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Fold Holdings, Inc. Stock: price and insider trades · United States
1 insider bought €9,510 of shares over the last 90 days, the latest by Young Bracebridge H Jr, filed 11 Sept 2026.
Fold Holdings, Inc.: what insiders have been doing
Fold Holdings, Inc. belongs to the Finance & Banking sector. Filings by its managers are published through SEC (Form 4). 12 insiders have disclosed 160 filings since 23 October 2025.
On the market, 1 insider bought (4 purchases totalling €40k) while 4 insiders sold (55 sales totalling €203k). The net balance comes to €163k on the selling side. Unlike grants, an open-market purchase is paid for by the insider, at the market price. One trade stands out by size: a sale of €27k from Repass Wolfe, disclosed on 20 February 2026. Among those who bought: 1 senior executive.
The latest purchase dates back some time: it was published 42 days ago, on 11 September 2026. Filings reach the SEC (Form 4) feed a median of 2 days after the trade. Section 16 rules allow two business days to file each Form 4. Keep in mind that insiders sell for many reasons unrelated to the outlook, from tax bills to estate planning.
For context, the typical company on the same exchange (median of 3,167 companies) published 24 filings over the same period, against 160 filings here. The full history, which starts in 2021, counts 10 purchases against 55 sales. For the fiscal year to 31 December 2025, the annual 10-K puts revenue at 31.8 m USD and net income at -69.6 m USD.
This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
Insider Decl.
191
Thresholds
n/a
Buy Volume
€90,841
10 ops. · all time
Sell Volume
€203,110
55 ops. · all time
Who traded when
BuySaleWolfe Repass26 sales
William Brian Poppic Reeves18 sales
Thomas J. Dickman8 sales
Bracebridge H. Young Jr.6 buys
Matt McManus3 sales
Since the insiders bought
- -2.9%Entry US$0.52 · Close 22 Oct 2026 US$0.51
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Financial data
as of FY 2025FY ended December 2025 · cache
US$0.51
Analyst consensus
4 analysts1.00/5
US$0.70Target US$2.10(+311%)US$4.19
Income statement
RevenueUS$31.8M
Gross profit-US$15.6M-49% margin
EBITDA-US$63.3M-199% margin
Net income-US$69.6M-258.6% margin
Valuation
PER (forward)-1.2x
P/Book0.9x
Beta0.36
Balance sheet & cash
Market capUS$28M
Total debtUS$78.7M
Free Cash Flow-US$17.1M
Debt / Equity40%
Profitability & ownership
ROE-121.8%
ROA-16.7%
% insiders59.8%
% institutions17.1%
Last declaration on 23 October 2026
Declarations191 total
2,347 shares@ US$0.51Common StockSEC:0001193125-26-430610:0
2,347 shares@ US$0.51040.0043% mcap6.9% of flowCommonSEC144:0001959173-26-007463
1,075 sharesCommon StockSEC:0001193125-26-414784:0
11,548 sharesCommon StockSEC:0001193125-26-414784:1
17 sharesCommon StockSEC:0001193125-26-414783:0
5 shares@ US$0.530.0000% mcap0.0% of flowCommon StockSEC:0001193125-26-414785:3
17 sharesCommon StockSEC:0001193125-26-414785:1
2,639 sharesCommon StockSEC:0001193125-26-414785:0
1,540 sharesCommon StockSEC:0001193125-26-414785:2
774 shares@ US$0.530.0014% mcap0.5% of flowCommon StockSEC:0001193125-26-414785:4
452 shares@ US$0.530.0008% mcap0.3% of flowCommon StockSEC:0001193125-26-414785:5
453 shares@ US$0.530.0008% mcap0.2% of flowCommon StockSEC:0001193125-26-414784:2
4,851 shares@ US$0.530.0087% mcap2.5% of flowCommon StockSEC:0001193125-26-414784:3
5,304 shares@ US$0.53040.0095% mcap2.8% of flowCommonSEC144:0001959173-26-007239
6 shares@ US$0.530.0000% mcap0.1% of flowCommonSEC144:0001959173-26-007236
1,231 shares@ US$0.53040.0022% mcap0.8% of flowCommonSEC144:0001959173-26-007215
10,000 shares@ US$0.54330.019% mcap3.9% of flowCommon StockSEC:0001193125-26-389597:0
Canonical exit: 10 Dec 2026 (T+90)
10,000 shares@ US$0.56160.019% mcap4.0% of flowCommon StockSEC:0001193125-26-389597:1
Canonical exit: 10 Dec 2026 (T+90)
17 sharesCommon StockSEC:0001193125-26-382489:1
1,075 sharesCommon StockSEC:0001193125-26-382488:0
11,549 sharesCommon StockSEC:0001193125-26-382488:1
5 shares@ US$0.4570.0000% mcap0.0% of flowCommon StockSEC:0001193125-26-382487:3
844 shares@ US$0.4570.0013% mcap0.4% of flowCommon StockSEC:0001193125-26-382487:4
493 shares@ US$0.4570.0008% mcap0.3% of flowCommon StockSEC:0001193125-26-382487:5
5,288 shares@ US$0.4570.0081% mcap2.4% of flowCommon StockSEC:0001193125-26-382488:2
25 of 191 declarations
About Fold Holdings, Inc.
