InsidersTradesSigma
Track the Unum Group stock price and the full directors' dealings record of the company, a publicly traded company based in United States. Shares are quoted on the US market, under the oversight of SEC (Form 4). Operating in the Banks sector, Unum Group has recorded 219 public disclosures. Market capitalisation: €14.4bn. The latest transaction was disclosed on 4 August 2026 (Retenue fiscale). Among the most active insiders: Pyne Christopher W. The full history is accessible without an account.
219
Insider Decl.
n/a
Thresholds
€235,028
2 ops.
Buy Volume
€24m
50 ops.
Sell Volume
Analyst consensus: bullish or bearish?
Analysts rate Unum Group Buy (bullish), based on 13 analysts. Average price target: US$101.92.
34Σ signal
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 15,477 of 29,062 companies
50.2
score / 100
Value54
Quality46
FCF yld3.8%
Earn yld5.0%
EV/EBITDA14.7x
ROE6.4%
Gross mgn·
Net mgn5.7%
Debt/EBITDA3.0x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI analysis generation is paused.
Last declaration on 4 August 2026
Declarations219 total
1,819 shares@ US$86.11Common StockSEC:0001922647-26-000008:0
2,191 shares0Common StockSEC:0001441862-26-000003:0
2,191 shares0Common StockSEC:0001587697-26-000011:0
2,191 shares0Common StockSEC:0001633137-26-000003:0
1,540 shares0Common StockSEC:0001633137-26-000003:1
2,191 shares0Common StockSEC:0001584240-26-000011:0
1,817 shares@ US$80.840.0009% mcap100.0% of flowCommon StockSEC:0002066876-26-000004:0
12,000 shares@ US$80.140.0064% mcap49.6% of flowCommon StockSEC:0001756408-26-000007:0
4,852 shares@ US$72.4714.4% of flowCommon StockSEC:0001802189-26-000009:0
1,607 shares0Common StockSEC:0001843662-26-000004:0
3,500 shares@ US$73.005.4% of flowCommon StockSEC:0001103172-26-000008:0
6,430 shares0Common StockSEC:0002066876-26-000002:0
255 shares@ US$71.734.8% of flowCommon StockSEC:0001943150-26-000002:0
772 shares@ US$71.7318.2% of flowCommon StockSEC:0001843662-26-000002:0
1,161 shares@ US$71.732.7% of flowCommon StockSEC:0001802189-26-000008:0
2,430 shares@ US$71.736.6% of flowCommon StockSEC:0001780643-26-000005:0
1,131 shares@ US$71.732.9% of flowCommon StockSEC:0001756408-26-000005:0
906 shares@ US$71.731.6% of flowCommon StockSEC:0001629328-26-000006:0
12,423 shares@ US$71.736.7% of flowCommon StockSEC:0001290229-26-000004:0
1,244 shares@ US$71.731.9% of flowCommon StockSEC:0001103172-26-000005:0
4,500 shares@ US$72.5841.3% of flowCommon StockSEC:0001343297-26-000002:0
9,000 shares@ US$73.0035100.0% of flowCommon StockSEC:0001584240-26-000002:0
1,516 shares@ US$71.640.0007% mcap46.8% of flowCommon StockSEC:0001780643-26-000003:0
1,847 shares@ US$71.644.2% of flowCommon StockSEC:0001802189-26-000006:0
185 shares@ US$71.640.5% of flowCommon StockSEC:0001756408-26-000003:0
25 of 219 declarations
关于 Unum Group
Unum Group (NYSE: UNM) 是一家在美国上市的保险公司，总部位于田纳西州查塔努加，其历史可追溯至 1848 年。对于投资者而言，Unum 最好被理解为一家职场福利专家，而非一家广泛的财产和意外伤害保险公司。该公司通过雇主和经纪人提供员工保护和收入保护产品，服务于希望增强福利计划的企业以及在疾病、残疾或死亡期间寻求财务保护的员工。([investors.unum.com](https://investors.unum.com/annualreport2025?utm_source=openai)) Unum 的核心业务线集中于团体残疾保险、团体人寿和意外死亡及肢解 (AD&D) 保险、补充和自愿福利以及个人残疾产品。在英国，该公司还经营一项保护业务，扩大了其地理覆盖范围并减少了对单一市场的依赖。这种产品组合使 Unum 能够获得与就业福利相关的经常性保费流，其中承保纪律和持续性在盈利能力中发挥着重要作用。该公司表示，超过 178,000 家雇主依赖其福利专业知识，这突显了其在美国职场福利生态系统中的规模和嵌入式地位。([investors.unum.com](https://investors.unum.com/annualreport2025?utm_source=openai)) 从竞争角度来看，Unum 在员工福利和残疾保护领域占据着强大的利基市场。其定位得益于与雇主的长期合作关系、广泛的分销网络以及旨在改善员工和雇主体验的不断发展的数字化运营模式。该公司在一个服务质量、索赔管理、定价纪律和经纪人关系至关重要的市场中竞争。Unum 将这些能力与多元化的福利平台相结合的能力是其在美国和英国仍然是公认品牌的一个关键原因。([unum.com](https://www.unum.com/about/unum-group?utm_source=openai)) 近期发展具有战略重要性。2025 年 7 月 1 日，Unum 完成了与 Fortitude Re 的 $3.4 billion 长期护理再保险交易，转让了其大部分遗留长期护理准备金和部分个人残疾风险。管理层将该交易描述为降低遗留业务风险和提高资本灵活性的重要一步。在其 2025 年年度报告和季度更新中，Unum 强调了强大的资本和流动性、约 440% 的风险资本比率、大量的股票回购以及股息增加。对于股票投资者而言，这些行动表明该公司专注于优化资本、降低盈利波动性，并向股东返还现金，同时继续发展其核心职场福利业务。([investors.unum.com](https://investors.unum.com/news-events/news/news-details/2025/Unum-Group-Closes-3-4-Billion-Long-Term-Care-Reinsurance-Transaction-with-Fortitude-Re/default.aspx?utm_source=openai))
