No insider purchase over the last 90 days. The latest was filed 09 May 2023.
Central Pacific Financial Corp, founded in 1954, is a Finance & Banking company based in Graham, United States. Its directors and officers file their transactions with SEC (Form 4). Between 18 October 2025 and 18 October 2026, 4 insiders published 8 filings.
No open-market purchase or sale appears among the filings, only grants, plan transactions and other operations. Compensation-driven entries like these are tracked, but they say little about how insiders judge the share price.
There has been no open-market purchase by an insider of Central Pacific Financial Corp for at least a year. Filings reach the SEC (Form 4) feed a median of 3 days after the trade. For comparison, the SEC allows two business days to file a Form 4.
With 8 filings in twelve months, the company is quieter than the median of 19 filings across the 5,813 companies we follow on the same exchange. Since 2016, the database holds 10 purchases and 31 sales by insiders of the company. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported net income of 77.5 m USD, with a dividend of 1.09 USD per share.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and BCB Bancorp Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analysts rate Central Pacific Financial Corp Buy (bullish), based on 4 analysts. Average price target: US$41.75.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
FY ended December 2025 · cache
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Central Pacific Financial Corp. (NYSE: CPF) is a Hawaii-based bank holding company headquartered in Honolulu, United States. Its primary operating subsidiary is Central Pacific Bank, a community bank serving consumers, professionals, families, and small businesses across the State of Hawaii. The company reports approximately $7.5 billion in assets, 27 branches, and 55 ATMs in Hawaii, underscoring a compact but meaningful regional franchise with deep local market penetration. ([ir.cpb.bank](https://ir.cpb.bank/))
The company’s roots date back to 1954, when it was founded by a small group of World War II veterans who sought to help immigrant families build lives beyond Hawaii’s plantation economy. That origin story still shapes CPF’s brand: relationship banking, community focus, and a strong emphasis on local economic development. The bank highlights its long-standing commitment to supporting homeownership and small businesses in the islands, which remains central to its identity and strategic positioning. ([ir.cpb.bank](https://ir.cpb.bank/))
From a business-model perspective, CPF is primarily a traditional commercial bank rather than a diversified financial conglomerate. Its core offerings include personal and business checking and savings accounts, commercial banking services, residential mortgage lending, home loans, and small business credit solutions. A particularly important element of the franchise is SBA lending, where the company states that in 2024 it originated more Small Business Administration loans to small businesses than the other major banks in Hawaii combined. That points to a differentiated niche in local SME finance and community development lending. ([s26.q4cdn.com](https://s26.q4cdn.com/903727923/files/doc_downloads/corporate-social/2025/04/2024-SASB-FINAL.pdf))
Competitive positioning is best understood through geography. CPF operates in a relatively concentrated island market, where relationship banking, brand trust, and local decision-making can matter as much as scale. This gives the bank a defensible regional moat, especially in mortgage finance and small business lending, while also limiting the diversification benefits of a broader mainland footprint. For investors, the company therefore looks like a focused Hawaii regional bank with exposure to local employment, tourism, real estate, and small-business activity. ([ir.cpb.bank](https://ir.cpb.bank/))
CPF’s common stock is listed on the NYSE under the ticker CPF, and the company is regulated as a bank holding company in the United States. It is subject to oversight by U.S. and Hawaii banking regulators, as well as SEC reporting requirements. Recent company disclosures also indicate that assets were approximately $7.5 billion as of March 31, 2026, while 2024 sustainability-related disclosure reiterated the bank’s strong local lending footprint and its role in community development finance. In 2024, CPF originated 49 community development loans totaling about $187.8 million, reinforcing its profile as a community-oriented lender. In the context of SEC Form 4 insider filings, investors continue to monitor insider activity as part of the broader governance picture, but the core equity story remains that of a regionally concentrated, community-focused U.S. bank. ([ir.cpb.bank](https://ir.cpb.bank/))
Purchases our model currently ranks for the recommendations list.
All recommendationsHeadquarters: Graham, United States · Founded: 1954 · Wikipedia article
Source: Wikidata (CC0).
| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | n.d. | 77.5 m USD | 2.86 USD | 1.09 USD | 10-K |
| Dec 2024 | n.d. | 53.4 m USD | 1.97 USD | 1.04 USD | 10-K |
| Dec 2023 | n.d. | 58.7 m USD | 2.17 USD | 1.04 USD | 10-K |
| Dec 2022 | n.d. | 73.9 m USD | 2.68 USD | 1.04 USD | 10-K |
| Dec 2021 | n.d. | 79.9 m USD | 2.83 USD | 0.96 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.