Granite Point Mortgage Trust Inc.: management transactions · United States · SEC (Form 4)

About Granite Point Mortgage Trust Inc.

Granite Point Mortgage Trust Inc. is a U.S.-based commercial real estate finance company listed on the NYSE (United States) under the ticker GPMT. It operates as an internally managed real estate investment trust (REIT) and focuses primarily on originating, investing in, and managing senior floating-rate commercial mortgage loans, together with other debt and debt-like commercial real estate investments. The company’s strategy is centered on first-mortgage lending on institutional-quality properties, with an emphasis on transitional and value-add business plans rather than property ownership or development. ([nasdaq.com](https://www.nasdaq.com/press-release/granite-point-mortgage-trust-inc-reports-q4-and-full-year-2025-financial-results-and)) Granite Point was incorporated in Maryland on April 7, 2017 and began trading publicly on June 28, 2017, following a spin-off from Two Harbors Investment Corp. However, the underlying commercial real estate lending platform was established in 2015 within Two Harbors, which means the business has operational roots that predate the IPO. The company highlights a seasoned origination and investment team with deep experience across commercial real estate credit cycles, and management says it has sourced tens of billions of dollars of potential opportunities since inception. Its headquarters are in New York, New York, United States. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1703644/000110465925036847/tm253602d2_ars.pdf?utm_source=openai)) In practical terms, Granite Point’s core lending products are senior floating-rate commercial mortgage loans used for acquisitions, recapitalizations, refinancings, renovations, repositionings, and lease-up or repurposing of commercial assets. The firm emphasizes direct origination, a disciplined underwriting process, and active asset management. Its borrower base includes owners/operators, private equity sponsors, family offices, and mortgage brokers, which supports a differentiated sourcing platform across primary and secondary U.S. markets. That makes Granite Point more of a specialized commercial real estate credit platform than a conventional real estate owner. ([gpmtreit.com](https://www.gpmtreit.com/about)) Recent company disclosures indicate a portfolio of about $1.8 billion in total loan commitments as of year-end 2025, with over 99% senior loans and a 97% floating-rate mix, underscoring the company’s interest-rate sensitivity. In its February 11, 2026 earnings release, Granite Point reported five loan resolutions, seven full loan repayments, and one REO asset sale during 2025, followed by two additional full repayments totaling $174 million early in 2026. Management also reported a lower weighted-average cost of financing and a reduced total leverage ratio, suggesting ongoing balance sheet repositioning and deleveraging. ([nasdaq.com](https://www.nasdaq.com/press-release/granite-point-mortgage-trust-inc-reports-q4-and-full-year-2025-financial-results-and)) For French-speaking investors, Granite Point should be viewed as a niche U.S. commercial real estate credit REIT with a yield-oriented profile but meaningful credit and refinancing risk. The company generates income primarily from its loan portfolio and distributes dividends, yet recent results show that portfolio quality, funding costs, and asset resolutions remain the key drivers of near-term performance. ([gpmtreit.com](https://www.gpmtreit.com/about))