Central Pacific Financial CORP: insider trades · United States · SEC (Form 4)

About Central Pacific Financial CORP

Central Pacific Financial Corp. (NYSE: CPF) is a Hawaii-based bank holding company headquartered in Honolulu, United States. Its primary operating subsidiary is Central Pacific Bank, a community bank serving consumers, professionals, families, and small businesses across the State of Hawaii. The company reports approximately $7.5 billion in assets, 27 branches, and 55 ATMs in Hawaii, underscoring a compact but meaningful regional franchise with deep local market penetration. ([ir.cpb.bank](https://ir.cpb.bank/)) The company’s roots date back to 1954, when it was founded by a small group of World War II veterans who sought to help immigrant families build lives beyond Hawaii’s plantation economy. That origin story still shapes CPF’s brand: relationship banking, community focus, and a strong emphasis on local economic development. The bank highlights its long-standing commitment to supporting homeownership and small businesses in the islands, which remains central to its identity and strategic positioning. ([ir.cpb.bank](https://ir.cpb.bank/)) From a business-model perspective, CPF is primarily a traditional commercial bank rather than a diversified financial conglomerate. Its core offerings include personal and business checking and savings accounts, commercial banking services, residential mortgage lending, home loans, and small business credit solutions. A particularly important element of the franchise is SBA lending, where the company states that in 2024 it originated more Small Business Administration loans to small businesses than the other major banks in Hawaii combined. That points to a differentiated niche in local SME finance and community development lending. ([s26.q4cdn.com](https://s26.q4cdn.com/903727923/files/doc_downloads/corporate-social/2025/04/2024-SASB-FINAL.pdf)) Competitive positioning is best understood through geography. CPF operates in a relatively concentrated island market, where relationship banking, brand trust, and local decision-making can matter as much as scale. This gives the bank a defensible regional moat, especially in mortgage finance and small business lending, while also limiting the diversification benefits of a broader mainland footprint. For investors, the company therefore looks like a focused Hawaii regional bank with exposure to local employment, tourism, real estate, and small-business activity. ([ir.cpb.bank](https://ir.cpb.bank/)) CPF’s common stock is listed on the NYSE under the ticker CPF, and the company is regulated as a bank holding company in the United States. It is subject to oversight by U.S. and Hawaii banking regulators, as well as SEC reporting requirements. Recent company disclosures also indicate that assets were approximately $7.5 billion as of March 31, 2026, while 2024 sustainability-related disclosure reiterated the bank’s strong local lending footprint and its role in community development finance. In 2024, CPF originated 49 community development loans totaling about $187.8 million, reinforcing its profile as a community-oriented lender. In the context of SEC Form 4 insider filings, investors continue to monitor insider activity as part of the broader governance picture, but the core equity story remains that of a regionally concentrated, community-focused U.S. bank. ([ir.cpb.bank](https://ir.cpb.bank/))