Fold Holdings, Inc. (NASDAQ: FLD) is a United States-listed company on the NASDAQ that operates as a bitcoin-focused financial services platform. Founded in 2019, Fold was built around a simple consumer proposition: help users earn, save, and spend bitcoin through everyday financial products rather than through speculative trading alone. Fold is a remote-first company and its official headquarters is in Phoenix, Arizona, United States, although it does not designate a single traditional physical headquarters in the operational sense. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1889123/000119312526110808/fld-20251231.htm?utm_source=openai))
The company’s core business is centered on consumer financial tools tied to bitcoin. Its ecosystem includes the Fold mobile app, bitcoin rewards functionality, low-to-zero fee bitcoin buying and selling, insured custody, and, more recently, a bitcoin rewards credit card initiative. Fold has also been refining a unified app experience that brings balances, transactions, rewards, and spending activity into one interface. In addition, the company has expanded into B2B-adjacent use cases with employee bitcoin bonus programs, broadening its potential reach beyond retail consumers. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1889123/000119312526110808/fld-20251231.htm?utm_source=openai))
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From a competitive standpoint, Fold sits at the intersection of fintech and crypto-native financial services. Its strategic positioning is differentiated: instead of competing purely as a trading venue or exchange, Fold aims to be a daily-use financial home for bitcoin users. That makes it comparable in some respects to digital banking and payment platforms, but with a more specialized bitcoin-first value proposition. Recent company communications highlight distribution initiatives, including retail partnerships such as Kroger, and new product launches designed to increase engagement and customer acquisition. ([globenewswire.com](https://www.globenewswire.com/news-release/2026/05/12/3293448/0/en/fold-holdings-inc-nasdaq-fld-announces-first-quarter-2026-results.html?utm_source=openai))
Fold’s public-market history is also recent. The company became publicly traded after completing a business combination with FTAC Emerald Acquisition Corp. on February 14, 2025; following the transaction, the combined entity adopted the name Fold Holdings, Inc. and its common stock began trading on NASDAQ under the ticker FLD. SEC filings confirm that the legacy business was founded in 2019 and that the company continues to face typical early-stage public-company and crypto-sector risks, including persistent operating losses, reliance on bitcoin market conditions, and competitive pressure in a fast-moving industry. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1889123/000119312526110808/fld-20251231.htm?utm_source=openai))
Recent operational updates are important for investors. On May 12, 2026, Fold reported first-quarter 2026 revenue of $5.6 million, more than 1,000 Fold Bitcoin Credit Cards in circulation, and nearly 85,000 verified accounts. Earlier in 2026, the company also launched a unified app experience and completed actions to simplify its capital structure, while continuing to build out product distribution and credit capabilities. Overall, Fold remains a small-cap, high-volatility fintech/bitcoin story with meaningful upside optionality, but also elevated execution and market risk tied to the broader bitcoin ecosystem. ([globenewswire.com](https://www.globenewswire.com/news-release/2026/05/12/3293448/0/en/fold-holdings-inc-nasdaq-fld-announces-first-quarter-2026-results.html?utm_source=openai))
