Coastal Financial CORP: management transactions · United States · SEC (Form 4)

About Coastal Financial CORP

Coastal Financial Corp. (NASDAQ: CCB) is a United States bank holding company headquartered in Everett, Washington, United States. Through its wholly owned subsidiary Coastal Community Bank, the company operates a community-focused banking franchise while also running a differentiated Banking-as-a-Service business under its CCBX platform. For investors, this makes Coastal a hybrid story: part traditional regional bank, part fintech-enabled banking infrastructure provider. The company’s strategy is built around serving customers in the Puget Sound region through branch-based and digital retail/commercial banking, while also distributing banking capabilities nationally through partner channels. ([ir.coastalbank.com](https://ir.coastalbank.com/news/press-releases/news-details/2026/Coastal-Financial-Corporation-Announces-Fourth-Quarter-2025-Results/default.aspx?utm_source=openai)) The business traces back to 1997, when Coastal Community Bank began operations in Everett. According to the company, it started modestly and later became the foundation for Coastal Financial Corporation, the bank holding company. The group’s executive offices are located at 5415 Evergreen Way, Everett, WA 98203. That geographic base remains important: the community bank is still anchored in the broader Puget Sound market, giving Coastal a strong local deposit and lending footprint even as its BaaS platform broadens its addressable market. ([coastalbank.com](https://www.coastalbank.com/about-us/?utm_source=openai)) Coastal’s core products and services span consumer and business banking, including deposit accounts, commercial and industrial loans, real estate financing, consumer loans, and digital access through online and mobile banking. On the community-banking side, the franchise targets small and medium-sized businesses, professionals, and individuals. On the CCBX side, Coastal provides Banking-as-a-Service solutions to broker-dealers, digital financial service providers, and branded financial platforms that want to embed banking functionality into their own customer experience. That mix gives the company a broader revenue profile than a plain-vanilla community bank. ([ir.coastalbank.com](https://ir.coastalbank.com/overview/?utm_source=openai)) From a competitive perspective, Coastal is best viewed as a niche regional bank with a nationally scalable fintech infrastructure franchise. Its community bank is concentrated in Snohomish, Island, and King counties, while the BaaS business has national reach across the United States. This combination can support growth and diversification, but it also places the company in a more demanding risk environment, with heightened attention to partner risk, regulatory oversight, deposit mix, and credit quality. ([ir.coastalbank.com](https://ir.coastalbank.com/overview/?utm_source=openai)) Recent developments indicate an active strategic and financial backdrop. Coastal reported 2025 and early 2026 results showing continued balance-sheet growth and solid earnings generation, while management continued to emphasize the Community Bank and CCBX segments. In 2026, the company also announced the acquisition of the GreenFi brand, which it said would expand strategic flexibility in climate-friendly consumer financial services. In parallel, SEC Form 4 filings have shown insider sales and equity-based compensation activity, reflecting ongoing insider transaction disclosure typical of a NASDAQ-listed U.S. financial institution. ([ir.coastalbank.com](https://ir.coastalbank.com/news/press-releases/news-details/2026/Coastal-Financial-Corporation-Announces-First-Quarter-2026-Results/?utm_source=openai))