualreports.com/HostedData/AnnualReportArchive/i/NASDAQ_ISTR_2023.pdf)) From a competitive standpoint, Investar positions itself as a local community bank built around responsive service, local decision-making, and competitively priced products. Its franchise is concentrated in the Gulf South and Texas, with operations across 13 assessment areas in Louisiana, Alabama, and Texas and a branch network spanning markets such as Baton Rouge, New Orleans, Lafayette, Houston, and parts of Alabama. That footprint gives the company a regional relationship-based platform, but it also means it competes in a dense and highly competitive banking environment against larger regional institutions and other community banks. ([investarbank.com](https://www.investarbank.com/uploads/docs/CRA-PUBLIC-FILE.pdf?v=08272024&utm_source=openai)) Recent developments have been important for the investment case. On January 22, 2026, Investar reported fourth-quarter 2025 results, including net income available to common shareholders of $5.4 million, or $0.51 per diluted share, and noted that quarterly dividends paid during 2025 totaled $0.435 per share, up 6.1% year over year. The company also completed its acquisition of Wichita Falls Bancshares effective January 1, 2026, a transaction that expands its footprint and supports scale in its core banking markets. Because the user context references SEC Form 4 insider transactions, it is also worth noting that insider activity is often watched as a sentiment signal, although it should not be treated in isolation. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1602658/000143774926001783/ex_873800.htm?utm_source=openai))